📊 UHAL-B Key Takeaways
Is U-Haul Holding Co /NV/ (UHAL-B) a Good Investment?
U-Haul exhibits deteriorating fundamentals despite explosive revenue growth, with net income declining 41.6% YoY and negative free cash flow of -$1.2B indicating the business cannot fund its capital intensity from operations. Exceptionally weak returns (ROE 2.7%, ROA 1.0%) and thin interest coverage (1.9x) against $8.1B debt load create sustainability concerns.
Why Buy U-Haul Holding Co /NV/ Stock? UHAL-B Key Strengths
- Strong positive operating cash flow of $1.4B demonstrates operational liquidity
- Substantial revenue growth of 693% YoY shows market demand recovery
- Reasonable operating margin of 10.7% on core business operations
UHAL-B Stock Risks: U-Haul Holding Co /NV/ Investment Risks
- Negative free cash flow of -$1.2B is unsustainable and exceeds cash reserves of $1.0B annually
- Net income decline of 41.6% YoY despite massive revenue growth signals deteriorating profitability and earnings quality concerns
- Extremely low returns on equity (2.7%) and assets (1.0%) indicate poor capital efficiency and value destruction
- Interest coverage ratio of 1.9x is critically thin with $8.1B debt burden, limiting margin for operational stress
- Capital-intensive business model requires perpetual $2.6B+ capex that exceeds operating cash generation
Key Metrics to Watch
- Free cash flow trajectory and path to positive FCF generation
- Return on equity improvement relative to debt serviceability
- Interest coverage ratio and debt refinancing risk
- Net income sustainability relative to revenue growth quality
U-Haul Holding Co /NV/ (UHAL-B) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
UHAL-B Profit Margin, ROE & Profitability Analysis
UHAL-B vs Automotive Sector: How U-Haul Holding Co /NV/ Compares
How U-Haul Holding Co /NV/ compares to Automotive sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is U-Haul Holding Co /NV/ Stock Overvalued? UHAL-B Valuation Analysis 2026
Based on fundamental analysis, U-Haul Holding Co /NV/ has mixed fundamental signals relative to the Automotive sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
U-Haul Holding Co /NV/ Balance Sheet: UHAL-B Debt, Cash & Liquidity
UHAL-B Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: U-Haul Holding Co /NV/'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $3.04 reflects profitable operations.
UHAL-B Revenue Growth, EPS Growth & YoY Performance
UHAL-B Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2024 | $213.9M | $142.3M | N/A |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
U-Haul Holding Co /NV/ Dividends, Buybacks & Capital Allocation
UHAL-B SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for U-Haul Holding Co /NV/ (CIK: 0000004457)
📋 Recent SEC Filings
❓ Frequently Asked Questions about UHAL-B
What is the AI rating for UHAL-B?
U-Haul Holding Co /NV/ (UHAL-B) has an AI rating of SELL with 72% confidence, based on fundamental analysis of SEC EDGAR filings.
What are UHAL-B's key strengths?
Claude: Strong positive operating cash flow of $1.4B demonstrates operational liquidity. Substantial revenue growth of 693% YoY shows market demand recovery.
What are the risks of investing in UHAL-B?
Claude: Negative free cash flow of -$1.2B is unsustainable and exceeds cash reserves of $1.0B annually. Net income decline of 41.6% YoY despite massive revenue growth signals deteriorating profitability and earnings quality concerns.
What is UHAL-B's revenue and growth?
U-Haul Holding Co /NV/ reported revenue of $4.8B.
Does UHAL-B pay dividends?
U-Haul Holding Co /NV/ does not currently pay dividends.
Where can I find UHAL-B SEC filings?
Official SEC filings for U-Haul Holding Co /NV/ (CIK: 0000004457) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is UHAL-B's EPS?
U-Haul Holding Co /NV/ has a diluted EPS of $0.00.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is UHAL-B a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, U-Haul Holding Co /NV/ has a SELL rating with 72% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is UHAL-B stock overvalued or undervalued?
Valuation metrics for UHAL-B: ROE of 2.7% (sector avg: 12%), net margin of 4.4% (sector avg: 6%). Compare these metrics with sector averages to assess valuation.
Should I buy UHAL-B stock in 2026?
Our dual AI analysis gives U-Haul Holding Co /NV/ a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is UHAL-B's free cash flow?
U-Haul Holding Co /NV/'s operating cash flow is $1.4B, with capital expenditures of $2.6B. FCF margin is -25.4%.
How does UHAL-B compare to other Automotive stocks?
Vs Automotive sector averages: Net margin 4.4% (avg: 6%), ROE 2.7% (avg: 12%), current ratio N/A (avg: 1.2).