📊 TCI Key Takeaways
Is Transcontinental Realty Investors Inc. (TCI) a Good Investment?
TCI exhibits severe operational distress with negative operating income of $2.0M and critically unsustainable free cash flow of -$13.5M annually, indicating the company is burning cash despite maintaining a substantial asset base. The inability to generate positive operating cash flows or cover interest expenses from operations (-0.7x coverage), combined with minimal net profitability (1.4% margin), signals fundamental business deterioration that conservative leverage cannot offset long-term.
Transcontinental Realty Investors Inc. Key Strengths (TCI)
- Conservative debt/equity ratio of 0.25x provides financial stability cushion
- Substantial asset base of $1.1B with reasonable stockholders equity of $846.9M
- Modest revenue growth of 4.2% YoY indicating market demand persists
TCI Stock Risks: Transcontinental Realty Investors Inc. Investment Risks
- Negative operating cash flow of -$2.9M indicates core business cannot self-fund operations
- Unsustainable free cash flow burn of -$13.5M annually depleting capital reserves
- Negative interest coverage ratio of -0.7x means operating income cannot cover debt service obligations
- Critically low cash position of $9.5M relative to $262.3M liabilities creates depletion risk
- Negative operating margin of -15.9% despite positive revenue indicates structural profitability failure
- Declining net income (-4.4% YoY) and zero ROE/ROA show complete absence of shareholder returns
Key Metrics to Watch
- Operating cash flow trend and path to positive generation
- Free cash flow depletion rate and cash runway sustainability
- Interest coverage ratio improvement and debt service capability
- Operating margin expansion toward profitability
- Asset quality and impairment indicators
Transcontinental Realty Investors Inc. (TCI) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
TCI Profit Margin, ROE & Profitability Analysis
TCI vs Real Estate Sector: How Transcontinental Realty Investors Inc. Compares
How Transcontinental Realty Investors Inc. compares to Real Estate sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Transcontinental Realty Investors Inc. Stock Overvalued? TCI Valuation Analysis 2026
Based on fundamental analysis, Transcontinental Realty Investors Inc. has mixed fundamental signals relative to the Real Estate sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Transcontinental Realty Investors Inc. Balance Sheet: TCI Debt, Cash & Liquidity
TCI Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Transcontinental Realty Investors Inc.'s revenue has declined by 12% over the 5-year period, indicating business contraction. The most recent EPS of $0.69 reflects profitable operations.
TCI Revenue Growth, EPS Growth & YoY Performance
TCI Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $12.0M | $168.0K | $0.02 |
| Q3 2025 | $11.6M | $724.0K | $0.08 |
| Q2 2025 | $11.8M | $169.0K | $0.02 |
| Q1 2025 | $11.9M | $2.5M | $0.30 |
| Q3 2024 | $11.6M | $1.7M | $0.20 |
| Q2 2024 | $11.8M | $530.0K | $0.06 |
| Q1 2024 | $11.7M | $2.5M | $0.30 |
| Q3 2023 | $8.3M | $4.5M | $0.52 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Transcontinental Realty Investors Inc. Dividends, Buybacks & Capital Allocation
TCI SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Transcontinental Realty Investors Inc. (CIK: 0000733590)
📋 Recent SEC Filings
❓ Frequently Asked Questions about TCI
What is the AI rating for TCI?
Transcontinental Realty Investors Inc. (TCI) has an AI grade of C with 78% confidence, based on fundamental analysis of SEC EDGAR filings.
What are TCI's key strengths?
Claude: Conservative debt/equity ratio of 0.25x provides financial stability cushion. Substantial asset base of $1.1B with reasonable stockholders equity of $846.9M.
What are the risks of investing in TCI?
Claude: Negative operating cash flow of -$2.9M indicates core business cannot self-fund operations. Unsustainable free cash flow burn of -$13.5M annually depleting capital reserves.
What is TCI's revenue and growth?
Transcontinental Realty Investors Inc. reported revenue of $12.3M.
Does TCI pay dividends?
Transcontinental Realty Investors Inc. does not currently pay dividends.
Where can I find TCI SEC filings?
Official SEC filings for Transcontinental Realty Investors Inc. (CIK: 0000733590) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is TCI's EPS?
Transcontinental Realty Investors Inc. has a diluted EPS of $0.02.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is TCI's fundamental grade?
Based on our AI fundamental analysis in June 2026, Transcontinental Realty Investors Inc. has a C grade with 78% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is TCI stock overvalued or undervalued?
Valuation metrics for TCI: ROE of 0.0% (sector avg: 8%), net margin of 1.4% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.
What is TCI's AI grade for 2026?
Our dual AI analysis gives Transcontinental Realty Investors Inc. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is TCI's free cash flow?
Transcontinental Realty Investors Inc.'s operating cash flow is $-2.9M, with capital expenditures of $10.6M. FCF margin is -109.4%.
How does TCI compare to other Real Estate stocks?
Vs Real Estate sector averages: Net margin 1.4% (avg: 20%), ROE 0.0% (avg: 8%), current ratio N/A (avg: 1.5).