UNP vs MSFT: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

MSFT has stronger fundamentals based on our AI analysis.

UNP
UNION PACIFIC CORP
BUY
84%
Confidence
VS
MSFT
MICROSOFT CORP
BUY
91%
Confidence

UNP vs MSFT Fundamental Comparison

Metric UNP MSFT
Revenue $24.5B $158.9B
Net Income $7.1B $66.2B
Net Margin 29.1% 41.7%
ROE 38.7% 16.9%
ROA 10.2% 10.0%
Current Ratio 0.91x 1.39x
Debt/Equity 1.72x 0.10x
EPS $11.98 $8.87

Green = Better metric | Red = Weaker metric

View Full UNP Analysis →
View Full MSFT Analysis →
Browse Sectors: Technology Healthcare Finance Energy Consumer Industrial
Stock Lists: Strong Buy Undervalued Growth Dividend

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UNP vs MSFT: Frequently Asked Questions

Is UNP or MSFT a better buy in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), MSFT has stronger fundamentals. UNP is rated BUY (84% confidence) while MSFT is rated BUY (91% confidence). This is not investment advice.

How does UNP compare to MSFT fundamentally?

UNION PACIFIC CORP has ROE of 38.7% vs MICROSOFT CORP's 16.9%. Net margins are 29.1% vs 41.7% respectively.

Which stock pays higher dividends, UNP or MSFT?

UNP has a dividend yield of N/A or no dividend while MSFT has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in UNP or MSFT for long term?

For long-term investing, consider that UNP has BUY rating with 84% confidence, while MSFT has BUY rating with 91% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about UNP vs MSFT?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For UNP vs MSFT, the AI consensus favors MSFT based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.