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CAR Stock Analysis - AVIS BUDGET GROUP, INC. AI Rating

CAR Nasdaq Services-Auto Rental & Leasing (No Drivers) DE CIK: 0000723612
Recently Updated • Analysis: Mar 21, 2026 • SEC Data: 2025-12-31
AI Rating
SELL
92% Confidence

📊 CAR Key Takeaways

Revenue: $11.7B
Net Margin: -7.6%
Free Cash Flow: $3.3B
Current Ratio: 0.72x
Debt/Equity: N/A
EPS: $-25.25
AI Rating: SELL with 92% confidence

Investment Thesis

Avis Budget Group is experiencing severe financial distress with negative profitability (net margin -7.6%, operating margin -8.0%) and critically negative stockholders' equity of -3.1B, indicating the company is technically insolvent. While strong operating cash flow of 3.3B provides temporary relief, the combination of high leverage (6.0B long-term debt), deteriorating liquidity (current ratio 0.72x), and negative net income trends signal fundamental operational challenges that make the company a significant credit and equity risk.

CAR Strengths

  • + Robust operating cash flow of $3.3B despite net losses suggests underlying operational cash generation capacity
  • + Substantial asset base of $31.3B provides collateral value for creditors
  • + Positive FCF margin of 28.3% indicates cash conversion efficiency in operations

CAR Risks

  • ! Negative stockholders' equity of -3.1B represents technical insolvency with equity holders having negative net worth
  • ! Operating losses of -929M and net losses of -889M indicate core business is unprofitable
  • ! Severe liquidity stress with current ratio of 0.72x and negative interest coverage of -2.2x raising debt service concerns
  • ! High leverage with $6.0B long-term debt against negative equity creates refinancing risk
  • ! Revenue decline of 1.2% YoY signals market headwinds or operational deterioration

Key Metrics to Watch

CAR Financial Metrics

Revenue
$11.7B
Net Income
$-889.0M
EPS (Diluted)
$-25.25
Free Cash Flow
$3.3B
Total Assets
$31.3B
Cash Position
$519.0M

💡 AI Analyst Insight

The 28.3% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.

CAR Profitability Ratios

Gross Margin N/A
Operating Margin -8.0%
Net Margin -7.6%
ROE N/A
ROA -2.8%
FCF Margin 28.3%

CAR vs Default Sector

How AVIS BUDGET GROUP, INC. compares to Default sector averages

Net Margin
CAR -7.6%
vs
Sector Avg 12.0%
CAR Sector
ROE
CAR 0.0%
vs
Sector Avg 15.0%
CAR Sector
Current Ratio
CAR 0.7x
vs
Sector Avg 1.8x
CAR Sector
Debt/Equity
CAR 0.0x
vs
Sector Avg 0.7x
CAR Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

CAR Balance Sheet & Liquidity

Current Ratio
0.72x
Quick Ratio
0.72x
Debt/Equity
N/A
Debt/Assets
0.0%
Interest Coverage
-2.20x
Long-term Debt
$6.0B

CAR 5-Year Financial Trend

CAR 5-year financial data: Year 2021: Revenue $9.3B, Net Income $302.0M, EPS $3.98. Year 2022: Revenue $12.0B, Net Income -$684.0M, EPS $-9.71. Year 2023: Revenue $12.0B, Net Income $1.3B, EPS $19.44. Year 2024: Revenue $12.0B, Net Income $2.8B, EPS $57.16. Year 2025: Revenue $12.0B, Net Income $1.6B, EPS $42.08.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: AVIS BUDGET GROUP, INC.'s revenue has grown significantly by 29% over the 5-year period, indicating strong business expansion. The most recent EPS of $42.08 reflects profitable operations.

CAR Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
28.3%
Free cash flow / Revenue

CAR Quarterly Performance

Quarterly financial performance data for AVIS BUDGET GROUP, INC. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $3.5B $137.0M $3.84
Q2 2025 $3.0B $4.0M $0.10
Q1 2025 $2.4B -$114.0M $-3.21
Q3 2024 $3.5B $137.0M $3.84
Q2 2024 $3.0B $14.0M $0.41
Q1 2024 $2.6B -$114.0M $-3.21
Q3 2023 $3.5B $626.0M $16.78
Q2 2023 $3.1B $435.0M $11.01

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CAR Capital Allocation

Operating Cash Flow
$3.3B
Cash generated from operations
Stock Buybacks
$7.0M
Shares repurchased (TTM)
Dividends
None
No dividend program

CAR SEC Filings

Access official SEC EDGAR filings for AVIS BUDGET GROUP, INC. (CIK: 0000723612)

📋 Recent SEC Filings

Date Form Document Action
Mar 20, 2026 4 xslF345X06/ownership.xml View →
Mar 19, 2026 4 xslF345X06/wk-form4_1773954971.xml View →
Mar 19, 2026 4 xslF345X06/wk-form4_1773954869.xml View →
Mar 19, 2026 4 xslF345X06/wk-form4_1773954764.xml View →
Mar 19, 2026 4 xslF345X06/wk-form4_1773954674.xml View →

Frequently Asked Questions about CAR

What is the AI rating for CAR?

AVIS BUDGET GROUP, INC. (CAR) has an AI rating of SELL with 92% confidence, based on fundamental analysis of SEC EDGAR filings.

What are CAR's key strengths?

Robust operating cash flow of $3.3B despite net losses suggests underlying operational cash generation capacity. Substantial asset base of $31.3B provides collateral value for creditors.

What are the risks of investing in CAR?

Negative stockholders' equity of -3.1B represents technical insolvency with equity holders having negative net worth. Operating losses of -929M and net losses of -889M indicate core business is unprofitable.

What is CAR's revenue and growth?

AVIS BUDGET GROUP, INC. reported revenue of $11.7B.

Does CAR pay dividends?

AVIS BUDGET GROUP, INC. does not currently pay dividends.

Where can I find CAR SEC filings?

Official SEC filings for AVIS BUDGET GROUP, INC. (CIK: 0000723612) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CAR's EPS?

AVIS BUDGET GROUP, INC. has a diluted EPS of $-25.25.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 21, 2026 | Data as of: 2025-12-31 | Powered by Claude AI