Gold Rate Today in Singapore 20 July 2026 - 22, 24 Carat Live Gold Price
Today Gold Rate Singapore (20 July 2026): Get current / today's 22-carat & 24-carat gold price in Singapore based on SGD per 1 gram & 10 grams. Also check the last 7 days' gold price, gold rate trends, and a comparison of 22- and 24-carat gold across major cities in Singapore, including Singapore.
Live Gold Trading Chart (TradingView)
Gold Rate Calculator
Calculate gold prices in different units and purities for Singapore
Jewelry Purchase Cost Calculator
Calculate the actual cost of buying gold jewelry with our free calculator. Unlike simple gold price calculators, our Jewelry Purchase Cost Calculator includes making charges, wastage, and taxes to give you the real amount you'll pay at jewelers in Singapore.
What This Calculator Includes:
- Base Gold Value: Weight × Purity × Current Market Rate
- Making Charges: Jeweler's crafting cost (per gram or percentage)
- Wastage Charges: Gold lost during crafting (typically 5-10%)
💡 Why This Matters: A 10-gram 24K gold ring may cost S$1,659 in raw gold, but with 15% making charges and 6% wastage, your actual purchase cost jumps to S$2,007. Use our calculator to compare jeweler quotes and avoid overpaying.
Calculator Inputs
Cost Breakdown
Global Gold Rate Comparison - Singapore vs World Markets
Compare gold rates across major international markets (24K gold per gram)
| Country | 24K Price/gram | Import Duty | ||
|---|---|---|---|---|
| 🇦🇪 UAE (Dubai) | د.إ471.41 | 0% (Tax free) | ||
| 🇮🇳 India | ₹14,447.89 | 15.0% + 3% GST | ||
| 🇺🇸 USA | $132.21 | 0% (Tax free) | ||
| 🇬🇧 UK | £99.38 | 0% (Tax free) | ||
| 🇸🇬 Singapore (Current) | S$165.87 | 0% (Tax free) | ||
| 🇸🇦 Saudi Arabia | ﷼481.36 | 0% (Tax free) | ||
| 🇦🇺 Australia | A$189.51 | 0% (Tax free) | ||
| 🇨🇦 Canada | C$185.36 | 0% (Tax free) | ||
| Live Data: Prices updated hourly (24 times daily) from Metals.dev API. Dubai/UAE and Saudi Arabia offer the lowest gold prices globally due to zero import duties and tax-free status. | ||||
Gold Investment Comparison & Analysis
Gold vs Other Investment Options (1 Year Returns)
| Investment Type | Current Rate/Value | 1 Year Return | Risk Level | Liquidity |
|---|---|---|---|---|
| Gold (24K) | ₹166/gram | +12-15% | Low-Medium | High |
| Fixed Deposit (FD) | 6.5-7.5% p.a. | +6.5-7.5% | Very Low | Low |
| Nifty 50 Index | ~23,500 | +18-22% | High | High |
| Silver | ₹85-90/gram | +8-10% | Medium | High |
| Real Estate | Location based | +5-8% | Medium | Very Low |
Gold Value by Weight - Quick Reference Guide
Instant price calculations for common gold weights in Singapore (SGD)
| Weight Unit | 24K Gold (99.9%) | 22K Gold (91.6%) | 18K Gold (75%) |
|---|---|---|---|
| 1 Gram | S$165.87 | S$152.05 | S$124.41 |
| 5 Grams | S$829.35 | S$760.25 | S$622.05 |
| 8 Grams (1 Sovereign) | S$1,326.96 | S$1,216.40 | S$995.28 |
| 10 Grams | S$1,658.70 | S$1,520.50 | S$1,244.10 |
| 11.66 Grams (1 Tola) | S$1,934.04 | S$1,772.90 | S$1,450.62 |
| 50 Grams | S$8,293.50 | S$7,602.50 | S$6,220.50 |
| 100 Grams | S$16,587.00 | S$15,205.00 | S$12,441.00 |
| 1 Kilogram | S$165,870.00 | S$152,050.00 | S$124,410.00 |
| Note: Prices shown are retail rates including local taxes and premiums. Actual jewelry cost may vary with making charges. | |||
Gold Purity Comparison - 24K vs 22K vs 18K
Complete comparison to help you choose the right gold purity for your needs
| Feature | 24K Gold | 22K Gold | 18K Gold |
|---|---|---|---|
| Purity Level | 99.9% Pure | 91.6% Pure | 75% Pure |
| Today's Price (per gram) | S$165.87 | S$152.05 | S$124.41 |
| Best For | Investment, Coins | Jewelry, Ornaments | Daily Wear Jewelry |
| Durability | Soft & Bendable | Medium Strength | Very Hard & Durable |
| Resale Value | Highest (100%) | Good (~96%) | Lower (~78%) |
| Hallmark Standard | 999 | 916 | 750 |
| Color | Deep Yellow | Rich Yellow | Light Yellow |
| Alloy Metals | None (0%) | Copper, Silver (8.4%) | Copper, Silver (25%) |
For investment, choose 24K gold for maximum resale value. For jewelry that you'll wear regularly, 22K offers the best balance of purity and durability. For intricate designs or daily wear pieces, 18K is most durable.
Gold Buyback / Selling Calculator
Calculate how much you'll receive when selling your gold in Singapore
Buyback Breakdown
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Chinatown Gold Shopping Guide: Best Shops on Temple Street + Pagoda Street
Singapore's Chinatown, around Temple Street and Pagoda Street, is the traditional place to buy gold jewellery, alongside established names such as Poh Heng and long-running goldsmiths.
- Gold is sold at the daily rate plus a making charge, typically around 5–8% for plain designs in Chinatown.
- Most pieces are 916 (22K) or 999/999.9 (24K); ask for the per-gram rate and karat before choosing a design.
- Compare a few shops, as making charges and rounding differ.
For investment, GST-exempt bars and coins (see the investment guide below) are more cost-effective than jewellery. Always take an official receipt stating weight and purity — useful for resale and for any tourist GST refund.
Singapore Gold Price vs Malaysia, Thailand, Dubai (Regional Comparison)
Singapore's gold prices are competitive regionally because investment-grade bars and coins are GST-exempt and there is no import duty. Compared with neighbours:
- Malaysia and Thailand: also major gold markets; net prices are broadly similar, with differences driven by local taxes, making charges and exchange rates.
- Dubai: often slightly cheaper on jewellery thanks to very low overheads and 0% VAT on bars.
Because exchange rates and local making charges shift, the ranking changes day to day. For an accurate comparison, check the live per-gram rate for the same karat on each country's page rather than relying on a fixed rule of thumb.
GST Refund for Tourists: How to Save 9% on Gold Purchases in Singapore
Singapore's GST is 9%, and how it applies to gold depends on the product:
- Investment Precious Metals (IPM) — qualifying gold bars and coins of high purity — are GST-exempt.
- Gold jewellery carries 9% GST.
- Tourists can claim the GST back on jewellery through the Electronic Tourist Refund Scheme (eTRS) when departing, provided they buy from participating retailers and meet the minimum spend.
Keep your tax invoice and eTRS ticket, and process the refund at the airport before departure. For investment buyers, choosing IPM bars or coins avoids GST in the first place.
Gold Investment in Singapore: Bars (UOB, PAMP) vs Jewelry (Pros & Cons)
For investment in Singapore, the choice is usually between bars and coins and jewellery:
- Investment bars and coins from refiners such as PAMP, or via UOB, are GST-exempt and trade close to spot with a small premium — the most cost-effective way to hold gold.
- Jewellery carries 9% GST and a making charge, so more of your money goes to craftsmanship than to gold value.
UOB also offers gold savings accounts and certificates for those who prefer not to store metal physically. For pure investment, GST-exempt bars and coins win on cost; jewellery makes sense when you also want to wear it.
Making Charges Comparison: Chinatown (5-8%) vs Mustafa (10%) vs Poh Heng (12-15%)
Making charges on gold jewellery in Singapore vary by retailer:
- Chinatown goldsmiths: around 5–8% for plain designs, the most competitive.
- Mustafa Centre (Little India): often around 10%, known for keen pricing and long hours.
- Established branded jewellers (such as Poh Heng): typically 12–15% for fixed-price, designed pieces.
Because the gold rate is the same everywhere, the making charge is the main difference. Ask for it as a clear percentage, compare a few shops, and remember investment bars and coins carry only a small premium and no making charge.
Frequently Asked Questions About Gold Prices
What is the current gold rate in Singapore today?
Today's gold rate in Singapore is S$165.87 per gram for 24K gold, S$152.05 for 22K gold, and S$124.41 for 18K gold.
Which gold is best for investment - 24K, 22K or 18K?
24K gold (99.9% pure) is best for investment as it has the highest purity and resale value. 22K gold (91.6% pure) is preferred for jewelry as it's more durable with added alloys. 18K gold (75% pure) is most durable but has lower investment value.
Why do gold prices vary in different locations?
Gold prices vary due to local taxes (0.00% import duty in Singapore), transportation costs, demand-supply dynamics, and local market premiums. International prices also fluctuate based on USD exchange rates.
What is the best time to buy gold?
The best time to buy gold is during price dips or corrections. Monitor our live prices regularly. When prices drop below recent averages (watch for opportunities), it may be a good buying opportunity.
How much is 10 grams of gold worth today?
10 grams of 24K gold is worth S$1,658.70 today. For 22K gold, it's S$1,520.50, and for 18K gold, it's S$1,244.10. Use our calculator above for custom weights.
What factors affect gold prices?
Gold prices are affected by global factors like USD strength, inflation rates, geopolitical tensions, central bank policies, and market demand. Local factors include import duties (0.00% in Singapore), currency exchange rates, and regional demand patterns.
Is gold a good investment right now?
Gold is trading in a stable range (+0.00%). It's always wise to diversify your portfolio and consult with a financial advisor. Looking beyond gold? Our free AI stock screener grades 5,500+ US stocks from A+ to D using SEC filing data.
What is the difference between 24K, 22K, and 18K gold?
24K gold is 99.9% pure gold (ideal for investment), 22K is 91.6% pure (91.6% gold + 8.4% alloys like copper/silver for jewelry durability), and 18K is 75% pure (75% gold + 25% alloys for maximum durability). Higher karat = more gold content but less durability for jewelry.
Where to buy gold in Singapore - Chinatown vs Little India vs Mustafa Centre?
Chinatown (Temple and Pagoda Streets) is the traditional goldsmith area with competitive making charges; Mustafa Centre in Little India is known for keen pricing and 24-hour shopping; UOB and bullion dealers sell GST-exempt investment bars. Choose Chinatown or Mustafa for jewellery and bars or coins for investment.
What is the GST on gold in Singapore 2025? (9% calculation)
Singapore's GST is 9%. Investment Precious Metals — qualifying high-purity gold bars and coins — are GST-exempt, while gold jewellery carries the 9% GST on the full price. Choosing IPM bars or coins is the way to avoid GST when buying gold for investment.
Can tourists claim GST refund on gold jewelry in Singapore?
Yes. Tourists can claim back the 9% GST on gold jewellery through the Electronic Tourist Refund Scheme (eTRS), provided they buy from participating retailers, meet the minimum spend and process the refund at the airport on departure. Investment bars and coins are already GST-exempt, so no refund is needed.
Is gold cheaper in Singapore or Malaysia/Thailand?
Net prices across Singapore, Malaysia and Thailand are broadly similar, with differences driven by local taxes, making charges and exchange rates rather than the gold itself. Singapore's GST-exempt investment bars are very competitive. For an exact comparison, check the live per-gram rate for the same karat on each country's page.
Where to buy gold bars in Singapore - UOB vs local jewelers?
UOB sells investment gold bars and offers gold savings accounts and certificates; specialist bullion dealers and refiners such as PAMP are also widely available. All are GST-exempt for qualifying investment products. Compare the premium over spot and any storage or account fees before choosing.
What is the making charge for gold jewelry in Singapore (Chinatown vs malls)?
Making charges run about 5–8% at Chinatown goldsmiths, around 10% at Mustafa Centre, and 12–15% at branded jewellers such as Poh Heng. Investment bars and coins have no making charge, only a small premium. Ask for the making charge as a clear percentage before buying.
How to sell gold in Singapore - best buyback rates 2025?
Sell to Chinatown goldsmiths, established jewellers, or bullion dealers; recognized bars and coins fetch the best rate. Compare each buyback offer against the live spot price and bring your receipt stating weight and purity. Higher-purity gold (999/999.9) sells at the smallest discount to spot.
Singapore vs Dubai gold prices - which is cheaper for Indians?
Dubai is often slightly cheaper on jewellery thanks to very low overheads, while Singapore's investment bars are GST-exempt and competitive. For Indian buyers, both beat Indian retail prices, which carry about 15% duty plus 3% GST. Compare the live per-gram rate on each country's page and factor in India's customs allowance.
What is the purity standard for gold in Singapore (999.9 vs 916)?
999.9 (and 999) denotes 24K gold that is 99.9% pure, used for bars and high-purity jewellery; 916 denotes 22K gold (91.6% pure), more durable and common in jewellery. Higher purity means more gold value but a softer metal. Investment products are usually 999.9.
Best gold shops in Chinatown Singapore (reliability + prices)
Look for long-established goldsmiths around Temple and Pagoda Streets with clear pricing and proper receipts stating weight and purity. Compare making charges across a few shops, check karat markings (916 or 999.9), and favour retailers that belong to recognized trade associations for reliability.
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Gold Price News & Analysis — Singapore
Live gold prices in Singapore today: 24K at S$196.60/gram, 22K at S$180.21/gram, 18K at S$147.45/gram. 0% GST on investm...
Updated Jul 20, 2026