📊 RDZNW Key Takeaways
Is RDZNW a Good Investment? Thesis Analysis
Roadzen exhibits explosive revenue growth (+1464% YoY) but operates with severely negative profitability (-39.2% net margin) and is technically insolvent with negative stockholders' equity of -$26.6M. Critically, the company is burning -$16.5M in operating cash annually with only $5.1M in cash reserves, creating an imminent solvency crisis with less than 4 months of operational runway.
Why Buy RDZNW? Key Strengths
- Exceptional top-line growth of 1463.9% YoY demonstrates strong market demand
- EPS improved 54% YoY showing some margin improvement trajectory
- Modest debt load of $4.8M suggests limited near-term refinancing risk
RDZNW Investment Risks to Consider
- Negative stockholders' equity of -$26.6M indicates technical insolvency and eliminated equity cushion
- Operating cash burn of -$16.5M annually against only $5.1M cash reserve threatens going concern within 4 months
- Current ratio of 0.54x reflects acute liquidity crisis with current liabilities nearly double current assets
- Negative operating margin of -21.1% and net margin of -39.2% indicate business model cannot support existing cost structure at scale
- Interest coverage of -20.0x confirms inability to service debt from operations
Key Metrics to Watch
- Quarterly operating cash flow trend toward positive territory
- Time to operating profitability and path to positive net income
- Cash burn rate and runway to liquidity crisis
- Current ratio improvement and working capital management
RDZNW Financial Metrics
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
RDZNW Profitability Ratios
RDZNW vs Finance Sector
How Roadzen Inc. compares to Finance sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is RDZNW Overvalued or Undervalued?
Based on fundamental analysis, Roadzen Inc. has mixed fundamental signals relative to the Finance sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
RDZNW Balance Sheet & Liquidity
RDZNW 5-Year Financial Trend & Growth Analysis
5-Year Trend Summary: Roadzen Inc.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $-2.26 indicates the company is currently unprofitable.
RDZNW Growth Metrics (YoY)
RDZNW Quarterly Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2026 | $12.1M | -$2.1M | $-0.04 |
| Q2 2026 | $11.9M | -$2.1M | $-0.03 |
| Q1 2026 | $8.9M | -$4.0M | $-0.05 |
| Q3 2025 | $12.1M | -$2.5M | $-0.04 |
| Q2 2025 | $11.9M | -$4.0M | $-0.32 |
| Q1 2025 | $5.6M | -$4.0M | $-0.71 |
| Q3 2023 | $3.3M | $477.4K | $0.03 |
| Q2 2023 | $2.6M | $25.7K | $-0.45 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
RDZNW Capital Allocation
RDZNW SEC 10-K & 10-Q Filing Analysis
Access official SEC EDGAR filings for Roadzen Inc. (CIK: 0001868640)
📋 Recent SEC Filings
❓ Frequently Asked Questions about RDZNW
What is the AI rating for RDZNW?
Roadzen Inc. (RDZNW) has an AI rating of STRONG SELL with 92% confidence, based on fundamental analysis of SEC EDGAR filings.
What are RDZNW's key strengths?
Claude: Exceptional top-line growth of 1463.9% YoY demonstrates strong market demand. EPS improved 54% YoY showing some margin improvement trajectory.
What are the risks of investing in RDZNW?
Claude: Negative stockholders' equity of -$26.6M indicates technical insolvency and eliminated equity cushion. Operating cash burn of -$16.5M annually against only $5.1M cash reserve threatens going concern within 4 months.
What is RDZNW's revenue and growth?
Roadzen Inc. reported revenue of $38.9M.
Does RDZNW pay dividends?
Roadzen Inc. does not currently pay dividends.
Where can I find RDZNW SEC filings?
Official SEC filings for Roadzen Inc. (CIK: 0001868640) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is RDZNW's EPS?
Roadzen Inc. has a diluted EPS of $-0.20.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is RDZNW a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Roadzen Inc. has a STRONG SELL rating with 92% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is RDZNW stock overvalued or undervalued?
Valuation metrics for RDZNW: ROE of N/A (sector avg: 12%), net margin of -39.2% (sector avg: 25%). Compare these metrics with sector averages to assess valuation.
Should I buy RDZNW stock in 2026?
Our dual AI analysis gives Roadzen Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is RDZNW's free cash flow?
Roadzen Inc.'s operating cash flow is $-16.5M, with capital expenditures of $424.9K. FCF margin is -43.4%.
How does RDZNW compare to other Finance stocks?
Vs Finance sector averages: Net margin -39.2% (avg: 25%), ROE N/A (avg: 12%), current ratio 0.54 (avg: 1.2).