📊 TCI Key Takeaways
Is Transcontinental Realty Investors Inc. (TCI) a Good Investment?
TCI operates at a substantial loss with -$6.3M operating income and negative free cash flow of -$27.4%, making it unable to sustain REIT dividend distributions. Negative operating cash flow (-$2.9M) and interest coverage (-1.0x) indicate the company cannot service its $210.8M debt from core operations. Positive net income appears dependent on non-operating gains, masking deteriorating operational fundamentals.
Why Buy Transcontinental Realty Investors Inc. Stock? TCI Key Strengths
- Manageable leverage with 0.25x debt/equity ratio
- Positive net income of $13.8M despite operational challenges
- Modest revenue growth of 4.2% year-over-year
TCI Stock Risks: Transcontinental Realty Investors Inc. Investment Risks
- Negative operating income (-$6.3M) with -12.9% operating margin on $49.1M revenue
- Negative operating cash flow (-$2.9M) and free cash flow (-$13.4M) with -27.4% FCF margin
- Negative interest coverage (-1.0x) indicates inability to cover debt service from operations
- Extremely weak returns with ROE of 1.6% and ROA of 1.2%
- Minimal cash reserves ($14.1M) relative to $210.8M long-term debt and $10.6M capex needs
- Declining net income (-4.4% YoY) suggesting deteriorating trend
Key Metrics to Watch
- Operating cash flow return to positive territory
- Operating margin improvement and path to operating profitability
- Interest coverage ratio recovery above 2.0x
- Free cash flow sustainability and sources of net income (operating vs. non-operating)
Transcontinental Realty Investors Inc. (TCI) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
TCI Profit Margin, ROE & Profitability Analysis
TCI vs Real Estate Sector: How Transcontinental Realty Investors Inc. Compares
How Transcontinental Realty Investors Inc. compares to Real Estate sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Transcontinental Realty Investors Inc. Stock Overvalued? TCI Valuation Analysis 2026
Based on fundamental analysis, Transcontinental Realty Investors Inc. has mixed fundamental signals relative to the Real Estate sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Transcontinental Realty Investors Inc. Balance Sheet: TCI Debt, Cash & Liquidity
TCI Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Transcontinental Realty Investors Inc.'s revenue has declined by 12% over the 5-year period, indicating business contraction. The most recent EPS of $0.69 reflects profitable operations.
TCI Revenue Growth, EPS Growth & YoY Performance
TCI Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $11.6M | $724.0K | $0.08 |
| Q2 2025 | $11.8M | $169.0K | $0.02 |
| Q1 2025 | $11.9M | $2.5M | $0.30 |
| Q3 2024 | $11.6M | $1.7M | $0.20 |
| Q2 2024 | $11.8M | $530.0K | $0.06 |
| Q1 2024 | $11.7M | $2.5M | $0.30 |
| Q3 2023 | $8.3M | $4.5M | $0.52 |
| Q2 2023 | $7.8M | $530.0K | $0.06 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Transcontinental Realty Investors Inc. Dividends, Buybacks & Capital Allocation
TCI SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Transcontinental Realty Investors Inc. (CIK: 0000733590)
📋 Recent SEC Filings
❓ Frequently Asked Questions about TCI
What is the AI rating for TCI?
Transcontinental Realty Investors Inc. (TCI) has an AI rating of STRONG SELL with 87% confidence, based on fundamental analysis of SEC EDGAR filings.
What are TCI's key strengths?
Claude: Manageable leverage with 0.25x debt/equity ratio. Positive net income of $13.8M despite operational challenges.
What are the risks of investing in TCI?
Claude: Negative operating income (-$6.3M) with -12.9% operating margin on $49.1M revenue. Negative operating cash flow (-$2.9M) and free cash flow (-$13.4M) with -27.4% FCF margin.
What is TCI's revenue and growth?
Transcontinental Realty Investors Inc. reported revenue of $49.1M.
Does TCI pay dividends?
Transcontinental Realty Investors Inc. does not currently pay dividends.
Where can I find TCI SEC filings?
Official SEC filings for Transcontinental Realty Investors Inc. (CIK: 0000733590) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is TCI's EPS?
Transcontinental Realty Investors Inc. has a diluted EPS of $1.60.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is TCI a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Transcontinental Realty Investors Inc. has a STRONG SELL rating with 87% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is TCI stock overvalued or undervalued?
Valuation metrics for TCI: ROE of 1.6% (sector avg: 8%), net margin of 28.1% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.
Should I buy TCI stock in 2026?
Our dual AI analysis gives Transcontinental Realty Investors Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.
What is TCI's free cash flow?
Transcontinental Realty Investors Inc.'s operating cash flow is $-2.9M, with capital expenditures of $10.6M. FCF margin is -27.4%.
How does TCI compare to other Real Estate stocks?
Vs Real Estate sector averages: Net margin 28.1% (avg: 20%), ROE 1.6% (avg: 8%), current ratio N/A (avg: 1.5).