Gold Rate Today in Philippines 14 July 2026 - 22, 24 Carat Live Gold Price
Today Gold Rate Philippines (14 July 2026): Get current / today's 22-carat & 24-carat gold price in Philippines based on PHP per 1 gram & 10 grams. Also check the last 7 days' gold price, gold rate trends, and a comparison of 22- and 24-carat gold across major cities in Philippines, including Cebu, Davao, Manila.
Live Gold Trading Chart (TradingView)
Gold Rate Calculator
Calculate gold prices in different units and purities for Philippines
Jewelry Purchase Cost Calculator
Calculate the actual cost of buying gold jewelry with our free calculator. Unlike simple gold price calculators, our Jewelry Purchase Cost Calculator includes making charges, wastage, and taxes to give you the real amount you'll pay at jewelers in Philippines.
What This Calculator Includes:
- Base Gold Value: Weight × Purity × Current Market Rate
- Making Charges: Jeweler's crafting cost (per gram or percentage)
- Wastage Charges: Gold lost during crafting (typically 5-10%)
💡 Why This Matters: A 10-gram 24K gold ring may cost ₱84,492 in raw gold, but with 15% making charges and 6% wastage, your actual purchase cost jumps to ₱102,235. Use our calculator to compare jeweler quotes and avoid overpaying.
Calculator Inputs
Cost Breakdown
Global Gold Rate Comparison - Philippines vs World Markets
Compare gold rates across major international markets (24K gold per gram)
| Country | 24K Price/gram | Import Duty | ||
|---|---|---|---|---|
| 🇦🇪 UAE (Dubai) | د.إ472.54 | 0% (Tax free) | ||
| 🇮🇳 India | ₹14,368.45 | 15.0% + 3% GST | ||
| 🇺🇸 USA | $132.53 | 0% (Tax free) | ||
| 🇬🇧 UK | £101.15 | 0% (Tax free) | ||
| 🇸🇬 Singapore | S$166.54 | 0% (Tax free) | ||
| 🇸🇦 Saudi Arabia | ﷼482.52 | 0% (Tax free) | ||
| 🇦🇺 Australia | A$191.61 | 0% (Tax free) | ||
| 🇨🇦 Canada | C$187.60 | 0% (Tax free) | ||
| Live Data: Prices updated hourly (24 times daily) from Metals.dev API. Dubai/UAE and Saudi Arabia offer the lowest gold prices globally due to zero import duties and tax-free status. | ||||
Gold Investment Comparison & Analysis
Gold vs Other Investment Options (1 Year Returns)
| Investment Type | Current Rate/Value | 1 Year Return | Risk Level | Liquidity |
|---|---|---|---|---|
| Gold (24K) | ₹8,449/gram | +12-15% | Low-Medium | High |
| Fixed Deposit (FD) | 6.5-7.5% p.a. | +6.5-7.5% | Very Low | Low |
| Nifty 50 Index | ~23,500 | +18-22% | High | High |
| Silver | ₹85-90/gram | +8-10% | Medium | High |
| Real Estate | Location based | +5-8% | Medium | Very Low |
Gold Value by Weight - Quick Reference Guide
Instant price calculations for common gold weights in Philippines (PHP)
| Weight Unit | 24K Gold (99.9%) | 22K Gold (91.6%) | 18K Gold (75%) |
|---|---|---|---|
| 1 Gram | ₱8,449.18 | ₱7,745.09 | ₱6,336.89 |
| 5 Grams | ₱42,245.90 | ₱38,725.45 | ₱31,684.45 |
| 8 Grams (1 Sovereign) | ₱67,593.44 | ₱61,960.72 | ₱50,695.12 |
| 10 Grams | ₱84,491.80 | ₱77,450.90 | ₱63,368.90 |
| 11.66 Grams (1 Tola) | ₱98,517.44 | ₱90,307.75 | ₱73,888.14 |
| 50 Grams | ₱422,459.00 | ₱387,254.50 | ₱316,844.50 |
| 100 Grams | ₱844,918.00 | ₱774,509.00 | ₱633,689.00 |
| 1 Kilogram | ₱8,449,180.00 | ₱7,745,090.00 | ₱6,336,890.00 |
| Note: Prices shown are retail rates including local taxes and premiums. Actual jewelry cost may vary with making charges. | |||
Gold Purity Comparison - 24K vs 22K vs 18K
Complete comparison to help you choose the right gold purity for your needs
| Feature | 24K Gold | 22K Gold | 18K Gold |
|---|---|---|---|
| Purity Level | 99.9% Pure | 91.6% Pure | 75% Pure |
| Today's Price (per gram) | ₱8,449.18 | ₱7,745.09 | ₱6,336.89 |
| Best For | Investment, Coins | Jewelry, Ornaments | Daily Wear Jewelry |
| Durability | Soft & Bendable | Medium Strength | Very Hard & Durable |
| Resale Value | Highest (100%) | Good (~96%) | Lower (~78%) |
| Hallmark Standard | 999 | 916 | 750 |
| Color | Deep Yellow | Rich Yellow | Light Yellow |
| Alloy Metals | None (0%) | Copper, Silver (8.4%) | Copper, Silver (25%) |
For investment, choose 24K gold for maximum resale value. For jewelry that you'll wear regularly, 22K offers the best balance of purity and durability. For intricate designs or daily wear pieces, 18K is most durable.
Gold Buyback / Selling Calculator
Calculate how much you'll receive when selling your gold in Philippines
Buyback Breakdown
Select Your Country
Binondo Gold Shopping Guide: Ongpin Street Jewelers (Prices + Tips)
Binondo in Manila — the world's oldest Chinatown — is the Philippines' best-known gold market, centred on Ongpin Street. Shops there sell gold close to the daily rate plus a making charge:
- Ongpin jewellers typically charge lower making charges (around 8–12%) than mall outlets.
- Gold is sold by weight and purity (24K, 21K, 18K); ask for the day's per-gram rate before discussing designs.
- Bargaining is common, especially for larger or cash purchases.
Always ask for an official receipt stating weight and karat — it protects you for resale or pawning later. Long-established shops are the safest choice; verify karat markings and consider an independent test for high-value pieces.
Pawnshop Gold Buyback Rates: Cebuana Lhuillier vs M Lhuillier vs Palawan
Pawnshops (sanglaan) are a common way to borrow against or sell gold in the Philippines. The largest chains are Cebuana Lhuillier, M Lhuillier and Palawan Pawnshop.
- They appraise gold by weight and karat and offer a loan or buyback value, usually a percentage of the current market price.
- Buyback and appraisal values commonly fall in the 85–95% range for higher-karat gold in good condition.
- Rates and interest on pawned items differ by branch and with the gold price, so compare offers.
Bring valid ID and the original receipt if you have it. To sell outright, compare a pawnshop's offer with a Binondo jeweller's buyback, as dedicated gold dealers sometimes pay closer to spot.
Gold Making Charges in Philippines by City (Manila 8-12% vs Provincial 10-15%)
Making charges (labour) are added to the gold value and vary by location in the Philippines:
- Manila (Binondo/Ongpin): typically 8–12%, helped by competition among many shops.
- Provincial cities (Cebu, Davao and others): often 10–15%, reflecting smaller markets.
- Mall and branded jewellers charge more than street-level Ongpin shops for comparable pieces.
Because the gold rate itself is set by the global market, the making charge is where prices really differ. Ask for it as a clear percentage or peso-per-gram figure, compare two or three shops, and request an itemised receipt.
How to Sell Gold to Pawnshops in Philippines (Get 90-95% Rate)
To sell gold in the Philippines at a good rate, you generally choose between pawnshops and jewellers:
- Pawnshops (Cebuana Lhuillier, M Lhuillier, Palawan) are fast and widely available, typically paying 85–95% of value for higher-karat gold in good condition.
- Binondo/Ongpin jewellers may pay closer to the live rate for recognizable, well-documented pieces.
Bring valid ID and any original receipt, as documentation improves the offer. Get two or three quotes and compare them against the current per-gram rate above. Higher-karat gold (24K, 21K) is easier to sell and fetches a better percentage than lower-karat or plated items.
Philippines Gold vs Dubai/Singapore Prices (Why Local is Higher)
Gold in the Philippines often looks more expensive than in Dubai or Singapore, even though the underlying metal is the same worldwide. The reasons are local:
- Import duty (around 3%) and 12% VAT on retail jewellery add to the headline price.
- Smaller market scale means higher retail premiums and making charges than in major bullion hubs.
- Dubai has 0% import duty and Singapore exempts investment bars from GST, keeping their prices lower.
For a like-for-like comparison, check the live per-gram rate for the same karat on each country's page. Many overseas Filipino workers buy gold abroad for this reason, but remember to factor in the Philippines' customs allowance when bringing it home.
Frequently Asked Questions About Gold Prices
What is the current gold rate in Philippines today?
Today's gold rate in Philippines is ₱8,449.18 per gram for 24K gold, ₱7,745.09 for 22K gold, and ₱6,336.89 for 18K gold.
Which gold is best for investment - 24K, 22K or 18K?
24K gold (99.9% pure) is best for investment as it has the highest purity and resale value. 22K gold (91.6% pure) is preferred for jewelry as it's more durable with added alloys. 18K gold (75% pure) is most durable but has lower investment value.
Why do gold prices vary in different locations?
Gold prices vary due to local taxes (3.00% import duty in Philippines), transportation costs, demand-supply dynamics, and local market premiums. International prices also fluctuate based on USD exchange rates.
What is the best time to buy gold?
The best time to buy gold is during price dips or corrections. Monitor our live prices regularly. When prices drop below recent averages (watch for opportunities), it may be a good buying opportunity.
How much is 10 grams of gold worth today?
10 grams of 24K gold is worth ₱84,491.80 today. For 22K gold, it's ₱77,450.90, and for 18K gold, it's ₱63,368.90. Use our calculator above for custom weights.
What factors affect gold prices?
Gold prices are affected by global factors like USD strength, inflation rates, geopolitical tensions, central bank policies, and market demand. Local factors include import duties (3.00% in Philippines), currency exchange rates, and regional demand patterns.
Is gold a good investment right now?
Gold is trading in a stable range (+0.00%). It's always wise to diversify your portfolio and consult with a financial advisor. Looking beyond gold? Our free AI stock screener grades 5,500+ US stocks from A+ to D using SEC filing data.
What is the difference between 24K, 22K, and 18K gold?
24K gold is 99.9% pure gold (ideal for investment), 22K is 91.6% pure (91.6% gold + 8.4% alloys like copper/silver for jewelry durability), and 18K is 75% pure (75% gold + 25% alloys for maximum durability). Higher karat = more gold content but less durability for jewelry.
Where to buy gold in Manila - Binondo Ongpin Street vs malls?
Binondo's Ongpin Street in Manila is the country's main gold district, with many competing shops and making charges around 8–12% — usually cheaper than mall jewellers. Malls offer fixed pricing and a comfortable setting but charge more. Buy from established shops and always get an official receipt stating weight and karat.
What is the making charge for gold jewelry in Philippines (percentage)?
Making charges in the Philippines typically run 8–12% in Manila's Binondo area and 10–15% in provincial cities, on top of the live gold value. Mall and branded jewellers charge more. Ask for the making charge as a clear percentage or peso-per-gram figure and compare a few shops.
How much do pawnshops pay for gold in Philippines? (Sanglaan rates)
Pawnshops such as Cebuana Lhuillier, M Lhuillier and Palawan appraise gold by weight and karat and commonly pay 85–95% of value for higher-karat gold in good condition, whether you pawn or sell. Bring valid ID and the original receipt if you have one, and compare offers between branches.
Is 24K or 18K gold better to buy in Philippines?
It depends on your goal. 24K (99.9% pure) holds the most value and is best for saving or resale but is soft; 18K and 21K are more durable and common for everyday jewellery. For value retention and easier resale or pawning, higher-karat gold (24K or 21K) is preferable.
Gold price in Binondo Manila vs Cebu vs Davao (comparison)
The gold rate is set by the global market, so it is essentially the same nationwide. Differences come from making charges, which tend to be lowest in Manila's competitive Binondo market (8–12%) and a little higher in Cebu, Davao and other provincial cities (10–15%). Compare making charges, not the base rate.
How to check if gold is real in Philippines (testing methods)?
Look for a karat stamp (24K, 21K, 18K or 916/750), buy from established shops, and keep the receipt stating purity. Pawnshops and jewellers can appraise and test gold; for high-value pieces, an independent acid or electronic test confirms purity. Beware 'tubog' (gold-plated) items sold as solid gold.
What is the tax on gold purchases in Philippines 2025?
Retail gold jewellery in the Philippines is subject to 12% VAT, and imported gold carries about 3% import duty, which is why local prices sit above hubs like Dubai. Sales of gold to the Bangko Sentral ng Pilipinas have separate tax treatment. Confirm current rates with the BIR for large purchases.
Best pawnshops in Philippines for gold buyback (Cebuana vs M Lhuillier vs Palawan)?
Cebuana Lhuillier, M Lhuillier and Palawan Pawnshop are the largest national chains, all appraising gold by weight and karat and typically paying 85–95% for higher-karat gold in good condition. Rates vary by branch and with the gold price, so compare a couple of offers and bring ID and any receipt.
How much gold can I bring to Philippines from abroad (customs limit)?
Travellers may bring personal gold jewellery into the Philippines, but amounts beyond personal-use quantities should be declared to the Bureau of Customs and may attract duty and VAT. Limits and documentation requirements change, so check the current Bureau of Customs rules before travelling and keep your purchase invoice.
Why is gold expensive in Philippines compared to Dubai or Singapore?
Philippine gold carries about 3% import duty and 12% VAT on jewellery, plus higher retail premiums in a smaller market. Dubai has 0% import duty and Singapore exempts investment bars from GST, so their headline prices are lower. Compare the live per-gram rate for the same karat on each country's page.
Diversify Beyond Gold?
Our AI grades 5,500+ US stocks from A+ to D based on SEC filings — free fundamental analysis powered by Claude AI & ChatGPT.
Gold Price News & Analysis — Philippines
Live gold prices in Philippines today: 24K, 22K rates for Manila, Cebu, Davao. FREE jewelry calculator. Get latest rates...
Updated Jul 14, 2026