Insurance stocks cover property & casualty insurers, life insurance companies, and reinsurers. Our AI evaluates combined ratios, premium growth, investment returns, and reserve adequacy from SEC 10-K filings.
Best Insurance Stocks to Buy in 2026
Top-rated insurance stocks ranked by AI confidence score. Dual AI analysis (Claude + ChatGPT) based on SEC 10-K and 10-Q filings. Last Updated: May 2026
All Insurance Stocks (103)
| Ticker | Company | AI Rating | Confidence | Action |
|---|---|---|---|---|
| SUND | Sundance Strategies, Inc. | STRONG SELL | 95% | View Analysis → |
| STHO | Star Holdings | STRONG SELL | 95% | View Analysis → |
| PRHIZ | Presurance Holdings, Inc. | STRONG SELL | 95% | View Analysis → |
| MHNC | Maiden Holdings, Ltd. | STRONG SELL | 94% | View Analysis → |
| MBI | MBIA INC | STRONG SELL | 92% | View Analysis → |
| EZRA | Reliance Global Group, Inc. | STRONG SELL | 90% | View Analysis → |
| RDZNW | Roadzen Inc. | STRONG SELL | 89% | View Analysis → |
| KFS | KINGSWAY FINANCIAL SERVICES INC | STRONG SELL | 88% | View Analysis → |
| GOCO | GoHealth, Inc. | STRONG SELL | 88% | View Analysis → |
| PLMR | Palomar Holdings, Inc. | STRONG BUY | 87% | View Analysis → |
| RHEPB | REGIONAL HEALTH PROPERTIES, INC | STRONG SELL | 86% | View Analysis → |
| RYAN | RYAN SPECIALTY HOLDINGS, INC. | SELL | 85% | View Analysis → |
| TIPT | TIPTREE INC. | STRONG SELL | 85% | View Analysis → |
| KNSL | Kinsale Capital Group, Inc. | STRONG BUY | 85% | View Analysis → |
| EQH-PC | Equitable Holdings, Inc. | SELL | 85% | View Analysis → |
| BWIN | Baldwin Insurance Group, Inc. | SELL | 84% | View Analysis → |
| ESNT | Essent Group Ltd. | BUY | 84% | View Analysis → |
| KINS | KINGSTONE COMPANIES, INC. | BUY | 82% | View Analysis → |
| CRVL | CORVEL CORP | BUY | 82% | View Analysis → |
| HG | Hamilton Insurance Group, Ltd. | BUY | 80% | View Analysis → |
| MKL | MARKEL GROUP INC. | SELL | 80% | View Analysis → |
| MRSH | MARSH & MCLENNAN COMPANIES, INC. | HOLD | 80% | View Analysis → |
| OXBRW | OXBRIDGE RE HOLDINGS Ltd | STRONG SELL | 79% | View Analysis → |
| HCIIP | HCI Group, Inc. | BUY | 79% | View Analysis → |
| PRA | PROASSURANCE CORP | SELL | 78% | View Analysis → |
| AON | Aon plc | BUY | 78% | View Analysis → |
| SLDE | Slide Insurance Holdings, Inc. | BUY | 78% | View Analysis → |
| WTW | WILLIS TOWERS WATSON PLC | SELL | 78% | View Analysis → |
| SIGIP | SELECTIVE INSURANCE GROUP INC | BUY | 78% | View Analysis → |
| RZC | REINSURANCE GROUP OF AMERICA INC | BUY | 78% | View Analysis → |
| OSG | OCTAVE SPECIALTY GROUP INC | SELL | 78% | View Analysis → |
| KG | Kestrel Group Ltd | SELL | 78% | View Analysis → |
| RNR-PG | RENAISSANCERE HOLDINGS LTD | BUY | 78% | View Analysis → |
| NODK | NI Holdings, Inc. | SELL | 78% | View Analysis → |
| GBLI | Global Indemnity Group, LLC | SELL | 77% | View Analysis → |
| HRTG | Heritage Insurance Holdings, Inc. | BUY | 77% | View Analysis → |
| CRBD | Corebridge Financial, Inc. | SELL | 77% | View Analysis → |
| STC | STEWART INFORMATION SERVICES CORP | SELL | 76% | View Analysis → |
| L | LOEWS CORP | SELL | 76% | View Analysis → |
| AIG | AMERICAN INTERNATIONAL GROUP, INC. | HOLD | 76% | View Analysis → |
| EIG | Employers Holdings, Inc. | SELL | 76% | View Analysis → |
| CINF | CINCINNATI FINANCIAL CORP | BUY | 76% | View Analysis → |
| BRO | BROWN & BROWN, INC. | BUY | 76% | View Analysis → |
| ERIE | ERIE INDEMNITY CO | BUY | 76% | View Analysis → |
| AMSF | AMERISAFE INC | SELL | 76% | View Analysis → |
| CB | Chubb Ltd | BUY | 76% | View Analysis → |
| TRV | TRAVELERS COMPANIES, INC. | BUY | 76% | View Analysis → |
| PRI | Primerica, Inc. | BUY | 76% | View Analysis → |
| RDN | RADIAN GROUP INC | BUY | 76% | View Analysis → |
| JRVR | James River Group Holdings, Inc. | SELL | 75% | View Analysis → |
| BOW | Bowhead Specialty Holdings Inc. | BUY | 74% | View Analysis → |
| ACT | Enact Holdings, Inc. | BUY | 74% | View Analysis → |
| MTG | MGIC INVESTMENT CORP | BUY | 74% | View Analysis → |
| PFG | PRINCIPAL FINANCIAL GROUP INC | SELL | 74% | View Analysis → |
| PGR | PROGRESSIVE CORP/OH/ | BUY | 74% | View Analysis → |
| FAF | First American Financial Corp | HOLD | 74% | View Analysis → |
| ITIC | INVESTORS TITLE CO | BUY | 74% | View Analysis → |
| AFL | AFLAC INC | SELL | 72% | View Analysis → |
| NMIH | NMI Holdings, Inc. | BUY | 72% | View Analysis → |
| ORI | OLD REPUBLIC INTERNATIONAL CORP | BUY | 72% | View Analysis → |
| RLI | RLI CORP | HOLD | 72% | View Analysis → |
| WTM | WHITE MOUNTAINS INSURANCE GROUP LTD | BUY | 72% | View Analysis → |
| UNMA | Unum Group | SELL | 72% | View Analysis → |
| SPNT | SiriusPoint Ltd | BUY | 72% | View Analysis → |
| QDMI | QDM International Inc. | BUY | 72% | View Analysis → |
| HMN | HORACE MANN EDUCATORS CORP /DE/ | BUY | 72% | View Analysis → |
| MET-PF | METLIFE INC | BUY | 72% | View Analysis → |
| MCY | MERCURY GENERAL CORP | BUY | 72% | View Analysis → |
| EHTH | eHealth, Inc. | HOLD | 72% | View Analysis → |
| DGICB | DONEGAL GROUP INC | BUY | 72% | View Analysis → |
| GNW | GENWORTH FINANCIAL INC | SELL | 71% | View Analysis → |
| EG | EVEREST GROUP, LTD. | BUY | 71% | View Analysis → |
| CNO-PA | CNO Financial Group, Inc. | HOLD | 71% | View Analysis → |
| CIA | CITIZENS, INC. | HOLD | 71% | View Analysis → |
| CNA | CNA FINANCIAL CORP | BUY | 70% | View Analysis → |
| UTGN | UTG INC | SELL | 70% | View Analysis → |
| TWFG | TWFG, Inc. | HOLD | 70% | View Analysis → |
| ROOT | Root, Inc. | BUY | 70% | View Analysis → |
| FNF | Fidelity National Financial, Inc. | HOLD | 70% | View Analysis → |
| CPTP | CAPITAL PROPERTIES INC /RI/ | BUY | 70% | View Analysis → |
| HIT | Health In Tech, Inc. | SELL | 69% | View Analysis → |
| FGN | F&G Annuities & Life, Inc. | HOLD | 69% | View Analysis → |
| UFCS | UNITED FIRE GROUP INC | HOLD | 68% | View Analysis → |
| GLRE | GREENLIGHT CAPITAL RE, LTD. | BUY | 68% | View Analysis → |
| THG | HANOVER INSURANCE GROUP, INC. | HOLD | 68% | View Analysis → |
| UVE | UNIVERSAL INSURANCE HOLDINGS, INC. | HOLD | 68% | View Analysis → |
| NP | Neptune Insurance Holdings Inc. | SELL | 68% | View Analysis → |
| PRS | PRUDENTIAL FINANCIAL INC | HOLD | 68% | View Analysis → |
| LIFE | Ethos Technologies Inc. | HOLD | 68% | View Analysis → |
| CRD-B | CRAWFORD & CO | HOLD | 68% | View Analysis → |
| GSHD | Goosehead Insurance, Inc. | HOLD | 67% | View Analysis → |
| HGTY | Hagerty, Inc. | BUY | 67% | View Analysis → |
| KMPB | KEMPER Corp | HOLD | 66% | View Analysis → |
| LMND | Lemonade, Inc. | SELL | 65% | View Analysis → |
| CILJF | CHINA LIFE INSURANCE CO LTD | SELL | 64% | View Analysis → |
| GOODO | GLADSTONE COMMERCIAL CORP | HOLD | 63% | View Analysis → |
| SKWD | Skyward Specialty Insurance Group, Inc. | BUY | 62% | View Analysis → |
| HIPOW | Hippo Holdings Inc. | BUY | 59% | View Analysis → |
| SAFT | SAFETY INSURANCE GROUP INC | HOLD | 55% | View Analysis → |
| FRFFF | FAIRFAX FINANCIAL HOLDINGS LTD/ CAN | BUY | 48% | View Analysis → |
| FIHL | Fidelis Insurance Holdings Ltd | HOLD | 40% | View Analysis → |
| CCGWW | Cheche Group Inc. | HOLD | 36% | View Analysis → |
| MNUFF | MANULIFE FINANCIAL CORP | HOLD | 18% | View Analysis → |
Frequently Asked Questions: Insurance Stocks
What are the best insurance stocks to buy in 2026?
Based on our dual AI fundamental analysis (Claude and ChatGPT), 43 insurance stocks have Buy or Strong Buy ratings in 2026. These are ranked by confidence score based on SEC 10-K and 10-Q filing analysis.
Which insurance stocks have Strong Buy ratings?
Currently, 2 insurance stocks have a Strong Buy rating from our AI analysis. Strong Buy indicates both Claude and ChatGPT agree on exceptional fundamentals with high confidence scores above 80%.
How does AI analyze insurance stocks?
Our dual AI system analyzes SEC EDGAR filings including revenue growth, profit margins, ROE, ROA, debt levels, and cash flow. Both Claude (Anthropic) and ChatGPT (OpenAI) independently evaluate each stock, then we combine their ratings for higher accuracy.
What is the AI confidence score?
AI confidence scores range from 0-100% and indicate how strongly the AI models agree on their rating. Higher confidence means clearer signals from SEC filing data. Insurance stocks with 80%+ confidence have the most reliable ratings.
Should I invest in insurance stocks in 2026?
Our AI analysis shows 43 Buy ratings vs 37 Sell ratings in the insurance sector. Individual stock fundamentals vary significantly - review each stock's detailed analysis. This is not investment advice.
How often are insurance stock ratings updated?
AI ratings are updated whenever companies file new SEC reports (10-K annually, 10-Q quarterly). Most insurance stocks are re-analyzed within 24-48 hours of new filings being published on SEC EDGAR.
What data sources are used for insurance stock analysis?
All analysis is based on official SEC EDGAR filings including Form 10-K (annual reports), Form 10-Q (quarterly reports), and other regulatory disclosures. We do not use price data or market sentiment - only fundamental financial data.
Compare Top Insurance Stocks
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