📊 EQH-PC Key Takeaways
Is EQH-PC a Good Investment? Thesis Analysis
Equitable Holdings exhibits severe financial distress with negative stockholders' equity of -$74M, indicating the company is technically insolvent from an accounting perspective. The company posted a $1.4B net loss with negative operating margins of -10.2%, though modest operating cash flow of $714M provides a narrow lifeline. Without evidence of operational turnaround or equity restoration, the company faces existential financial risk despite substantial asset base of $318B.
Why Buy EQH-PC? Key Strengths
- Maintains positive operating cash flow of $714M despite massive net losses, suggesting some underlying business resilience
- Substantial asset base of $318B provides collateral value and recovery optionality
- High insider trading activity (27 Form 4 filings in 90 days) may indicate management confidence in turnaround efforts
EQH-PC Investment Risks to Consider
- Negative stockholders' equity of -$74M indicates technical insolvency and potential covenant violations
- Operating losses of $1.2B with negative net margin of -11.8% demonstrate fundamental business unprofitability
- Revenue decline of 6.1% YoY combined with deteriorating profitability suggests worsening operational performance
- Negative interest coverage ratio of -20.9x indicates inability to service debt from operating earnings
- Total liabilities of $316.2B nearly equal total assets, leaving minimal equity buffer for losses
Key Metrics to Watch
- Quarterly trend in net income and operating margin - need evidence of profitability restoration
- Stockholders' equity trajectory - critical to monitor whether company can return to positive equity
- Operating cash flow sustainability - verify if $714M level can be maintained amid losses
- Revenue stabilization - confirm whether 6.1% YoY decline reverses or accelerates
EQH-PC Financial Metrics
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
EQH-PC Profitability Ratios
EQH-PC vs Finance Sector
How Equitable Holdings, Inc. compares to Finance sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is EQH-PC Overvalued or Undervalued?
Based on fundamental analysis, Equitable Holdings, Inc. has mixed fundamental signals relative to the Finance sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
EQH-PC Balance Sheet & Liquidity
EQH-PC 5-Year Financial Trend & Growth Analysis
5-Year Trend Summary: Equitable Holdings, Inc.'s revenue has shown modest growth of 0% over the 5-year period. The most recent EPS of $3.42 reflects profitable operations.
EQH-PC Growth Metrics (YoY)
EQH-PC Quarterly Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $1.5B | -$132.0M | $-0.46 |
| Q2 2025 | $2.4B | -$286.0M | $-1.04 |
| Q1 2025 | $2.2B | $63.0M | $0.16 |
| Q3 2024 | $3.1B | -$134.0M | $-0.47 |
| Q2 2024 | $2.4B | $428.0M | $1.23 |
| Q1 2024 | $2.2B | $114.0M | $0.30 |
| Q3 2023 | $3.0B | $594.0M | $1.54 |
| Q2 2023 | $2.4B | $759.0M | $2.06 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
EQH-PC Capital Allocation
EQH-PC SEC 10-K & 10-Q Filing Analysis
Access official SEC EDGAR filings for Equitable Holdings, Inc. (CIK: 0001333986)
📋 Recent SEC Filings
| Date | Form | Document | Action |
|---|---|---|---|
| Mar 13, 2026 | 4 | xslF345X05/wk-form4_1773435286.xml | View → |
| Mar 13, 2026 | 4 | xslF345X05/wk-form4_1773435279.xml | View → |
| Mar 13, 2026 | 4 | xslF345X05/wk-form4_1773435273.xml | View → |
| Mar 13, 2026 | 4 | xslF345X05/wk-form4_1773435267.xml | View → |
| Mar 13, 2026 | 4 | xslF345X05/wk-form4_1773435261.xml | View → |
❓ Frequently Asked Questions about EQH-PC
What is the AI rating for EQH-PC?
Equitable Holdings, Inc. (EQH-PC) has an AI rating of STRONG SELL with 92% confidence, based on fundamental analysis of SEC EDGAR filings.
What are EQH-PC's key strengths?
Claude: Maintains positive operating cash flow of $714M despite massive net losses, suggesting some underlying business resilience. Substantial asset base of $318B provides collateral value and recovery optionality.
What are the risks of investing in EQH-PC?
Claude: Negative stockholders' equity of -$74M indicates technical insolvency and potential covenant violations. Operating losses of $1.2B with negative net margin of -11.8% demonstrate fundamental business unprofitability.
What is EQH-PC's revenue and growth?
Equitable Holdings, Inc. reported revenue of $11.7B.
Does EQH-PC pay dividends?
Equitable Holdings, Inc. pays dividends, with $314.0M distributed to shareholders in the trailing twelve months.
Where can I find EQH-PC SEC filings?
Official SEC filings for Equitable Holdings, Inc. (CIK: 0001333986) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is EQH-PC's EPS?
Equitable Holdings, Inc. has a diluted EPS of $-4.83.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is EQH-PC a good stock to buy right now?
Based on our AI fundamental analysis in March 2026, Equitable Holdings, Inc. has a STRONG SELL rating with 92% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is EQH-PC stock overvalued or undervalued?
Valuation metrics for EQH-PC: ROE of N/A (sector avg: 12%), net margin of -11.8% (sector avg: 25%). Compare these metrics with sector averages to assess valuation.
Should I buy EQH-PC stock in 2026?
Our dual AI analysis gives Equitable Holdings, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is EQH-PC's free cash flow?
Equitable Holdings, Inc.'s operating cash flow is $714.0M, with capital expenditures of N/A. FCF margin is 6.1%.
How does EQH-PC compare to other Finance stocks?
Vs Finance sector averages: Net margin -11.8% (avg: 25%), ROE N/A (avg: 12%), current ratio N/A (avg: 1.2).