📊 UVV Key Takeaways
Is Universal Corp. /VA/ (UVV) a Good Investment?
Universal Corp faces significant operational deterioration with net income declining 41.7% YoY and revenue declining 1.3% in a capital-intensive commodity business with ultra-thin margins. While balance sheet strength and positive free cash flow provide a liquidity cushion, the combination of negative growth, collapsing profitability, and poor capital returns (ROE 2.3%, ROA 1.2%) suggest fundamental competitive weakness and cyclical pressure in farm products wholesaling.
Universal Corp. /VA/ Key Strengths (UVV)
- Strong liquidity position with 3.49x current ratio providing financial flexibility
- Positive free cash flow of $80.3M demonstrates ability to service debt and fund operations despite margin compression
- Conservative leverage with 0.44x debt/equity ratio and manageable interest coverage of 2.3x
UVV Stock Risks: Universal Corp. /VA/ Investment Risks
- Severe profit erosion with net income down 41.7% YoY and EPS down 65.6% YoY indicating structural operational challenges
- Negative revenue growth of 1.3% combined with commodity-exposed business model facing pricing pressure and cyclical headwinds
- Extremely thin margins (1.1% net, 3.8% gross, 5.8% operating) leave minimal cushion for cost inflation or demand fluctuations
Key Metrics to Watch
- Operating cash flow trend and free cash flow sustainability as earnings deteriorate
- Quarterly revenue trends and gross margin recovery in commodity pricing environment
- Return on equity and asset efficiency as company attempts to reverse profit decline
Universal Corp. /VA/ (UVV) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The relatively thin 2.8% FCF margin may limit capital allocation flexibility. Strong liquidity with a 3.49x current ratio provides a solid financial cushion.
UVV Profit Margin, ROE & Profitability Analysis
UVV vs Market Sector: How Universal Corp. /VA/ Compares
How Universal Corp. /VA/ compares to Market sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Universal Corp. /VA/ Stock Overvalued? UVV Valuation Analysis 2026
Based on fundamental analysis, Universal Corp. /VA/ has mixed fundamental signals relative to the Market sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Universal Corp. /VA/ Balance Sheet: UVV Debt, Cash & Liquidity
UVV Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Universal Corp. /VA/'s revenue has grown significantly by 40% over the 5-year period, indicating strong business expansion. The most recent EPS of $4.78 reflects profitable operations.
UVV Revenue Growth, EPS Growth & YoY Performance
UVV Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2026 | $853.2M | $33.2M | $1.32 |
| Q2 2026 | $708.4M | $25.9M | $1.03 |
| Q1 2026 | $592.6M | $130.0K | $0.01 |
| Q3 2025 | $813.1M | $53.2M | $2.12 |
| Q2 2025 | $635.8M | $25.9M | $1.03 |
| Q3 2024 | $790.1M | $41.7M | $1.67 |
| Q2 2024 | $635.8M | $21.9M | $0.88 |
| Q1 2024 | $429.1M | $130.0K | $0.01 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Universal Corp. /VA/ Dividends, Buybacks & Capital Allocation
UVV SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Universal Corp. /VA/ (CIK: 0000102037)
📋 Recent SEC Filings
❓ Frequently Asked Questions about UVV
What is the AI rating for UVV?
Universal Corp. /VA/ (UVV) has an AI grade of C with 72% confidence, based on fundamental analysis of SEC EDGAR filings.
What are UVV's key strengths?
Claude: Strong liquidity position with 3.49x current ratio providing financial flexibility. Positive free cash flow of $80.3M demonstrates ability to service debt and fund operations despite margin compression.
What are the risks of investing in UVV?
Claude: Severe profit erosion with net income down 41.7% YoY and EPS down 65.6% YoY indicating structural operational challenges. Negative revenue growth of 1.3% combined with commodity-exposed business model facing pricing pressure and cyclical headwinds.
What is UVV's revenue and growth?
Universal Corp. /VA/ reported revenue of $2.9B.
Does UVV pay dividends?
Universal Corp. /VA/ pays dividends, with $81.3M distributed to shareholders in the trailing twelve months.
Where can I find UVV SEC filings?
Official SEC filings for Universal Corp. /VA/ (CIK: 0000102037) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is UVV's EPS?
Universal Corp. /VA/ has a diluted EPS of $1.30.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is UVV's fundamental grade?
Based on our AI fundamental analysis in June 2026, Universal Corp. /VA/ has a C grade with 72% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is UVV stock overvalued or undervalued?
Valuation metrics for UVV: ROE of 2.3% (sector avg: 15%), net margin of 1.1% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
What is UVV's AI grade for 2026?
Our dual AI analysis gives Universal Corp. /VA/ a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is UVV's free cash flow?
Universal Corp. /VA/'s operating cash flow is $129.1M, with capital expenditures of $48.8M. FCF margin is 2.8%.
How does UVV compare to other Market stocks?
Vs Default sector averages: Net margin 1.1% (avg: 12%), ROE 2.3% (avg: 15%), current ratio 3.49 (avg: 1.8).