📊 ANDE Key Takeaways
Is Andersons, Inc. (ANDE) a Good Investment?
Andersons exhibits a fundamental profitability crisis masked by commodity-driven revenue inflation: net income declined 19.8% YoY despite 619% revenue growth. Most critically, operating cash flow collapsed to -$393.7M while the company reported positive net income, indicating severe working capital deterioration and unsustainable inventory accumulation. With razor-thin operating margins (1.3%), negative free cash flow (-$445.4M), and only $72.4M in cash reserves, the business model is operationally insolvent.
Andersons shows solid balance-sheet discipline and strong debt-servicing capacity, with moderate leverage, adequate liquidity, and healthy operating cash generation. However, the quality of recent growth looks mixed: revenue surged while net income declined, margins remain very thin, and free cash flow turned negative due to elevated capital spending. Fundamentally, this supports a neutral view until stronger earnings conversion and sustained cash flow improvement are evident.
Why Buy Andersons, Inc. Stock? ANDE Key Strengths
- Revenue growth of 619% demonstrates market demand and volume expansion capacity
- Moderate leverage with 0.45x Debt/Equity and 4.6x interest coverage provides near-term debt servicing ability
- Positive net income of $33.2M and EPS growth of 12.9% show accounting profitability
- Moderate leverage with debt/equity of 0.45x and strong interest coverage of 19.3x supports financial resilience
- Positive operating cash flow of $177.00M indicates the core business is still generating cash despite cyclical pressures
- Current ratio of 1.41x and a sizable equity base of $1.24B provide a reasonable liquidity and capitalization cushion
ANDE Stock Risks: Andersons, Inc. Investment Risks
- Operating cash flow of -$393.7M is severely negative, indicating inability to self-fund operations despite positive accounting earnings
- Operating margin of only 1.3% provides zero margin of safety; any revenue decline immediately turns losses
- Working capital crisis suggested by massive inventory buildup; reversal in commodity prices or inventory liquidation could trigger losses
- Quick ratio of 0.62x combined with negative operating cash flow creates acute liquidity risk
- ROE of 2.6% and ROA of 0.8% far below cost of capital, destroying shareholder value
- Net income fell 19.8% year over year despite a sharp revenue increase, suggesting weaker earnings quality or margin pressure
- Profitability is structurally thin, with 6.5% gross margin, 1.3% operating margin, and 0.9% net margin leaving little room for execution errors
- Free cash flow was negative at -$56.12M as capital expenditures exceeded operating cash flow, which could constrain flexibility if sustained
Key Metrics to Watch
- Operating cash flow trend and working capital changes (critical red flag if continues negative)
- Inventory levels and days inventory outstanding relative to commodity price movements
- Gross margin stability as revenue growth normalizes
- Operating and net margin trend to confirm whether revenue growth is translating into durable profits
- Free cash flow and capital expenditure intensity to assess whether cash generation improves after the current investment cycle
Andersons, Inc. (ANDE) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Andersons, Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.
ANDE Profit Margin, ROE & Profitability Analysis
ANDE vs Market Sector: How Andersons, Inc. Compares
How Andersons, Inc. compares to Market sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Andersons, Inc. Stock Overvalued? ANDE Valuation Analysis 2026
Based on fundamental analysis, Andersons, Inc. has mixed fundamental signals relative to the Market sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Andersons, Inc. Balance Sheet: ANDE Debt, Cash & Liquidity
ANDE Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Andersons, Inc.'s revenue has shown modest growth of 7% over the 5-year period. The most recent EPS of $3.81 reflects profitable operations.
ANDE Revenue Growth, EPS Growth & YoY Performance
ANDE Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $370.8M | $284.0K | $0.01 |
| Q3 2025 | $231.9M | $20.1M | $0.59 |
| Q2 2025 | $492.5M | $7.9M | $0.23 |
| Q1 2025 | $341.4M | $284.0K | $0.01 |
| Q1 2024 | $648.8M | $5.6M | $0.16 |
| Q3 2023 | $635.4M | $9.7M | $0.28 |
| Q2 2023 | $956.0M | $40.3M | $1.18 |
| Q1 2023 | $677.9M | $5.5M | $0.16 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Andersons, Inc. Dividends, Buybacks & Capital Allocation
ANDE SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Andersons, Inc. (CIK: 0000821026)
📋 Recent SEC Filings
| Date | Form | Document | Action |
|---|---|---|---|
| May 8, 2026 | 4 | xslF345X06/wk-form4_1778262831.xml | View → |
| May 8, 2026 | 4 | xslF345X06/wk-form4_1778262673.xml | View → |
| May 8, 2026 | 4 | xslF345X06/wk-form4_1778257549.xml | View → |
| May 8, 2026 | 4 | xslF345X06/wk-form4_1778257506.xml | View → |
| May 8, 2026 | 4 | xslF345X06/wk-form4_1778257470.xml | View → |
❓ Frequently Asked Questions about ANDE
What is the AI rating for ANDE?
Andersons, Inc. (ANDE) has a Combined AI Rating of SELL from Claude (STRONG SELL) and ChatGPT (HOLD) with 80% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are ANDE's key strengths?
Claude: Revenue growth of 619% demonstrates market demand and volume expansion capacity. Moderate leverage with 0.45x Debt/Equity and 4.6x interest coverage provides near-term debt servicing ability. ChatGPT: Moderate leverage with debt/equity of 0.45x and strong interest coverage of 19.3x supports financial resilience. Positive operating cash flow of $177.00M indicates the core business is still generating cash despite cyclical pressures.
What are the risks of investing in ANDE?
Claude: Operating cash flow of -$393.7M is severely negative, indicating inability to self-fund operations despite positive accounting earnings. Operating margin of only 1.3% provides zero margin of safety; any revenue decline immediately turns losses. ChatGPT: Net income fell 19.8% year over year despite a sharp revenue increase, suggesting weaker earnings quality or margin pressure. Profitability is structurally thin, with 6.5% gross margin, 1.3% operating margin, and 0.9% net margin leaving little room for execution errors.
What is ANDE's revenue and growth?
Andersons, Inc. reported revenue of $2.6B.
Does ANDE pay dividends?
Andersons, Inc. pays dividends, with $6.8M distributed to shareholders in the trailing twelve months.
Where can I find ANDE SEC filings?
Official SEC filings for Andersons, Inc. (CIK: 0000821026) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is ANDE's EPS?
Andersons, Inc. has a diluted EPS of $0.97.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is ANDE a good stock to buy right now?
Based on our AI fundamental analysis in May 2026, Andersons, Inc. has a SELL rating with 80% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is ANDE stock overvalued or undervalued?
Valuation metrics for ANDE: ROE of 2.6% (sector avg: 15%), net margin of 1.3% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy ANDE stock in 2026?
Our dual AI analysis gives Andersons, Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is ANDE's free cash flow?
Andersons, Inc.'s operating cash flow is $-393.7M, with capital expenditures of $51.7M. FCF margin is -17.0%.
How does ANDE compare to other Market stocks?
Vs Default sector averages: Net margin 1.3% (avg: 12%), ROE 2.6% (avg: 15%), current ratio 1.37 (avg: 1.8).