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Zoomcar Holdings, Inc. (ZCARW) Stock Fundamental Analysis & AI Rating 2026

ZCARW OTC Services-Auto Rental & Leasing (No Drivers) DE CIK: 0001854275
Recently Updated • Analysis: Apr 19, 2026 • SEC Data: 2025-12-31
STRONG SELL
96% Conf
Pending
Analysis scheduled

📊 ZCARW Key Takeaways

Revenue: $7.0M
Net Margin: -82.1%
Free Cash Flow: $-1.3M
Current Ratio: 0.03x
Debt/Equity: N/A
EPS: $-0.53
AI Rating: STRONG SELL with 96% confidence
Zoomcar Holdings, Inc. (ZCARW) receives a STRONG SELL rating with 96% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $7.0M, net profit margin of -82.1%, Zoomcar Holdings, Inc. demonstrates mixed fundamentals in the Automotive sector. Below is our complete ZCARW stock analysis for 2026.

Is Zoomcar Holdings, Inc. (ZCARW) a Good Investment?

Claude

Zoomcar is in critical financial distress with negative stockholders' equity of -$27.4M, indicating technical insolvency where liabilities exceed assets by a significant margin. The company burns $1.3M in operating cash flow annually while operating at -82.1% net margin, with only $208K cash and $2.6M long-term debt—an unsustainable position given the auto rental business requires capital investment.

Why Buy Zoomcar Holdings, Inc. Stock? ZCARW Key Strengths

Claude
  • + Positive revenue growth trajectory of 22,423% YoY, indicating operational ramp from near-zero baseline
  • + Minimal capital expenditure ($3.9K) suggests preserved liquidity focus during turnaround phase
  • + Recent insider Form 4 filings indicate active management involvement

ZCARW Stock Risks: Zoomcar Holdings, Inc. Investment Risks

Claude
  • ! Negative stockholders' equity of -$27.4M—company is technically insolvent with liabilities exceeding assets
  • ! Severe liquidity crisis: current ratio of 0.03x with only $208.2K cash against $30.2M liabilities
  • ! Negative operating cash flow of -$1.3M with operating margin of -74.9%—cannot service $2.6M debt from operations
  • ! Extreme losses of -$5.7M net income on $7M revenue—unsustainable unit economics
  • ! Interest coverage ratio of -34.7x indicates inability to service debt from operations

Key Metrics to Watch

Claude
  • * Operating cash flow trend—current -$1.3M burn rate threatens solvency within 2-3 quarters at current burn
  • * Net margin improvement path—must achieve profitability to become viable going forward
  • * Stockholders' equity recovery—negative equity must turn positive to restore solvency
  • * Cash balance and runway—monitor monthly burn against $208K reserve

Zoomcar Holdings, Inc. (ZCARW) Financial Metrics & Key Ratios

Revenue
$7.0M
Net Income
$-5.7M
EPS (Diluted)
$-0.53
Free Cash Flow
$-1.3M
Total Assets
$2.8M
Cash Position
$208.2K

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

ZCARW Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin -74.9%
Net Margin -82.1%
ROE N/A
ROA -206.2%
FCF Margin -18.8%

ZCARW vs Automotive Sector: How Zoomcar Holdings, Inc. Compares

How Zoomcar Holdings, Inc. compares to Automotive sector averages

Net Margin
ZCARW -82.1%
vs
Sector Avg 6.0%
ZCARW Sector
ROE
ZCARW 0.0%
vs
Sector Avg 12.0%
ZCARW Sector
Current Ratio
ZCARW 0.0x
vs
Sector Avg 1.2x
ZCARW Sector
Debt/Equity
ZCARW 0.0x
vs
Sector Avg 1.0x
ZCARW Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Zoomcar Holdings, Inc. Stock Overvalued? ZCARW Valuation Analysis 2026

Based on fundamental analysis, Zoomcar Holdings, Inc. has mixed fundamental signals relative to the Automotive sector in 2026.

Return on Equity
N/A
Sector avg: 12%
Net Profit Margin
-82.1%
Sector avg: 6%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 1x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Zoomcar Holdings, Inc. Balance Sheet: ZCARW Debt, Cash & Liquidity

Current Ratio
0.03x
Quick Ratio
-0.04x
Debt/Equity
N/A
Debt/Assets
1,088.5%
Interest Coverage
-34.70x
Long-term Debt
$2.6M

ZCARW Revenue & Earnings Growth: 5-Year Financial Trend

ZCARW 5-year financial data: Year 2024: Revenue $9.9M, Net Income -$62.0M, EPS $-128.52.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Zoomcar Holdings, Inc.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $-3,839.73 indicates the company is currently unprofitable.

ZCARW Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-18.8%
Free cash flow / Revenue

ZCARW Quarterly Earnings & Performance

Quarterly financial performance data for Zoomcar Holdings, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2025 $2.2M -$2.5M $-0.04
Q3 2024 $2.4M -$8.7M $0.90

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Zoomcar Holdings, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$1.3M
Cash generated from operations
Stock Buybacks
$206.5M
Shares repurchased (TTM)
Capital Expenditures
$3.9K
Investment in assets
Dividends
None
No dividend program

ZCARW SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Zoomcar Holdings, Inc. (CIK: 0001854275)

📋 Recent SEC Filings

Date Form Document Action
Apr 15, 2026 8-K ea0286487-8k_zoomcar.htm View →
Mar 12, 2026 8-K ea0281156-8k_zoomcar.htm View →
Feb 27, 2026 8-K ea0278496-8k_zoomcar.htm View →
Feb 26, 2026 8-K ea0278450-8k_zoomcar.htm View →
Feb 19, 2026 8-K ea0277757-8k_zoomcar.htm View →

Frequently Asked Questions about ZCARW

What is the AI rating for ZCARW?

Zoomcar Holdings, Inc. (ZCARW) has an AI rating of STRONG SELL with 96% confidence, based on fundamental analysis of SEC EDGAR filings.

What are ZCARW's key strengths?

Claude: Positive revenue growth trajectory of 22,423% YoY, indicating operational ramp from near-zero baseline. Minimal capital expenditure ($3.9K) suggests preserved liquidity focus during turnaround phase.

What are the risks of investing in ZCARW?

Claude: Negative stockholders' equity of -$27.4M—company is technically insolvent with liabilities exceeding assets. Severe liquidity crisis: current ratio of 0.03x with only $208.2K cash against $30.2M liabilities.

What is ZCARW's revenue and growth?

Zoomcar Holdings, Inc. reported revenue of $7.0M.

Does ZCARW pay dividends?

Zoomcar Holdings, Inc. does not currently pay dividends.

Where can I find ZCARW SEC filings?

Official SEC filings for Zoomcar Holdings, Inc. (CIK: 0001854275) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is ZCARW's EPS?

Zoomcar Holdings, Inc. has a diluted EPS of $-0.53.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is ZCARW a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Zoomcar Holdings, Inc. has a STRONG SELL rating with 96% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is ZCARW stock overvalued or undervalued?

Valuation metrics for ZCARW: ROE of N/A (sector avg: 12%), net margin of -82.1% (sector avg: 6%). Compare these metrics with sector averages to assess valuation.

Should I buy ZCARW stock in 2026?

Our dual AI analysis gives Zoomcar Holdings, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is ZCARW's free cash flow?

Zoomcar Holdings, Inc.'s operating cash flow is $-1.3M, with capital expenditures of $3.9K. FCF margin is -18.8%.

How does ZCARW compare to other Automotive stocks?

Vs Automotive sector averages: Net margin -82.1% (avg: 6%), ROE N/A (avg: 12%), current ratio 0.03 (avg: 1.2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 19, 2026 | Data as of: 2025-12-31 | Powered by Claude AI