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Sun Communities Inc. (SUI) Fundamental Analysis & AI Grade 2026

SUI NYSE Real Estate Investment Trusts MD CIK: 0000912593
Update Pending • Analysis: Apr 29, 2026 • SEC Data: 2026-03-31
Combined AI Grade
C
75% Confidence
N/A
C
75% Conf
Pending
Analysis scheduled

📊 SUI Key Takeaways

Revenue: $507.9M
Net Margin: -1.3%
Free Cash Flow: $-187.7M
Current Ratio: N/A
Debt/Equity: 0.63x
EPS: $-0.07
AI Grade: C with 75% confidence
Sun Communities Inc. (SUI) receives a C fundamental grade with 75% confidence from our AI analysis based on SEC 10-K filings. With revenue of $507.9M, net profit margin of -1.3%, and return on equity (ROE) of -0.1%, Sun Communities Inc. demonstrates mixed fundamentals in the Real Estate sector. Below is our complete SUI stock analysis for 2026.

Is Sun Communities Inc. (SUI) a Good Investment?

Claude

SUI exhibits severe operational distress with negative operating income of -$257.4M against $507.9M revenue (-50.7% operating margin) and negative free cash flow of -$187.7M, indicating the company cannot cover operations and capex from revenue generation. While positive operating cash flow of $269.3M and a reasonable balance sheet (0.63x debt/equity) provide temporary stability, the fundamental inability to achieve operational profitability combined with negative interest coverage ratio and minimal growth (2% YoY) presents substantial structural challenges.

Sun Communities Inc. Key Strengths (SUI)

Claude
  • + Positive operating cash flow of $269.3M provides near-term liquidity
  • + Reasonable balance sheet with debt/equity of 0.63x and $6.8B stockholders equity
  • + Solid cash position of $497.0M provides short-term operational flexibility

SUI Stock Risks: Sun Communities Inc. Investment Risks

Claude
  • ! Massive negative operating income of -$257.4M (50.7% operating margin) indicates fundamental business dysfunction
  • ! Negative free cash flow of -$187.7M despite positive operating cash flow indicates unsustainable capex burden
  • ! Negative interest coverage ratio of -6.7x means company cannot service debt from operations
  • ! Negative profitability across all metrics (net income, ROE, ROA) with only 2.0% revenue growth
  • ! Capital expenditures of $457.0M exceed operating cash flow, requiring cash draw or external funding

Key Metrics to Watch

Claude
  • * Operating income and operating margin trajectory - critical to achieving profitability
  • * Free cash flow and capex reductions - necessary to stabilize cash position
  • * Revenue growth acceleration - 2% growth insufficient given operational losses

Sun Communities Inc. (SUI) Financial Metrics & Key Ratios

Revenue
$507.9M
Net Income
$-6.4M
EPS (Diluted)
$-0.07
Free Cash Flow
$-187.7M
Total Assets
$12.4B
Cash Position
$497.0M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

SUI Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin -50.7%
Net Margin -1.3%
ROE -0.1%
ROA -0.1%
FCF Margin -37.0%

SUI vs Real Estate Sector: How Sun Communities Inc. Compares

How Sun Communities Inc. compares to Real Estate sector averages

Net Margin
SUI -1.3%
vs
Sector Avg 20.0%
SUI Sector
ROE
SUI -0.1%
vs
Sector Avg 8.0%
SUI Sector
Current Ratio
SUI 0.0x
vs
Sector Avg 1.5x
SUI Sector
Debt/Equity
SUI 0.6x
vs
Sector Avg 1.5x
SUI Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Sun Communities Inc. Stock Overvalued? SUI Valuation Analysis 2026

Based on fundamental analysis, Sun Communities Inc. has mixed fundamental signals relative to the Real Estate sector in 2026.

Return on Equity
-0.1%
Sector avg: 8%
Net Profit Margin
-1.3%
Sector avg: 20%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.63x
Sector avg: 1.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Sun Communities Inc. Balance Sheet: SUI Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
0.63x
Debt/Assets
42.9%
Interest Coverage
-6.70x
Long-term Debt
$4.3B

SUI Revenue & Earnings Growth: 5-Year Financial Trend

SUI 5-year financial data: Year 2018: Revenue $826.0M, Net Income N/A, EPS N/A. Year 2019: Revenue $925.7M, Net Income $72.2M, EPS N/A. Year 2020: Revenue $1.0B, Net Income $107.2M, EPS N/A. Year 2021: Revenue $1.6B, Net Income N/A, EPS $1.80. Year 2022: Revenue $1.9B, Net Income N/A, EPS $1.34.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Sun Communities Inc.'s revenue has grown significantly by 130% over the 5-year period, indicating strong business expansion. The most recent EPS of $-1.72 indicates the company is currently unprofitable.

SUI Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-37.0%
Free cash flow / Revenue

SUI Quarterly Earnings & Performance

Quarterly financial performance data for Sun Communities Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $470.2M -$6.4M $-0.07
Q3 2025 $680.4M $12.1M $0.07
Q2 2025 $596.3M -$25.2M $0.20
Q1 2025 $469.2M -$25.2M $-0.22
Q3 2024 $939.9M -$25.2M $0.97
Q2 2024 $863.4M -$25.2M $0.20
Q1 2024 $651.2M -$25.2M $-0.22
Q3 2023 $932.6M $162.6M $1.31

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Sun Communities Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$269.3M
Cash generated from operations
Stock Buybacks
$60.1M
Shares repurchased (TTM)
Capital Expenditures
$457.0M
Investment in assets
Dividends Paid
$141.7M
Returned to shareholders

SUI SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Sun Communities Inc. (CIK: 0000912593)

📋 Recent SEC Filings

Date Form Document Action
May 27, 2026 4 xslF345X06/wk-form4_1779908307.xml View →
May 26, 2026 4 xslF345X06/wk-form4_1779835117.xml View →
May 21, 2026 8-K sui-20260521.htm View →
May 18, 2026 8-K sui-20260512.htm View →
May 4, 2026 8-K sui-20260504.htm View →

Frequently Asked Questions about SUI

What is the AI rating for SUI?

Sun Communities Inc. (SUI) has an AI grade of C with 75% confidence, based on fundamental analysis of SEC EDGAR filings.

What are SUI's key strengths?

Claude: Positive operating cash flow of $269.3M provides near-term liquidity. Reasonable balance sheet with debt/equity of 0.63x and $6.8B stockholders equity.

What are the risks of investing in SUI?

Claude: Massive negative operating income of -$257.4M (50.7% operating margin) indicates fundamental business dysfunction. Negative free cash flow of -$187.7M despite positive operating cash flow indicates unsustainable capex burden.

What is SUI's revenue and growth?

Sun Communities Inc. reported revenue of $507.9M.

Does SUI pay dividends?

Sun Communities Inc. pays dividends, with $141.7M distributed to shareholders in the trailing twelve months.

Where can I find SUI SEC filings?

Official SEC filings for Sun Communities Inc. (CIK: 0000912593) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is SUI's EPS?

Sun Communities Inc. has a diluted EPS of $-0.07.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is SUI's fundamental grade?

Based on our AI fundamental analysis in May 2026, Sun Communities Inc. has a C grade with 75% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is SUI stock overvalued or undervalued?

Valuation metrics for SUI: ROE of -0.1% (sector avg: 8%), net margin of -1.3% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.

What is SUI's AI grade for 2026?

Our dual AI analysis gives Sun Communities Inc. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is SUI's free cash flow?

Sun Communities Inc.'s operating cash flow is $269.3M, with capital expenditures of $457.0M. FCF margin is -37.0%.

How does SUI compare to other Real Estate stocks?

Vs Real Estate sector averages: Net margin -1.3% (avg: 20%), ROE -0.1% (avg: 8%), current ratio N/A (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 29, 2026 | Data as of: 2026-03-31 | Powered by Claude AI