Gold Rate Today in United States 13 July 2026 - 22, 24 Carat Live Gold Price
Today Gold Rate United States (13 July 2026): Get current / today's 22-carat & 24-carat gold price in United States based on USD per 1 gram & 10 grams. Also check the last 7 days' gold price, gold rate trends, and a comparison of 22- and 24-carat gold across major cities in United States, including New York, Los Angeles, Chicago, Houston, San Francisco.
Live Gold Trading Chart (TradingView)
Gold Rate Calculator
Calculate gold prices in different units and purities for United States
Jewelry Purchase Cost Calculator
Calculate the actual cost of buying gold jewelry with our free calculator. Unlike simple gold price calculators, our Jewelry Purchase Cost Calculator includes making charges, wastage, and taxes to give you the real amount you'll pay at jewelers in United States.
What This Calculator Includes:
- Base Gold Value: Weight × Purity × Current Market Rate
- Making Charges: Jeweler's crafting cost (per gram or percentage)
- Wastage Charges: Gold lost during crafting (typically 5-10%)
💡 Why This Matters: A 10-gram 24K gold ring may cost $1,325 in raw gold, but with 15% making charges and 6% wastage, your actual purchase cost jumps to $1,604. Use our calculator to compare jeweler quotes and avoid overpaying.
Calculator Inputs
Cost Breakdown
Global Gold Rate Comparison - United States vs World Markets
Compare gold rates across major international markets (24K gold per gram)
| Country | 24K Price/gram | Import Duty | ||
|---|---|---|---|---|
| 🇦🇪 UAE (Dubai) | د.إ472.54 | 0% (Tax free) | ||
| 🇮🇳 India | ₹14,368.45 | 15.0% + 3% GST | ||
| 🇺🇸 USA (Current) | $132.53 | 0% (Tax free) | ||
| 🇬🇧 UK | £101.15 | 0% (Tax free) | ||
| 🇸🇬 Singapore | S$166.54 | 0% (Tax free) | ||
| 🇸🇦 Saudi Arabia | ﷼482.52 | 0% (Tax free) | ||
| 🇦🇺 Australia | A$191.61 | 0% (Tax free) | ||
| 🇨🇦 Canada | C$187.60 | 0% (Tax free) | ||
| Live Data: Prices updated hourly (24 times daily) from Metals.dev API. Dubai/UAE and Saudi Arabia offer the lowest gold prices globally due to zero import duties and tax-free status. | ||||
Gold Investment Comparison & Analysis
Gold vs Other Investment Options (1 Year Returns)
| Investment Type | Current Rate/Value | 1 Year Return | Risk Level | Liquidity |
|---|---|---|---|---|
| Gold (24K) | ₹133/gram | +12-15% | Low-Medium | High |
| Fixed Deposit (FD) | 6.5-7.5% p.a. | +6.5-7.5% | Very Low | Low |
| Nifty 50 Index | ~23,500 | +18-22% | High | High |
| Silver | ₹85-90/gram | +8-10% | Medium | High |
| Real Estate | Location based | +5-8% | Medium | Very Low |
Gold Value by Weight - Quick Reference Guide
Instant price calculations for common gold weights in United States (USD)
| Weight Unit | 24K Gold (99.9%) | 22K Gold (91.6%) | 18K Gold (75%) |
|---|---|---|---|
| 1 Gram | $132.53 | $121.49 | $99.40 |
| 5 Grams | $662.65 | $607.45 | $497.00 |
| 8 Grams (1 Sovereign) | $1,060.24 | $971.92 | $795.20 |
| 10 Grams | $1,325.30 | $1,214.90 | $994.00 |
| 11.66 Grams (1 Tola) | $1,545.30 | $1,416.57 | $1,159.00 |
| 50 Grams | $6,626.50 | $6,074.50 | $4,970.00 |
| 100 Grams | $13,253.00 | $12,149.00 | $9,940.00 |
| 1 Kilogram | $132,530.00 | $121,490.00 | $99,400.00 |
| Note: Prices shown are retail rates including local taxes and premiums. Actual jewelry cost may vary with making charges. | |||
Gold Purity Comparison - 24K vs 22K vs 18K
Complete comparison to help you choose the right gold purity for your needs
| Feature | 24K Gold | 22K Gold | 18K Gold |
|---|---|---|---|
| Purity Level | 99.9% Pure | 91.6% Pure | 75% Pure |
| Today's Price (per gram) | $132.53 | $121.49 | $99.40 |
| Best For | Investment, Coins | Jewelry, Ornaments | Daily Wear Jewelry |
| Durability | Soft & Bendable | Medium Strength | Very Hard & Durable |
| Resale Value | Highest (100%) | Good (~96%) | Lower (~78%) |
| Hallmark Standard | 999 | 916 | 750 |
| Color | Deep Yellow | Rich Yellow | Light Yellow |
| Alloy Metals | None (0%) | Copper, Silver (8.4%) | Copper, Silver (25%) |
For investment, choose 24K gold for maximum resale value. For jewelry that you'll wear regularly, 22K offers the best balance of purity and durability. For intricate designs or daily wear pieces, 18K is most durable.
Gold Buyback / Selling Calculator
Calculate how much you'll receive when selling your gold in United States
Buyback Breakdown
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Gold IRA Rollover Guide for USA: How to Convert 401(k) to Physical Gold
A Gold IRA lets you hold IRS-approved physical gold inside a tax-advantaged retirement account. You cannot move existing jewelry or home-stored coins into it; the process works like this:
- Open a self-directed IRA with a custodian that permits precious metals.
- Fund it by rollover or transfer from a 401(k) or existing IRA — a direct trustee-to-trustee transfer avoids withholding and the 60-day rule.
- Buy IRS-eligible bullion: gold must be 99.5% pure (American Gold Eagles are specifically permitted) and stored at an approved depository, not at home.
Gold IRAs carry custodian and storage fees, so compare providers. Because IRS rules on rollovers and eligible metals change over time, confirm current requirements with your custodian or a tax professional before moving funds.
States with NO Sales Tax on Gold (2025 List + Savings Calculator)
Sales tax on gold in the United States is set at the state level, so what you pay depends on where you buy.
- Five states have no general sales tax at all: Alaska, Delaware, Montana, New Hampshire and Oregon.
- Most other states now exempt investment-grade bullion from sales tax, though thresholds and definitions vary, and jewelry is usually still taxed.
- Online dealers charge sales tax based on your shipping address, so buyers of qualifying bullion often pay nothing.
State rules change frequently, so check your own state's current treatment of bullion versus jewelry before buying — on a large purchase the sales-tax difference can be significant.
Gold Bullion Dealers Comparison: APMEX vs JM Bullion vs SD Bullion
APMEX, JM Bullion and SD Bullion are three of the largest online bullion dealers in the USA. The metal price tracks the live spot price closely; the differences are in premium, selection and fees.
- APMEX: the widest selection and a strong buyback program, typically at a modest premium.
- JM Bullion: competitive premiums on popular coins and bars, with free shipping over a threshold.
- SD Bullion: known for low premiums on common bullion.
Always compare the all-in price (spot + premium + shipping + any payment-method surcharge); paying by wire or check is usually cheaper than by card. Check each dealer's current buyback spread if you may sell later.
Capital Gains Tax on Gold in USA (Collectibles 28% Rate Explained)
For tax purposes the IRS treats physical gold as a collectible, which matters when you sell at a profit:
- Long-term gains (held over one year) on collectibles are taxed at a maximum rate of 28%, higher than the 15–20% on most stocks.
- Short-term gains (held one year or less) are taxed as ordinary income.
- Your cost basis includes the purchase price plus dealer premiums and fees, which reduces the taxable gain.
Some dealer sales are reported on Form 1099-B, and cash payments over $10,000 trigger Form 8300. Tax rules change, so keep purchase records and confirm current treatment with a tax professional before selling.
American Gold Eagle vs Gold Bars: Which Has Lower Premium?
The premium is the amount you pay above the spot value of the gold, and it is the main reason two products with the same gold content cost different amounts.
- Gold bars (especially larger sizes from refiners such as PAMP or Valcambi) carry the lowest premiums, making them efficient for pure investment.
- American Gold Eagles and other sovereign coins carry higher premiums thanks to legal-tender status, recognizability and easy resale.
- Fractional coins (1/2, 1/4, 1/10 oz) have the highest premium per ounce.
If your goal is maximum gold per dollar, larger bars win; if you value liquidity and instant recognition, Eagles justify the extra premium. Compare the all-in price per ounce before buying.
Frequently Asked Questions About Gold Prices
What is the current gold rate in United States today?
Today's gold rate in United States is $132.53 per gram for 24K gold, $121.49 for 22K gold, and $99.40 for 18K gold.
Which gold is best for investment - 24K, 22K or 18K?
24K gold (99.9% pure) is best for investment as it has the highest purity and resale value. 22K gold (91.6% pure) is preferred for jewelry as it's more durable with added alloys. 18K gold (75% pure) is most durable but has lower investment value.
Why do gold prices vary in different locations?
Gold prices vary due to local taxes (0.00% import duty in United States), transportation costs, demand-supply dynamics, and local market premiums. International prices also fluctuate based on USD exchange rates.
What is the best time to buy gold?
The best time to buy gold is during price dips or corrections. Monitor our live prices regularly. When prices drop below recent averages (watch for opportunities), it may be a good buying opportunity.
How much is 10 grams of gold worth today?
10 grams of 24K gold is worth $1,325.30 today. For 22K gold, it's $1,214.90, and for 18K gold, it's $994.00. Use our calculator above for custom weights.
What factors affect gold prices?
Gold prices are affected by global factors like USD strength, inflation rates, geopolitical tensions, central bank policies, and market demand. Local factors include import duties (0.00% in United States), currency exchange rates, and regional demand patterns.
Is gold a good investment right now?
Gold is trading in a stable range (+0.00%). It's always wise to diversify your portfolio and consult with a financial advisor. Looking beyond gold? Our free AI stock screener grades 5,500+ US stocks from A+ to D using SEC filing data.
What is the difference between 24K, 22K, and 18K gold?
24K gold is 99.9% pure gold (ideal for investment), 22K is 91.6% pure (91.6% gold + 8.4% alloys like copper/silver for jewelry durability), and 18K is 75% pure (75% gold + 25% alloys for maximum durability). Higher karat = more gold content but less durability for jewelry.
Where to buy gold bullion in USA - APMEX vs JM Bullion vs local dealers?
APMEX, JM Bullion and SD Bullion are the largest online US dealers, with the widest selection and competitive premiums; local coin shops are convenient and avoid shipping but may charge more. Compare the all-in price (spot plus premium, shipping and any card surcharge) and check buyback spreads if you might sell later.
Which states have no sales tax on gold purchases in USA?
Five states have no general sales tax: Alaska, Delaware, Montana, New Hampshire and Oregon. Most other states now exempt investment-grade bullion from sales tax, though jewelry is usually still taxed. Online dealers apply tax based on your shipping address, so check your state's current rules before buying.
How to invest in gold IRA in USA (step-by-step rollover guide)?
Open a self-directed IRA with a precious-metals custodian, fund it by a direct rollover or transfer from your 401(k) or existing IRA, then buy IRS-approved gold (99.5%+ purity, such as American Gold Eagles) stored at an approved depository — not at home. Expect custodian and storage fees, and confirm current IRS rules with your custodian or tax adviser.
What is the capital gains tax on selling gold in USA 2025?
The IRS taxes physical gold as a collectible. Long-term gains (held over a year) are taxed at up to 28%, higher than the 15–20% on most stocks; short-term gains are taxed as ordinary income. Your cost basis includes premiums and fees. Keep records and confirm current rates with a tax professional before selling.
Gold bars vs gold coins - which is better investment in USA?
Bars, especially larger ones, carry lower premiums and give you more gold per dollar, making them efficient for pure investment. Coins such as the American Gold Eagle cost a little more but are instantly recognizable and easy to resell. Choose bars for value, coins for liquidity.
What is the premium over spot price for gold in USA (bars vs coins)?
Premiums vary by product: large bars carry the lowest premium over spot, common 1 oz coins a bit more, and fractional or collectible coins the most. Premiums also move with demand. Always compare the all-in price per ounce (spot plus premium, shipping and fees) across dealers.
How much gold can I buy without reporting to IRS?
Buying gold is not reported to the IRS. Reporting applies when you sell: dealers file Form 1099-B for certain bullion sales above set quantities, and any cash payment over $10,000 triggers Form 8300. These are dealer obligations, not a limit on how much you may legally own; confirm current thresholds with a tax professional.
Where to sell gold in USA - best buyback dealers 2025?
You can sell to the major online dealers (APMEX, JM Bullion, SD Bullion), to local coin shops, or to specialist buyers. Compare the buyback price against spot — reputable dealers quote a transparent spread. Widely recognized coins and bars sell fastest and at the smallest discount to spot.
14K vs 18K vs 24K gold jewelry prices in USA (what Americans prefer)?
In the USA, jewelry is most commonly 14K (58.3% gold) and 18K (75%), prized for durability, while 24K (99.9%) is rare in jewelry because it is soft. Higher karat means more gold value but less hardness. For investment, Americans typically buy bullion bars or coins rather than jewelry.
How to verify gold purity in USA (assay offices, XRF testing)?
Check for a karat or fineness stamp (for example 14K, 750, 999) and a maker's mark. For higher-value pieces, independent jewelers and assay services offer XRF (X-ray fluorescence) testing, which is non-destructive and accurate. Buying from established dealers that provide assay certificates is the simplest assurance.
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Gold Price News & Analysis — United States
Live gold prices in USA today: 24K, 22K & 18K rates. Get real-time prices for New York, LA, Chicago. Check American Eagl...
Updated Jul 14, 2026