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Sundance Strategies, Inc. (SUND) Stock Fundamental Analysis & AI Rating 2026

SUND OTC Insurance Agents, Brokers & Service NV CIK: 0001171838
Recently Updated • Analysis: Apr 16, 2026 • SEC Data: 2025-12-31
STRONG SELL
95% Conf
Pending
Analysis scheduled

📊 SUND Key Takeaways

Revenue: $204.5K
Net Margin: -498.5%
Free Cash Flow: $-322.1K
Current Ratio: 0.03x
Debt/Equity: N/A
EPS: $-0.02
AI Rating: STRONG SELL with 95% confidence
Sundance Strategies, Inc. (SUND) receives a STRONG SELL rating with 95% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $204.5K, net profit margin of -498.5%, Sundance Strategies, Inc. demonstrates mixed fundamentals in the Finance sector. Below is our complete SUND stock analysis for 2026.

Is Sundance Strategies, Inc. (SUND) a Good Investment?

Claude

Sundance Strategies faces critical insolvency with negative stockholders' equity of -$6.9M against only $53.8K in assets and minimal cash of $40.3K. The company is burning cash at -$322.1K annually while generating only $204.5K in revenue, creating a liquidity crisis with a 1.5-week cash runway. Structural inability to service $7.0M in liabilities from current operations presents imminent bankruptcy risk.

Why Buy Sundance Strategies, Inc. Stock? SUND Key Strengths

Claude
  • + Gross margin of 77.8% demonstrates some pricing power on minimal revenue base
  • + No insider selling activity suggests management may be unaware of severity or committed despite distress
  • + Small liabilities relative to asset base could enable fresh start restructuring

SUND Stock Risks: Sundance Strategies, Inc. Investment Risks

Claude
  • ! Negative equity of -$6.9M indicates technical insolvency and violation of debt covenants
  • ! Critical liquidity crisis with current ratio of 0.03x and only $40.3K cash against $1.1M long-term debt
  • ! Operating cash burn of -$322.1K annually with revenue base of $204.5K is unsustainable; estimated 1.5-week cash runway
  • ! Operating losses of -$341.1K and net losses of -$1.0M cannot be funded by current revenue
  • ! Bankruptcy filing or creditor action likely within 12 months without restructuring

Key Metrics to Watch

Claude
  • * Cash balance and runway to insolvency
  • * Revenue trajectory and ability to reach breakeven operations
  • * Debt restructuring announcements or going concern modifications in SEC filings
  • * Operating cash flow trajectory and timing of covenant violations

Sundance Strategies, Inc. (SUND) Financial Metrics & Key Ratios

Revenue
$204.5K
Net Income
$-1.0M
EPS (Diluted)
$-0.02
Free Cash Flow
$-322.1K
Total Assets
$53.8K
Cash Position
$40.3K

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

SUND Profit Margin, ROE & Profitability Analysis

Gross Margin 77.8%
Operating Margin -166.8%
Net Margin -498.5%
ROE N/A
ROA -1,895.1%
FCF Margin -157.5%

SUND vs Finance Sector: How Sundance Strategies, Inc. Compares

How Sundance Strategies, Inc. compares to Finance sector averages

Net Margin
SUND -498.5%
vs
Sector Avg 25.0%
SUND Sector
ROE
SUND 0.0%
vs
Sector Avg 12.0%
SUND Sector
Current Ratio
SUND 0.0x
vs
Sector Avg 1.2x
SUND Sector
Debt/Equity
SUND 0.0x
vs
Sector Avg 2.0x
SUND Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Sundance Strategies, Inc. Stock Overvalued? SUND Valuation Analysis 2026

Based on fundamental analysis, Sundance Strategies, Inc. has mixed fundamental signals relative to the Finance sector in 2026.

Return on Equity
N/A
Sector avg: 12%
Net Profit Margin
-498.5%
Sector avg: 25%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 2x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Sundance Strategies, Inc. Balance Sheet: SUND Debt, Cash & Liquidity

Current Ratio
0.03x
Quick Ratio
0.03x
Debt/Equity
N/A
Debt/Assets
12,985.7%
Interest Coverage
-0.83x
Long-term Debt
$1.1M

SUND Revenue & Earnings Growth: 5-Year Financial Trend

SUND 5-year financial data: Year 2010: Revenue $204.5K, Net Income N/A, EPS N/A. Year 2011: Revenue $204.5K, Net Income N/A, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Sundance Strategies, Inc.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $-0.04 indicates the company is currently unprofitable.

SUND Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-157.5%
Free cash flow / Revenue

SUND Quarterly Earnings & Performance

Quarterly financial performance data for Sundance Strategies, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2012 $204.5K -$2.2K N/A
Q1 2012 $204.5K -$3.6K N/A
Q3 2011 $204.5K -$1.9K N/A
Q2 2011 $204.5K -$1.3K N/A
Q1 2011 $204.5K -$3.5K N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Sundance Strategies, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$322.1K
Cash generated from operations
Stock Buybacks
$750.0K
Shares repurchased (TTM)
Dividends
None
No dividend program

SUND SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Sundance Strategies, Inc. (CIK: 0001171838)

📋 Recent SEC Filings

Date Form Document Action
Feb 17, 2026 10-Q form10-q.htm View →
Nov 13, 2025 10-Q form10-q.htm View →
Aug 13, 2025 10-Q form10-q.htm View →
Jun 30, 2025 10-K form10-k.htm View →
Feb 14, 2025 10-Q form10-q.htm View →

Frequently Asked Questions about SUND

What is the AI rating for SUND?

Sundance Strategies, Inc. (SUND) has an AI rating of STRONG SELL with 95% confidence, based on fundamental analysis of SEC EDGAR filings.

What are SUND's key strengths?

Claude: Gross margin of 77.8% demonstrates some pricing power on minimal revenue base. No insider selling activity suggests management may be unaware of severity or committed despite distress.

What are the risks of investing in SUND?

Claude: Negative equity of -$6.9M indicates technical insolvency and violation of debt covenants. Critical liquidity crisis with current ratio of 0.03x and only $40.3K cash against $1.1M long-term debt.

What is SUND's revenue and growth?

Sundance Strategies, Inc. reported revenue of $204.5K.

Does SUND pay dividends?

Sundance Strategies, Inc. does not currently pay dividends.

Where can I find SUND SEC filings?

Official SEC filings for Sundance Strategies, Inc. (CIK: 0001171838) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is SUND's EPS?

Sundance Strategies, Inc. has a diluted EPS of $-0.02.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is SUND a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Sundance Strategies, Inc. has a STRONG SELL rating with 95% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is SUND stock overvalued or undervalued?

Valuation metrics for SUND: ROE of N/A (sector avg: 12%), net margin of -498.5% (sector avg: 25%). Compare these metrics with sector averages to assess valuation.

Should I buy SUND stock in 2026?

Our dual AI analysis gives Sundance Strategies, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is SUND's free cash flow?

Sundance Strategies, Inc.'s operating cash flow is $-322.1K, with capital expenditures of N/A. FCF margin is -157.5%.

How does SUND compare to other Finance stocks?

Vs Finance sector averages: Net margin -498.5% (avg: 25%), ROE N/A (avg: 12%), current ratio 0.03 (avg: 1.2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 16, 2026 | Data as of: 2025-12-31 | Powered by Claude AI