Silver Rate Today in Kochi 15 February 2026 - 925, 999 Live Silver Price
Silver price in Kochi, India today 15 February 2026: 999 Fine near ₹281.60 per gram and 925 Sterling around ₹260.74 per gram. Real-time silver rates for 999 (99.9% pure) and 925 (92.5% pure) silver.
How to Calculate Silver Prices by Weight in India (10g, 50g, 100g)
Calculate exact silver prices for any weight in grams or ounces. Choose between Sterling (92.5% pure) and Fine (99.9% pure) silver.
How Much Does Silver Jewelry Cost in India? (Making Charges + GST Calculator)
Calculate the actual cost of buying silver jewelry with our free calculator. Our Silver Jewelry Purchase Cost Calculator includes making charges, wastage, and GST to give you the real amount you'll pay at jewelers in India.
What This Calculator Includes:
- Base Silver Value: Weight × Purity × Current Market Rate
- Making Charges: Jeweler's crafting cost (₹10-50 per gram typical)
- Wastage Charges: Silver lost during crafting (typically 3-8%)
- GST: 3% on silver + 5% on making charges
💡 Why This Matters: A 100-gram Sterling silver anklet may cost ₹26,074 in raw silver, but with making charges and wastage, your actual purchase cost jumps to ₹32,593. Use our calculator to compare jeweler quotes and avoid overpaying.
Calculator Inputs
Cost Breakdown
📊 Popular Silver Jewelry Calculations
💡 These are estimates. Silver making charges are significantly lower than gold (₹10-50/g vs ₹300-1000/g for gold).
What Will Jewelers Pay for My Silver Today? (Buyback Rate Calculator India)
Calculate real silver buyback rates: Jewelers typically pay 95-98% of spot price for coins/bars, 93-95% for jewelry. Get instant selling price for your silver.
Buyback Breakdown
What Are Silver Making Charges in India? (By City Comparison)
Silver making charges range ₹10-50/gram across major Indian cities - significantly lower than gold (₹150-500/g). Compare rates by city and design complexity.
| City | Simple Design (₹/g) | Medium Design (₹/g) | Heavy/Intricate (₹/g) | Buyback Deduction |
|---|---|---|---|---|
| Kolkata | ₹8-12 | ₹12-20 | ₹20-35 | 2-3% |
| Jaipur | ₹8-12 | ₹12-22 | ₹22-38 | 2-3% |
| Mumbai | ₹10-15 | ₹15-25 | ₹25-40 | 2-3% |
| Delhi | ₹10-15 | ₹15-25 | ₹25-40 | 2-3% |
| Chennai | ₹10-15 | ₹15-25 | ₹25-40 | 2-4% |
| Hyderabad | ₹10-15 | ₹15-25 | ₹25-40 | 2-4% |
| Ahmedabad | ₹10-15 | ₹15-25 | ₹25-42 | 2-4% |
| Bangalore | ₹12-18 | ₹18-28 | ₹28-45 | 3-4% |
| Pune | ₹12-18 | ₹18-28 | ₹28-45 | 3-4% |
| 💡 Tip: Kolkata and Jaipur are major silver jewelry hubs with lower making charges. Silver making charges are per-gram (not percentage). Compare quotes from multiple jewelers before purchasing. | ||||
Silver Prices in Major Cities - India
Silver Buying Guide for Kochi
Local silver prices are influenced by transportation costs, local demand-supply dynamics, and artisan availability. Silver making charges are significantly lower than gold (10-50% vs 6-25% for gold).
Should I Buy 925 Sterling or 999 Fine Silver? (Purity Comparison Guide)
Compare 925 Sterling vs 999 Fine vs 90% Coin Silver: prices, durability, uses and investment value. Find the right purity for jewelry or investment.
| Feature | Sterling Silver (92.5%) | Fine Silver (99.9%) | Coin Silver (90%) |
|---|---|---|---|
| Purity Level | 92.5% Pure | 99.9% Pure | 90% Pure |
| Today's Price (per gram) | ₹260.74 | ₹281.60 | ₹253.70 |
| Best For | Jewelry, Flatware | Investment, Bullion | Coins, Collectibles |
| Durability | Very Durable | Soft, Scratches Easily | Medium Durability |
| Resale Value | Good (~95%) | Highest (100%) | Medium (~92%) |
| Hallmark Standard | 925 | 999 | 900 |
| Alloy Metals | Copper (7.5%) | None (0.1% trace) | Copper (10%) |
| Tarnish Resistance | Low (tarnishes easily) | Very Low (tarnishes fastest) | Low |
For investment, choose Fine Silver (999) for maximum resale value. For jewelry that you'll wear regularly, Sterling (925) offers the best balance of purity and durability. Coin silver is primarily for collectibles and historical pieces.
How Much is 10 Gram, 50 Gram, 100 Gram Silver in India?
Instant price reference for common silver weights: See exact costs for 1g, 10g, 24g, 50g, 100g and 1 kilogram in INR currency.
| Weight Unit | Sterling (92.5%) | Fine (99.9%) |
|---|---|---|
| 10 Grams | ₹2,607.40 | ₹2,816.00 |
| 50 Grams | ₹13,037.00 | ₹14,080.00 |
| 100 Grams | ₹26,074.00 | ₹28,160.00 |
| 250 Grams | ₹65,185.00 | ₹70,400.00 |
| 500 Grams | ₹130,370.00 | ₹140,800.00 |
| 1 Kilogram | ₹260,740.00 | ₹281,600.00 |
| Note: Prices shown are retail rates. Actual jewelry cost may vary with making charges. | ||
Global Silver Rate Comparison - India vs World Markets
Compare silver rates across major international markets (Sterling silver 92.5% per gram)
| Country | Sterling Price/gram | Import Duty |
|---|---|---|
| 🇦🇪 UAE (Dubai) | د.إ8.45 | 0% (Tax free) |
| 🇮🇳 India (Current) | ₹261.00 | 12.5% + 3% GST |
| 🇺🇸 USA | $2.37 | 0% (Tax free) |
| 🇬🇧 UK | £1.75 | 0% (Tax free) |
| 🇸🇬 Singapore | S$2.91 | 0% (Tax free) |
| 🇸🇦 Saudi Arabia | ﷼8.63 | 0% (Tax free) |
| 🇦🇺 Australia | A$3.35 | 0% (Tax free) |
| 🇨🇦 Canada | C$3.23 | 0% (Tax free) |
| Live Data: Prices updated hourly (24 times daily) from Metals.dev API. UAE and Singapore offer the lowest silver prices globally due to zero/low import duties. | ||
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BIS Hallmarking Guide - How to Verify 925/999 Silver Purity
BIS hallmarking is mandatory for silver jewelry in India since June 2021. Every silver piece must carry the BIS hallmark stamp showing purity. Learn how to verify authentic 925 sterling and 999 fine silver hallmarks.
925 - Sterling Silver
Purity: 92.5% pure silver
Alloy: 7.5% copper
Price Today: ₹260.74/gram
Best For: Jewelry, flatware
Hallmark: "925" or "Sterling"
999 - Fine Silver
Purity: 99.9% pure silver
Alloy: 0.1% trace metals
Price Today: ₹281.60/gram
Best For: Investment, coins
Hallmark: "999" or "Fine Silver"
900 - Coin Silver
Purity: 90% pure silver
Alloy: 10% copper
Price Today: ₹253.70/gram
Best For: Antique coins
Hallmark: "900" or "Coin"
✅ How to Verify BIS Hallmark on Silver:
- BIS Logo: Check for the official BIS certification mark (triangle logo)
- Purity Number: Look for 925, 999, or 900 stamped on the piece
- Assay Center Mark: Verify the hallmarking center code
- Jeweler's Identification: Check for the jeweler's unique BIS license mark
- HUID (Optional): 6-digit Hallmark Unique Identification number for traceability
Silver Investment Options in India - Physical vs ETF vs Coins
Compare 4 ways to invest in silver: Returns, liquidity, taxation, and best use cases
| Feature | Physical Silver | Silver ETF | Silver Coins/Bars | Digital Silver |
|---|---|---|---|---|
| Making Charges | 10-50% | 0.5% expense ratio | 2-5% | 3-3.5% |
| Minimum Investment | ₹500-1000 | ₹500 (1 unit) | ₹500-5000 | ₹10-100 |
| Liquidity | Medium (resale) | High (instant) | High (banks/dealers) | Very High |
| Storage Cost | Locker: ₹3000-5000/yr | ₹0 (demat) | Locker: ₹3000-5000/yr | ₹0 (digital) |
| GST | 3% on purchase | No GST | 3% on purchase | 3% on purchase |
| Buyback Rate | 93-95% | 100% (spot price) | 98-100% | 98-99% |
| Best For | Wear + Store Value | Pure Investment | Long-term Holding | Small Investments |
For pure investment (no wear), Silver ETF offers best returns (no GST, no storage cost, instant liquidity). For physical possession, buy 999 fine silver coins/bars from banks (lowest making charges 2-5%). For dual purpose (wear + investment), buy 925 sterling jewelry with low making charges during festival sales.
Top Silver Jewelry Brands in India - Making Charges Comparison
Compare making charges, buyback policies, and unique features of India's leading silver jewelry retailers
Tanishq (Tata Group)
Making Charges: ₹15-35/gram
Buyback: 100% exchange value
Unique: Per gram pricing, Karatmeter
Stores: 400+ pan-India
Best For: Trust & quality assurance
Kalyan Jewellers
Making Charges: 12-30% of silver value
Buyback: 95% exchange policy
Unique: 4-level quality check
Stores: 160+ stores
Best For: Variety & designs
GRT Jewellers
Making Charges: 10-28% range
Buyback: 100% exchange on silver
Unique: South Indian designs
Stores: 75+ in South India
Best For: Traditional temple jewelry
Joyalukkas
Making Charges: 15-35% on silver
Buyback: 98% exchange value
Unique: International designs
Stores: 160+ globally
Best For: Contemporary styles
PC Jeweller
Making Charges: 18-40% range
Buyback: 95% on BIS hallmarked
Unique: North Indian designs
Stores: 80+ in North India
Best For: Wedding jewelry sets
Senco Gold & Diamonds
Making Charges: 12-32% on silver
Buyback: 100% exchange value
Unique: Bengali designs specialty
Stores: 150+ in East India
Best For: Regional designs
Famous Silver Markets in India - Where to Buy Silver by City
Explore India's traditional silver markets known for competitive prices, craftsmanship, and variety
🏙️ Mumbai - Zaveri Bazaar
Location: Kalbadevi, South Mumbai
Famous For: Wholesale silver at ₹2-5/gram cheaper
Speciality: Silver utensils, bullion, coins
Best Time: Weekday mornings (10-12 AM)
Tip: Haggling expected, compare 3-4 shops
🕌 Delhi - Chandni Chowk
Location: Dariba Kalan, Old Delhi
Famous For: Traditional Mughal silver work
Speciality: Silver jewelry, Meenakari
Best Time: Weekdays (11 AM-4 PM)
Tip: Avoid festival rush, best rates on Tuesdays
🎭 Kolkata - Bowbazar
Location: Central Kolkata
Famous For: Bengali silver jewelry designs
Speciality: Temple jewelry, silver coins
Best Time: Morning (10:30 AM-12 PM)
Tip: Wedding season (Nov-Feb) sees price surge
🛕 Chennai - T. Nagar
Location: T. Nagar Shopping District
Famous For: South Indian temple silver
Speciality: Silver lamps, idols, anklets
Best Time: Early morning (10-11 AM)
Tip: GRT, Lalitha offer guaranteed BIS hallmark
👑 Jaipur - Johari Bazaar
Location: Old City, Pink City
Famous For: Oxidized & Meenakari silver
Speciality: Rajasthani tribal jewelry
Best Time: Weekdays (11 AM-5 PM)
Tip: Premium making charges (20-50%) for handwork
💎 Hyderabad - Begum Bazaar
Location: Afzal Gunj, Old City
Famous For: Wholesale silver ornaments
Speciality: Silver anklets, toe rings, chains
Best Time: Morning (10-12 PM)
Tip: Prices 10-15% lower than national chains
Safety Tips for Market Shopping:
- Always check BIS hallmark: 925 or 999 stamp must be visible
- Get itemized bill: Weight, making charges, wastage, GST listed separately
- Verify weight: Ask to see weighing in front of you
- Compare prices: Visit 3-4 shops before buying
- Avoid festival rush: Weekday mornings offer best rates and less crowd
- Ask about buyback: Clarify buyback policy and deduction percentage
Frequently Asked Questions About Silver Jewelry Costs & Buying in India
How much does 10 gram sterling silver jewelry cost in India with making charges?
10 gram sterling silver jewelry costs ₹2,607.40 base price + ₹260.74-₹1,303.70 making charges (10-50% range depending on design complexity), totaling ₹2,868.14-₹3,911.10 before 3% GST. Use our free calculator above for exact costs.
What is the real silver buyback rate in India today?
Jewelers in India typically pay ₹247.70-₹255.53 per gram (95-98% of spot price) for sterling silver coins and bars. For used jewelry, expect 93-95% due to wastage deductions. Fine silver (99.9%) commands higher buyback rates (98-100%) than sterling (92.5%).
How do I calculate the total cost of silver jewelry including GST and wastage?
To calculate total silver jewelry cost: (1) Base price = Weight × Purity × Spot rate, (2) Add making charges (10-50% of base), (3) Add wastage (3-8% of weight), (4) Add GST (3% on silver + 5% on making charges). Our free calculator above does this automatically - just enter weight and design complexity.
Should I buy 925 sterling silver or 999 fine silver for jewelry in India?
For everyday jewelry, choose 925 sterling silver (₹260.74/g) - it's more durable and scratch-resistant due to 7.5% copper alloy. For investment or special occasion jewelry, choose 999 fine silver (₹281.60/g) - it has higher purity and better resale value, though it's softer.
What are typical silver making charges in India by design type?
Silver making charges in India vary by design: Simple designs (chains, plain bangles) charge 10-20% markup, Medium designs (decorative bangles, pendants) charge 20-35%, Heavy/Intricate designs (oxidized jewelry, filigree work) charge 35-50%. Silver making charges are significantly lower than gold (which charges ₹150-500/gram).
How much does 50 gram silver chain cost in India?
A 50 gram sterling silver chain costs ₹13,037.00 base price + ₹1,955.55-₹3,911.10 making charges (15-30% for chain designs) = ₹14,992.55-₹16,948.10 total before GST. Fine silver (99.9%) chains cost slightly more.
What is the difference between 925, 999, and 900 silver purity?
925 sterling silver (92.5% pure + 7.5% copper) is best for jewelry - durable and tarnish-resistant. 999 fine silver (99.9% pure) is best for investment - highest purity but softer. 900 coin silver (90% pure) is used in antique coins and collectibles. For daily-wear jewelry, choose 925. For investment bars/coins, choose 999.
How do I know if I'm getting fair silver making charges?
Fair silver making charges in India: 10-20% for machine-made jewelry, 20-35% for semi-handmade, 35-50% for fully handcrafted pieces. If quoted over 50%, negotiate or compare with other jewelers. Always ask for itemized bills showing base price, making charges, wastage, and GST separately.
What will jewelers pay for my old silver jewelry today?
Today, jewelers in India pay ₹247.70-₹255.53/gram for sterling silver jewelry (93-98% of spot price). Fine silver (99.9%) gets 98-100% rates. Deductions include: 5-7% wastage, melting charges, and stones (not valued). Silver has better buyback rates than gold (typically 90-95% vs 85-90% for gold).
Is it better to buy silver jewelry or silver coins for investment in India?
For investment, silver coins/bars (999 fine) are better - they have lower making charges (2-5% vs 10-50% for jewelry), higher buyback rates (98-100% vs 93-95%), and no wastage deductions. Jewelry is better for personal use with dual purpose (wear + store value). For pure investment, buy 999 fine silver coins from certified dealers.