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Greenlight Capital Re, Ltd.. (GLRE) Stock Fundamental Analysis & AI Rating 2026

GLRE Nasdaq Fire, Marine & Casualty Insurance CIK: 0001385613
Updated This Month • Analysis: May 7, 2026 • SEC Data: 2026-03-31
Combined AI Rating
BUY
68% Confidence
STRONG AGREEMENT
BUY
67% Conf
BUY
70% Conf

📊 GLRE Key Takeaways

Revenue: $189.7M
Net Margin: 18.8%
Free Cash Flow: $37.2M
Current Ratio: N/A
Debt/Equity: 0.01x
EPS: $1.05
AI Rating: BUY with 67% confidence
Greenlight Capital Re, Ltd.. (GLRE) receives a BUY rating with 68% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $189.7M, net profit margin of 18.8%, and return on equity (ROE) of 4.8%, Greenlight Capital Re, Ltd.. demonstrates strong fundamentals in the Finance sector. Below is our complete GLRE stock analysis for 2026.

Is Greenlight Capital Re, Ltd.. (GLRE) a Good Investment?

Claude

Greenlight Capital RE demonstrates strong fundamental momentum with exceptional net income growth (+74.8%), healthy operating margins (41.3%), and a fortress balance sheet with minimal leverage (0.01x D/E). However, persistently low ROE of 4.8% suggests capital is not being deployed efficiently, requiring validation that earnings acceleration is sustainable and will improve shareholder returns.

ChatGPT

Greenlight Capital Re shows solid underlying profitability with double‑digit operating and net margins, a 10%+ ROE, and strong operating cash generation, all supported by extremely low financial leverage and ample interest coverage. Cash flow strength and EPS growth suggest effective capital management, providing flexibility to compound book value. Growth is modest and earnings can be volatile for a reinsurer, but the balance sheet quality and cash generation support a favorable fundamental outlook.

Why Buy Greenlight Capital Re, Ltd.. Stock? GLRE Key Strengths

Claude
  • + Exceptional net income growth of 74.8% YoY paired with robust 41.3% operating margins
  • + Fortress balance sheet with minimal debt (0.01x D/E ratio) and strong interest coverage of 16.7x
  • + Solid free cash flow generation at 19.6% margin with low capital intensity
  • + Financial flexibility to capitalize on opportunities or return capital due to strong capital position
ChatGPT
  • + Very low leverage with strong interest coverage
  • + Consistent profitability with double‑digit margins and 10%+ ROE
  • + Robust operating cash flow and high FCF conversion

GLRE Stock Risks: Greenlight Capital Re, Ltd.. Investment Risks

Claude
  • ! Critically low ROE of 4.8% indicates poor capital efficiency and potential economic value destruction
  • ! Sharp divergence between modest revenue growth (4.8%) and exceptional net income growth (74.8%) raises sustainability concerns
  • ! Weak ROA of 1.6% reflects suboptimal asset utilization in this capital-intensive business
  • ! Earnings surge may stem from non-recurring items or favorable insurance cycles rather than structural improvements
ChatGPT
  • ! Earnings volatility from catastrophe and large loss events
  • ! Investment performance variability impacting results
  • ! Potential reserve development or pricing cycle softening

Key Metrics to Watch

Claude
  • * Return on Equity trend and trajectory toward acceptable capital efficiency levels
  • * Combined ratio and underwriting loss experience to validate profitability sustainability
  • * Net income composition breakdown between underwriting gains, investment income, and realized gains
ChatGPT
  • * Combined ratio (underwriting profitability)
  • * Book value per share growth

Greenlight Capital Re, Ltd.. (GLRE) Financial Metrics & Key Ratios

Revenue
$189.7M
Net Income
$35.8M
EPS (Diluted)
$1.05
Free Cash Flow
$37.2M
Total Assets
$2.3B
Cash Position
$75.1M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

GLRE Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 41.3%
Net Margin 18.8%
ROE 4.8%
ROA 1.6%
FCF Margin 19.6%

GLRE vs Finance Sector: How Greenlight Capital Re, Ltd.. Compares

How Greenlight Capital Re, Ltd.. compares to Finance sector averages

Net Margin
GLRE 18.8%
vs
Sector Avg 25.0%
GLRE Sector
ROE
GLRE 4.8%
vs
Sector Avg 12.0%
GLRE Sector
Current Ratio
GLRE 0.0x
vs
Sector Avg 1.2x
GLRE Sector
Debt/Equity
GLRE 0.0x
vs
Sector Avg 2.0x
GLRE Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Greenlight Capital Re, Ltd.. Stock Overvalued? GLRE Valuation Analysis 2026

Based on fundamental analysis, Greenlight Capital Re, Ltd.. has mixed fundamental signals relative to the Finance sector in 2026.

Return on Equity
4.8%
Sector avg: 12%
Net Profit Margin
18.8%
Sector avg: 25%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.01x
Sector avg: 2x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Greenlight Capital Re, Ltd.. Balance Sheet: GLRE Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
0.01x
Debt/Assets
67.3%
Interest Coverage
16.72x
Long-term Debt
$4.7M

GLRE Revenue & Earnings Growth: 5-Year Financial Trend

GLRE 5-year financial data: Year 2021: Revenue $588.6M, Net Income -$4.0M, EPS $-0.11. Year 2022: Revenue $588.6M, Net Income $3.9M, EPS $0.11. Year 2023: Revenue $667.1M, Net Income $17.6M, EPS $0.51. Year 2024: Revenue $696.0M, Net Income $25.3M, EPS $0.73. Year 2025: Revenue $729.8M, Net Income $86.8M, EPS $2.50.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Greenlight Capital Re, Ltd..'s revenue has grown significantly by 24% over the 5-year period, indicating strong business expansion. The most recent EPS of $2.50 reflects profitable operations.

GLRE Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
19.6%
Free cash flow / Revenue

GLRE Quarterly Earnings & Performance

Quarterly financial performance data for Greenlight Capital Re, Ltd.. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $189.7M $29.6M $0.86
Q3 2025 $146.1M -$4.4M $-0.13
Q2 2025 $160.1M $329.0K $0.01
Q1 2025 $191.3M $27.0M $0.78
Q3 2024 $166.9M $13.5M $0.39
Q2 2024 $174.9M $8.0M $0.23
Q1 2024 $155.0M $5.9M $0.17
Q3 2023 $126.7M -$9.4M $-0.28

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Greenlight Capital Re, Ltd.. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$37.2M
Cash generated from operations
Stock Buybacks
$5.0M
Shares repurchased (TTM)
Dividends
None
No dividend program

GLRE SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Greenlight Capital Re, Ltd.. (CIK: 0001385613)

📋 Recent SEC Filings

Date Form Document Action
May 20, 2026 4 xslF345X06/wk-form4_1779295186.xml View →
May 18, 2026 4 xslF345X06/wk-form4_1779116653.xml View →
May 15, 2026 4 xslF345X06/wk-form4_1778868246.xml View →
May 14, 2026 4 xslF345X06/wk-form4_1778772581.xml View →
May 8, 2026 4 xslF345X06/wk-form4_1778266904.xml View →

Frequently Asked Questions about GLRE

What is the AI rating for GLRE?

Greenlight Capital Re, Ltd.. (GLRE) has a Combined AI Rating of BUY from Claude (BUY) and ChatGPT (BUY) with 68% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are GLRE's key strengths?

Claude: Exceptional net income growth of 74.8% YoY paired with robust 41.3% operating margins. Fortress balance sheet with minimal debt (0.01x D/E ratio) and strong interest coverage of 16.7x. ChatGPT: Very low leverage with strong interest coverage. Consistent profitability with double‑digit margins and 10%+ ROE.

What are the risks of investing in GLRE?

Claude: Critically low ROE of 4.8% indicates poor capital efficiency and potential economic value destruction. Sharp divergence between modest revenue growth (4.8%) and exceptional net income growth (74.8%) raises sustainability concerns. ChatGPT: Earnings volatility from catastrophe and large loss events. Investment performance variability impacting results.

What is GLRE's revenue and growth?

Greenlight Capital Re, Ltd.. reported revenue of $189.7M.

Does GLRE pay dividends?

Greenlight Capital Re, Ltd.. does not currently pay dividends.

Where can I find GLRE SEC filings?

Official SEC filings for Greenlight Capital Re, Ltd.. (CIK: 0001385613) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is GLRE's EPS?

Greenlight Capital Re, Ltd.. has a diluted EPS of $1.05.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is GLRE a good stock to buy right now?

Based on our AI fundamental analysis in May 2026, Greenlight Capital Re, Ltd.. has a BUY rating with 68% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is GLRE stock overvalued or undervalued?

Valuation metrics for GLRE: ROE of 4.8% (sector avg: 12%), net margin of 18.8% (sector avg: 25%). Compare these metrics with sector averages to assess valuation.

Should I buy GLRE stock in 2026?

Our dual AI analysis gives Greenlight Capital Re, Ltd.. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is GLRE's free cash flow?

Greenlight Capital Re, Ltd..'s operating cash flow is $37.2M, with capital expenditures of $0.0. FCF margin is 19.6%.

How does GLRE compare to other Finance stocks?

Vs Finance sector averages: Net margin 18.8% (avg: 25%), ROE 4.8% (avg: 12%), current ratio N/A (avg: 1.2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 7, 2026 | Data as of: 2026-03-31 | Powered by Claude AI