📊 IOR Key Takeaways
Is IOR a Good Investment? Thesis Analysis
Income Opportunity Realty Investors demonstrates fundamentally weak operational performance with zero revenue, negative operating cash flow, and declining profitability despite adequate equity capitalization. The REIT's negative interest coverage ratio and deteriorating earnings trajectory indicate structural profitability challenges that outweigh its solid balance sheet position.
Why Buy IOR? Key Strengths
- Strong balance sheet with $125.9M in total assets and minimal liabilities ($11.0K)
- Conservative debt structure with 0.08x debt-to-equity ratio providing financial flexibility
- Positive net income of $4.0M indicates some operational revenue generation despite zero reported revenue line
IOR Investment Risks to Consider
- Zero revenue reporting raises critical questions about operational viability and data quality
- Negative operating cash flow of -$77.0K and negative free cash flow indicate cash burn despite reported profitability
- Negative interest coverage ratio (-0.6x) demonstrates inability to service debt from operating earnings
- Declining profitability with 14.2% year-over-year net income decline and 14.0% diluted EPS decline
- Extremely low liquidity with only $6.0K in cash equivalents relative to $9.6M long-term debt
Key Metrics to Watch
- Operating cash flow trend - critical indicator of actual business sustainability versus accounting earnings
- Revenue recognition and operational asset metrics - to clarify zero revenue reporting anomaly
- Debt service capacity and refinancing needs given minimal cash position
- Profitability trend reversal - need to confirm if 14%+ earnings decline continues
IOR Financial Metrics
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
IOR Profitability Ratios
IOR vs Default Sector
How INCOME OPPORTUNITY REALTY INVESTORS INC /TX/ compares to Default sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is IOR Overvalued or Undervalued?
Based on fundamental analysis, INCOME OPPORTUNITY REALTY INVESTORS INC /TX/ has mixed fundamental signals relative to the Default sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
IOR Balance Sheet & Liquidity
IOR 5-Year Financial Trend & Growth Analysis
5-Year Trend Summary: INCOME OPPORTUNITY REALTY INVESTORS INC /TX/'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $1.68 reflects profitable operations.
IOR Growth Metrics (YoY)
IOR Quarterly Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q2 2021 | N/A | $819.0K | N/A |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
IOR Capital Allocation
IOR SEC 10-K & 10-Q Filing Analysis
Access official SEC EDGAR filings for INCOME OPPORTUNITY REALTY INVESTORS INC /TX/ (CIK: 0000949961)
📋 Recent SEC Filings
❓ Frequently Asked Questions about IOR
What is the AI rating for IOR?
INCOME OPPORTUNITY REALTY INVESTORS INC /TX/ (IOR) has an AI rating of SELL with 75% confidence, based on fundamental analysis of SEC EDGAR filings.
What are IOR's key strengths?
Claude: Strong balance sheet with $125.9M in total assets and minimal liabilities ($11.0K). Conservative debt structure with 0.08x debt-to-equity ratio providing financial flexibility.
What are the risks of investing in IOR?
Claude: Zero revenue reporting raises critical questions about operational viability and data quality. Negative operating cash flow of -$77.0K and negative free cash flow indicate cash burn despite reported profitability.
What is IOR's revenue and growth?
INCOME OPPORTUNITY REALTY INVESTORS INC /TX/ reported revenue of $0.0.
Does IOR pay dividends?
INCOME OPPORTUNITY REALTY INVESTORS INC /TX/ does not currently pay dividends.
Where can I find IOR SEC filings?
Official SEC filings for INCOME OPPORTUNITY REALTY INVESTORS INC /TX/ (CIK: 0000949961) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is IOR's EPS?
INCOME OPPORTUNITY REALTY INVESTORS INC /TX/ has a diluted EPS of $0.98.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is IOR a good stock to buy right now?
Based on our AI fundamental analysis in March 2026, INCOME OPPORTUNITY REALTY INVESTORS INC /TX/ has a SELL rating with 75% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is IOR stock overvalued or undervalued?
Valuation metrics for IOR: ROE of 3.2% (sector avg: 15%), net margin of N/A (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy IOR stock in 2026?
Our dual AI analysis gives INCOME OPPORTUNITY REALTY INVESTORS INC /TX/ a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is IOR's free cash flow?
INCOME OPPORTUNITY REALTY INVESTORS INC /TX/'s operating cash flow is $-77.0K, with capital expenditures of N/A.
How does IOR compare to other Default stocks?
Vs Default sector averages: Net margin N/A (avg: 12%), ROE 3.2% (avg: 15%), current ratio N/A (avg: 1.8).