CMI vs UNP: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

UNP has stronger fundamentals based on our AI analysis.

CMI
CUMMINS INC
B
74%
Confidence
VS
UNP
UNION PACIFIC CORP
A
77%
Confidence

CMI vs UNP Fundamental Comparison

Metric CMI UNP
Revenue $8.4B $6.2B
Net Income $654.0M $1.7B
Net Margin 7.8% 27.4%
ROE 5.3% 8.8%
ROA 1.9% 2.4%
Current Ratio 1.71x 0.92x
Debt/Equity 0.62x 1.53x
EPS $4.71 $2.87

Green = Better metric | Red = Weaker metric

View Full CMI Analysis →
View Full UNP Analysis →
Browse Sectors: Technology Healthcare Finance Energy Consumer Industrial
Stock Lists: Top Rated Undervalued Growth Dividend

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CMI vs UNP: Frequently Asked Questions

Is CMI or UNP the better stock in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), UNP has stronger fundamentals. CMI is graded B (74% confidence) while UNP is graded A (77% confidence). This is not investment advice.

How does CMI compare to UNP fundamentally?

CUMMINS INC has ROE of 5.3% vs UNION PACIFIC CORP's 8.8%. Net margins are 7.8% vs 27.4% respectively.

Which stock pays higher dividends, CMI or UNP?

CMI has a dividend yield of N/A or no dividend while UNP has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in CMI or UNP for long term?

For long-term investing, consider that CMI has a B grade with 74% confidence, while UNP has a A grade with 77% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about CMI vs UNP?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For CMI vs UNP, the AI consensus favors UNP based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.