How to Earn and Redeem ICICI Bank Credit Card Reward Points?

How to Earn and Redeem ICICI Bank Credit Card Reward Points?

Credit Cards play a major role nowadays. ICICI Bank Credit Cards are special cards that let you buy things and pay for them later. They work like a loan from the bank. When you use an ICICI Credit Card, you're borrowing money from the bank, which you promise to pay back later.

ICICI offers different types of Credit Cards, each with its own benefits. Some cards give you extra points for shopping, while others give you cashback on certain purchases. 

To Earn Credit Card Reward Points, Follow this steps: 

Sign up for an ICICI Bank Credit Card:

• First, you need to apply and get approved for an ICICI Bank Credit Card.

Use Your ICICI Credit Card: 

• Whenever you make purchases using your ICICI Bank Credit Card, you can earn reward points.
• You can earn rewards through your card renewal.

Look for Partner Merchants: 

• Some merchants partnered with ICICI Bank to get extra reward points when you use your credit card to shop with them. Give preference for those opportunities.

Check for Bonus Points: 

• Look out for any bonus points offered by ICICI Bank for signing up for a new card or for spending a certain amount within a specific time.
• When your card get activated , you can get some thousands as a reward points. 

Everyday Reward Points : 

• Use your card everyday in your spending to get special offers. 
• Credit Cards offer you a unique way of offering that everyone can get points from 1 to 10 or more, when you spend a rupees of 100 in every transaction. 

Accelerated Points Offers: 

• Special offers and promotions that may allow you to earn additional points for specific types of transactions or at partner merchants.
• ICICI Bank may offer accelerated points for spending in specific categories like travel, dining, or entertainment. Take advantage of these offers to earn more points faster.

Points Rewards on an International Level: 

• You can earn more rewards , if you spend money in a foreign country. 

To Redeem Credit Card Reward Points, Follow this steps: 

Log in to Your ICICI Bank Account: 

• Access your ICICI Bank account through online banking or the mobile app with the Banking ID and password. 
• Online mode is the simplest way for redeeming the rewards. 

Guide to the Rewards Section: 

• Look for the rewards or rewards points section in your account dashboard.

View Your Reward Points Balance: 

• Check how many reward points you have claimed so far.
• Link your credit card to the bank account to track the balance status. 

Check the Redemption Options: 

• Explore the catalog of rewards available for redemption. 
• This includes merchandise, gift vouchers or even cashback options.

Select Your Reward: 

• Choose the reward you want to redeem from the available options. Make sure to check the points required for each reward.

Proceed to Redeem:

• Follow the given steps to complete the redemption process. 
• This may involve confirming your selection and providing necessary details like your delivery address for the gift. 

Receive Your Reward: 

• Once the redemption is done, you will receive your reward, which you chose. 
• For physical items, it will be delivered to the address you provided in the details.
• For digital rewards or vouchers, they may be emailed to you or made available for download.

Enjoy Your Reward: 

• Whether it's a gift, a voucher, or cashback, enjoy the benefits of redeeming your ICICI Bank Credit Card reward points.

Alternative Option : 

• If you did not link your card with your bank, you can contact them via email or phone to the customer care for the gift redemption. 
• Download the form to provide the credit card details to the bank. 

How to Convert ICICI Credit Card Reward Points into Cash?

Following these steps should help you convert your ICICI credit card reward points into cash easily.

• Log in to your ICICI Bank Net Banking account.
• Look for the section related to reward points.
• Search for the option to redeem your reward points.
• Select the option to redeem points for cash.
• Check your reward points balance to ensure you have enough to redeem.
• Make sure your bank account details are correct for cash transfer.
• Follow the given steps to complete the transaction.
• Verify that the transaction is successful and you have received the cash in your bank account.
• Track your redemption status through your banking account. 

How to View My Reward Points Summary?

Internet Banking:

• Log in to your bank's website.
• Look for something called "Exclusive Offerings".
• Click on "Reward Points".
• Then, select "View Rewards" and click submit.

iMobile App:

• Open the iMobile app on your phone.
• Find "Smart Keys and Services". 
• Tap on "Account Services."
• Click "Reward Points" and select it.

SMS:

• Send a text message from your phone.
• Write 'DCPBAL' followed by the last 4 digits of your bank account number.
• Send this message to 9212146468.

If you get an error, it might mean your mobile number is not updated with PAYBACK or your account is not linked. You can fix this by contacting the PAYBACK Contact Centre or registering online by clicking the “Register Here” option. 

How to Track the Status of the Ordered Gifts? 

Call Customer Care:

• Dial 1800 1080 from your registered mobile number.
• Their Customer Care representatives are available between 7:00 a.m. and 9:00 p.m.

Find Customer Care Numbers:

• Click on the provided link in the official site to find the Customer Care numbers.

Email Us:

• Visit ICICI Bank official site. 
• Click on the 'Email Us' link.
• Write to them at any time to inquire about the status.