HDFC Regalia Gold Credit Card Lounge Access List

HDFC Regalia Gold Credit Card

The HDFC Regalia Gold Credit Card is a rewards card from HDFC Bank that offers benefits for people who spend a certain amount of money each month. The card offers you some benefits, including complimentary insurance and discounts on various things. With this card, you can enjoy features like cashback rewards, travel benefits, and lifestyle.

Some features of the HDFC Regalia Gold Credit Card are:

• If your card gets lost or stolen, report it immediately to HDFC Bank. After reporting, you will not be accountable for any fraudulent charges made on your card.
• HDFC Bank will add a 2% fee when you use your card for transactions in a foreign currency. 
• You can use the card for your purchases and repay it over time. You will only pay interest on the amount you spend. 

HDFC Regalia Gold Credit Card Lounge Access List

Access to lounges in India:

• Lounge access will be based on your quarterly credit card spend (Jan-Mar, Apr-June, Jul-Sept, Oct-Dec). 
• Spend an amount of Rs. 1 lakh or more in a quarter to be eligible for complimentary lounge access vouchers. 
• You can claim up to two complimentary lounge access vouchers per quarter.
• You can know your quarterly spending and get lounge access vouchers on the Regalia SmartBuy official website. 
• Each voucher will contain a QR code that has to be scanned at the lounge entry terminal.
• The vouchers can be used at the below-listed lounges:

Access to lounges outside India:

• Lounge access outside India is not based on spending.
• After completing four retail transactions with your HDFC Bank Regalia Credit Card, you will get a complimentary Priority Pass membership.
• Priority Pass offers access to lounges worldwide. 
• Regalia Gold offers a maximum of 6 complimentary Priority Pass visits per year (for you and any add-on members).
• You will be charged US $27 + GST for each visit after you exceed the six complimentary visits.

What are the Eligibility Criteria for the Regalia Gold Credit Card?

The eligibility criteria to obtain an HDFC Bank Regalia Gold Credit Card have been categorized into two categories, and they are: 

For Indian nationals who are salaried:

• The age of the person should be between 21 and 60.
• Your monthly income after deductions should be more than Rs 1,00,000.

For self-employed Indian nationals:

• The age of the person should be between 21 and 65.
• Your income, as per your income tax return, should be more than Rs 12 lakh per year.

How to Use the HDFC Regalia Gold Credit Card Lounge Access Voucher?

Follow these steps to avail yourself of HDFC Regalia Gold Credit Card Lounge Access:

• Make sure you spend around Rs. 1 lakh or more in a calendar quarter.
• After meeting the spending criteria, visit the Regalia SmartBuy page.
• To get your voucher by email or SMS, click "generate voucher."
• You will receive an e-voucher along with a QR code, which has to be scanned at the lounge terminal.

Features of HDFC Regalia Gold Credit Card

• You earn 5X reward points on popular brands like Myntra, Marks & Spencer, Nykaa, and Reliance Digital. You also get vouchers for spending a certain amount each quarter or year. 
• Get complimentary memberships to Club Vistara and MMT Black, which will give you airport lounge access and other travel benefits.
• Get vouchers worth ₹ 1,500 on quarterly spends of Rs. 1.5 lakh and ₹ 5,000 worth of flight vouchers on yearly spends of Rs. 5 lakh.
• You will receive four reward points for each Rs. 150 spent.

Welcome Benefit and Milestone Benefit of HDFC Regalia Gold Credit Card

• If you pay the joining fee, you will get a gift voucher for the same amount of Rs. 2,500.
• If you spend an amount of Rs. 1 lakh or more within 3 months of getting the card, you will get complimentary Club Vistara Silver Tier and MMT Black Elite Membership.
• If you spend around Rs. 1.5 lakhs in each quarter, you can avail ₹ 1,500 worth of vouchers from Marriott, Myntra, Marks & Spencer, or Reliance Digital.
• If you spend Rs. 5 lakh during the anniversary year of your card, you will receive ₹5,000 in flight vouchers. If you spend an additional ₹7.5 lakhs, you will receive another bonus of ₹5,000 in flight vouchers.