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QDM International Inc. (QDMI) Stock Fundamental Analysis & AI Rating 2026

QDMI OTC Insurance Agents, Brokers & Service FL CIK: 0001094032
Recently Updated • Analysis: Apr 14, 2026 • SEC Data: 2025-12-31
BUY
72% Conf
Pending
Analysis scheduled

📊 QDMI Key Takeaways

Revenue: $12.3M
Net Margin: 19.1%
Free Cash Flow: $3.7M
Current Ratio: 3.33x
Debt/Equity: 0.01x
EPS: $0.27
AI Rating: BUY with 72% confidence
QDM International Inc. (QDMI) receives a BUY rating with 72% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $12.3M, net profit margin of 19.1%, and return on equity (ROE) of 22.7%, QDM International Inc. demonstrates strong fundamentals in the Finance sector. Below is our complete QDMI stock analysis for 2026.

Is QDM International Inc. (QDMI) a Good Investment?

Claude

QDM International exhibits exceptional financial fundamentals with 31.7% revenue growth, 208.3% net income expansion, and outstanding 22.7% ROE, backed by a fortress balance sheet with 0.01x debt/equity and 30.3% free cash flow margin. However, the very small $12.3M revenue base and sustainability questions around extraordinary earnings growth warrant caution and continued monitoring.

Why Buy QDM International Inc. Stock? QDMI Key Strengths

Claude
  • + Exceptional profitability: 19.1% net margin and 22.7% ROE demonstrate highly efficient operations and capital deployment
  • + Strong growth momentum with significant earnings leverage: 31.7% revenue growth translated to 208.3% net income growth
  • + Fortress balance sheet: minimal debt (0.01x D/E), $12.4M cash, 3.33x current ratio, and virtually no financial risk
  • + Outstanding cash generation: 30.3% FCF margin with minimal capex ($92.7K) indicates sustainable profitability
  • + High operating efficiency: 22.5% operating margin demonstrates strong cost control

QDMI Stock Risks: QDM International Inc. Investment Risks

Claude
  • ! Tiny revenue base ($12.3M) creates vulnerability to client concentration, competitive disruption, and economic sensitivity
  • ! Extraordinary 208% net income growth raises sustainability concerns - requires investigation of one-time items vs. recurring growth drivers
  • ! OTC status and small market capitalization limit institutional investor access, analyst coverage, and trading liquidity
  • ! Zero insider Form 4 filings in 90 days suggests lack of management confidence in near-term outlook
  • ! Insurance brokerage sector faces inherent cyclicality, competitive pressure, and regulatory risk

Key Metrics to Watch

Claude
  • * Revenue growth sustainability: monitor if 31.7% growth continues or normalizes
  • * Earnings quality and composition: identify whether 208% net income growth is recurring or driven by one-time items
  • * Operating margin consistency: track for cost inflation or revenue mix deterioration
  • * Free cash flow conversion: ensure FCF remains strong relative to net income
  • * Client concentration and retention rates: critical for small brokerage viability

QDM International Inc. (QDMI) Financial Metrics & Key Ratios

Revenue
$12.3M
Net Income
$2.4M
EPS (Diluted)
$0.27
Free Cash Flow
$3.7M
Total Assets
$16.0M
Cash Position
$12.4M

💡 AI Analyst Insight

The 30.3% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. Strong liquidity with a 3.33x current ratio provides a solid financial cushion.

QDMI Profit Margin, ROE & Profitability Analysis

Gross Margin 37.2%
Operating Margin 22.5%
Net Margin 19.1%
ROE 22.7%
ROA 14.7%
FCF Margin 30.3%

QDMI vs Finance Sector: How QDM International Inc. Compares

How QDM International Inc. compares to Finance sector averages

Net Margin
QDMI 19.1%
vs
Sector Avg 25.0%
QDMI Sector
ROE
QDMI 22.7%
vs
Sector Avg 12.0%
QDMI Sector
Current Ratio
QDMI 3.3x
vs
Sector Avg 1.2x
QDMI Sector
Debt/Equity
QDMI 0.0x
vs
Sector Avg 2.0x
QDMI Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is QDM International Inc. Stock Overvalued? QDMI Valuation Analysis 2026

Based on fundamental analysis, QDM International Inc. has mixed fundamental signals relative to the Finance sector in 2026.

Return on Equity
22.7%
Sector avg: 12%
Net Profit Margin
19.1%
Sector avg: 25%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.01x
Sector avg: 2x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

QDM International Inc. Balance Sheet: QDMI Debt, Cash & Liquidity

Current Ratio
3.33x
Quick Ratio
3.30x
Debt/Equity
0.01x
Debt/Assets
30.0%
Interest Coverage
1,174.59x
Long-term Debt
$77.3K

QDMI Revenue & Earnings Growth: 5-Year Financial Trend

QDMI 5-year financial data: Year 2021: Revenue $221.3K, Net Income -$489.0K, EPS $-0.79. Year 2022: Revenue $123.4K, Net Income -$326.1K, EPS $-5.89. Year 2024: Revenue $6.4M, Net Income $44.6K, EPS $0.01. Year 2025: Revenue $8.4M, Net Income $1.6M, EPS $0.01.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: QDM International Inc.'s revenue has grown significantly by 3,687% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.01 reflects profitable operations.

QDMI Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
30.3%
Free cash flow / Revenue

QDMI Quarterly Earnings & Performance

Quarterly financial performance data for QDM International Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $1.6M $706.6K $0.08
Q2 2026 $993.9K $488.7K $0.06
Q3 2025 $1.0M $192.1K $0.00
Q2 2025 $1.0M $268.6K $0.00
Q1 2025 $964.3K $459.4K $0.00
Q3 2024 $24.1K -$69.1K $0.01
Q2 2024 $13.2K -$73.3K $0.01
Q3 2023 $24.1K -$69.1K $-0.33

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

QDM International Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$3.8M
Cash generated from operations
Stock Buybacks
$22.1K
Shares repurchased (TTM)
Capital Expenditures
$92.7K
Investment in assets
Dividends
None
No dividend program

QDMI SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for QDM International Inc. (CIK: 0001094032)

📋 Recent SEC Filings

Date Form Document Action
Feb 17, 2026 10-Q ea0276452-10q_qdm.htm View →
Dec 17, 2025 S-1/A ea0213156-09.htm View →
Dec 12, 2025 8-K ea0269511-8k_qdminter.htm View →
Nov 14, 2025 10-Q ea0265264-10q_qdm.htm View →
Oct 2, 2025 S-1/A ea0213156-08.htm View →

Frequently Asked Questions about QDMI

What is the AI rating for QDMI?

QDM International Inc. (QDMI) has an AI rating of BUY with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are QDMI's key strengths?

Claude: Exceptional profitability: 19.1% net margin and 22.7% ROE demonstrate highly efficient operations and capital deployment. Strong growth momentum with significant earnings leverage: 31.7% revenue growth translated to 208.3% net income growth.

What are the risks of investing in QDMI?

Claude: Tiny revenue base ($12.3M) creates vulnerability to client concentration, competitive disruption, and economic sensitivity. Extraordinary 208% net income growth raises sustainability concerns - requires investigation of one-time items vs. recurring growth drivers.

What is QDMI's revenue and growth?

QDM International Inc. reported revenue of $12.3M.

Does QDMI pay dividends?

QDM International Inc. does not currently pay dividends.

Where can I find QDMI SEC filings?

Official SEC filings for QDM International Inc. (CIK: 0001094032) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is QDMI's EPS?

QDM International Inc. has a diluted EPS of $0.27.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is QDMI a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, QDM International Inc. has a BUY rating with 72% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is QDMI stock overvalued or undervalued?

Valuation metrics for QDMI: ROE of 22.7% (sector avg: 12%), net margin of 19.1% (sector avg: 25%). Higher ROE suggests strong returns relative to peers.

Should I buy QDMI stock in 2026?

Our dual AI analysis gives QDM International Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is QDMI's free cash flow?

QDM International Inc.'s operating cash flow is $3.8M, with capital expenditures of $92.7K. FCF margin is 30.3%.

How does QDMI compare to other Finance stocks?

Vs Finance sector averages: Net margin 19.1% (avg: 25%), ROE 22.7% (avg: 12%), current ratio 3.33 (avg: 1.2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 14, 2026 | Data as of: 2025-12-31 | Powered by Claude AI