📊 UVV Key Takeaways
Is Universal Corp. /VA/ (UVV) a Good Investment?
Despite 7.4% revenue growth, Universal Corp faces critical operational challenges with negative operating cash flow of -$58M and net income declining 16.1% YoY, indicating severe margin compression and value destruction. The commodity wholesale business generates minimal returns (5.1% ROE, 2.5% ROA) insufficient to justify equity investment, while burning cash operationally despite positive reported earnings.
Why Buy Universal Corp. /VA/ Stock? UVV Key Strengths
- Solid revenue growth of 7.4% YoY demonstrates market demand in commodity sector
- Strong short-term liquidity with 2.91x current ratio and $85.2M cash reserves
- Reasonable leverage at 0.42x debt-to-equity ratio with adequate 3.3x interest coverage
UVV Stock Risks: Universal Corp. /VA/ Investment Risks
- Negative operating cash flow of -$58M and free cash flow of -$98.3M indicate working capital deterioration and cash burn despite operational earnings
- Net income declined 16.1% while revenue grew 7.4%, signaling severe margin compression and operational leverage working in reverse
- Extremely thin profitability (3.5% net margin) and poor returns (5.1% ROE, 2.5% ROA) fail to generate returns above cost of capital, destroying shareholder value
Key Metrics to Watch
- Operating cash flow trajectory - critical reversal needed from -$58M to positive generation
- Gross and operating margins - monitor if compression continues or stabilizes
- Return on equity - must improve substantially above 5.1% threshold to justify equity investment
Universal Corp. /VA/ (UVV) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Strong liquidity with a 2.91x current ratio provides a solid financial cushion.
UVV Profit Margin, ROE & Profitability Analysis
UVV vs Market Sector: How Universal Corp. /VA/ Compares
How Universal Corp. /VA/ compares to Market sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Universal Corp. /VA/ Stock Overvalued? UVV Valuation Analysis 2026
Based on fundamental analysis, Universal Corp. /VA/ has mixed fundamental signals relative to the Market sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Universal Corp. /VA/ Balance Sheet: UVV Debt, Cash & Liquidity
UVV Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Universal Corp. /VA/'s revenue has grown significantly by 32% over the 5-year period, indicating strong business expansion. The most recent EPS of $4.97 reflects profitable operations.
UVV Revenue Growth, EPS Growth & YoY Performance
UVV Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2026 | $853.2M | $33.2M | $1.32 |
| Q2 2026 | $708.4M | $25.9M | $1.03 |
| Q1 2026 | $592.6M | $130.0K | $0.01 |
| Q3 2025 | $813.1M | $53.2M | $2.12 |
| Q2 2025 | $635.8M | $25.9M | $1.03 |
| Q3 2024 | $790.1M | $41.7M | $1.67 |
| Q2 2024 | $635.8M | $21.9M | $0.88 |
| Q1 2024 | $429.1M | $130.0K | $0.01 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Universal Corp. /VA/ Dividends, Buybacks & Capital Allocation
UVV SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Universal Corp. /VA/ (CIK: 0000102037)
📋 Recent SEC Filings
❓ Frequently Asked Questions about UVV
What is the AI rating for UVV?
Universal Corp. /VA/ (UVV) has an AI rating of SELL with 76% confidence, based on fundamental analysis of SEC EDGAR filings.
What are UVV's key strengths?
Claude: Solid revenue growth of 7.4% YoY demonstrates market demand in commodity sector. Strong short-term liquidity with 2.91x current ratio and $85.2M cash reserves.
What are the risks of investing in UVV?
Claude: Negative operating cash flow of -$58M and free cash flow of -$98.3M indicate working capital deterioration and cash burn despite operational earnings. Net income declined 16.1% while revenue grew 7.4%, signaling severe margin compression and operational leverage working in reverse.
What is UVV's revenue and growth?
Universal Corp. /VA/ reported revenue of $2.2B.
Does UVV pay dividends?
Universal Corp. /VA/ pays dividends, with $60.9M distributed to shareholders in the trailing twelve months.
Where can I find UVV SEC filings?
Official SEC filings for Universal Corp. /VA/ (CIK: 0000102037) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is UVV's EPS?
Universal Corp. /VA/ has a diluted EPS of $3.02.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is UVV a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Universal Corp. /VA/ has a SELL rating with 76% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is UVV stock overvalued or undervalued?
Valuation metrics for UVV: ROE of 5.1% (sector avg: 15%), net margin of 3.5% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy UVV stock in 2026?
Our dual AI analysis gives Universal Corp. /VA/ a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is UVV's free cash flow?
Universal Corp. /VA/'s operating cash flow is $-58.0M, with capital expenditures of $40.3M. FCF margin is -4.5%.
How does UVV compare to other Market stocks?
Vs Default sector averages: Net margin 3.5% (avg: 12%), ROE 5.1% (avg: 15%), current ratio 2.91 (avg: 1.8).