CMI vs UNP: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

UNP has stronger fundamentals based on our AI analysis.

CMI
CUMMINS INC
BUY
74%
Confidence
VS
UNP
UNION PACIFIC CORP
BUY
84%
Confidence

CMI vs UNP Fundamental Comparison

Metric CMI UNP
Revenue $33.7B $24.5B
Net Income $2.8B $7.1B
Net Margin 8.4% 29.1%
ROE 23.0% 38.7%
ROA 8.4% 10.2%
Current Ratio 1.76x 0.91x
Debt/Equity 0.61x 1.72x
EPS $20.50 $11.98

Green = Better metric | Red = Weaker metric

View Full CMI Analysis →
View Full UNP Analysis →
Browse Sectors: Technology Healthcare Finance Energy Consumer Industrial
Stock Lists: Strong Buy Undervalued Growth Dividend

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CMI vs UNP: Frequently Asked Questions

Is CMI or UNP a better buy in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), UNP has stronger fundamentals. CMI is rated BUY (74% confidence) while UNP is rated BUY (84% confidence). This is not investment advice.

How does CMI compare to UNP fundamentally?

CUMMINS INC has ROE of 23.0% vs UNION PACIFIC CORP's 38.7%. Net margins are 8.4% vs 29.1% respectively.

Which stock pays higher dividends, CMI or UNP?

CMI has a dividend yield of N/A or no dividend while UNP has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in CMI or UNP for long term?

For long-term investing, consider that CMI has BUY rating with 74% confidence, while UNP has BUY rating with 84% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about CMI vs UNP?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For CMI vs UNP, the AI consensus favors UNP based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.