UNP vs MSFT: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

MSFT has stronger fundamentals based on our AI analysis.

UNP
UNION PACIFIC CORP
A
77%
Confidence
VS
MSFT
MICROSOFT CORP
A
91%
Confidence

UNP vs MSFT Fundamental Comparison

Metric UNP MSFT
Revenue $6.2B $241.8B
Net Income $1.7B $98.0B
Net Margin 27.4% 40.5%
ROE 8.8% 23.6%
ROA 2.4% 14.1%
Current Ratio 0.92x 1.28x
Debt/Equity 1.53x 0.10x
EPS $2.87 $13.14

Green = Better metric | Red = Weaker metric

View Full UNP Analysis →
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Browse Sectors: Technology Healthcare Finance Energy Consumer Industrial
Stock Lists: Top Rated Undervalued Growth Dividend

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UNP vs MSFT: Frequently Asked Questions

Is UNP or MSFT the better stock in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), MSFT has stronger fundamentals. UNP is graded A (77% confidence) while MSFT is graded A (91% confidence). This is not investment advice.

How does UNP compare to MSFT fundamentally?

UNION PACIFIC CORP has ROE of 8.8% vs MICROSOFT CORP's 23.6%. Net margins are 27.4% vs 40.5% respectively.

Which stock pays higher dividends, UNP or MSFT?

UNP has a dividend yield of N/A or no dividend while MSFT has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in UNP or MSFT for long term?

For long-term investing, consider that UNP has a A grade with 77% confidence, while MSFT has a A grade with 91% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about UNP vs MSFT?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For UNP vs MSFT, the AI consensus favors MSFT based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.