📊 SUNS Key Takeaways
Is Sunrise Realty Trust, Inc. (SUNS) a Good Investment?
Sunrise Realty Trust exhibits a critical disconnect between revenue growth (103% YoY) and earnings growth (2.1% YoY), with concerning cash flow metrics where operating cash flow (1.2M) represents only 28% of net income (4.3M). Despite zero leverage and minimal financial risk, returns on equity (2.3%) and assets (1.3%) are unacceptably low, and cash position (5.7M or 1.7% of assets) is dangerously thin for a 330M-asset REIT.
Sunrise Realty Trust, Inc. Key Strengths (SUNS)
- Strong top-line revenue growth of 103% year-over-year indicates market demand
- Very low financial risk with zero long-term debt and 0.00x debt/equity ratio
- High operating and net margins (58.2%) demonstrate cost discipline
SUNS Stock Risks: Sunrise Realty Trust, Inc. Investment Risks
- Massive earnings quality issue: 103% revenue growth but only 2.1% net income growth signals unsustainable growth or accounting concerns
- Operating cash flow of 1.2M is only 28% of net income—indicates either working capital stress or non-cash revenue recognition
- Critically low cash position of 5.7M (1.7% of assets) creates liquidity risk for a capital-intensive REIT
- Declining diluted EPS (-7.0% YoY) despite net income growth points to aggressive share issuance
- Abysmal returns: 2.3% ROE and 1.3% ROA are unacceptable even for a low-risk balance sheet
Key Metrics to Watch
- Operating cash flow to net income ratio (currently 28%—must improve toward 80%+)
- Cash and equivalents position relative to total debt obligations
- Quality of revenue: verify what constitutes the 7.3M in revenue and sustainability
- Return on equity and assets—must demonstrate improvement from 2.3% and 1.3% respectively
Sunrise Realty Trust, Inc. (SUNS) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
SUNS Profit Margin, ROE & Profitability Analysis
SUNS vs Real Estate Sector: How Sunrise Realty Trust, Inc. Compares
How Sunrise Realty Trust, Inc. compares to Real Estate sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Sunrise Realty Trust, Inc. Stock Overvalued? SUNS Valuation Analysis 2026
Based on fundamental analysis, Sunrise Realty Trust, Inc. has mixed fundamental signals relative to the Real Estate sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Sunrise Realty Trust, Inc. Balance Sheet: SUNS Debt, Cash & Liquidity
SUNS Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Sunrise Realty Trust, Inc.'s revenue has grown significantly by 103% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.00 reflects profitable operations.
SUNS Revenue Growth, EPS Growth & YoY Performance
SUNS Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $4.6M | $3.1M | $0.27 |
| Q3 2025 | $3.2M | $1.7M | $0.25 |
| Q2 2025 | $2.0M | $1.5M | $0.22 |
| Q1 2025 | $2.0M | $1.8M | $0.26 |
| Q3 2024 | $7.8K | $7.8K | $0.00 |
| Q2 2024 | $2.0M | $1.5M | $0.22 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Sunrise Realty Trust, Inc. Dividends, Buybacks & Capital Allocation
SUNS SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Sunrise Realty Trust, Inc. (CIK: 0002012706)
📋 Recent SEC Filings
❓ Frequently Asked Questions about SUNS
What is the AI rating for SUNS?
Sunrise Realty Trust, Inc. (SUNS) has an AI grade of C with 72% confidence, based on fundamental analysis of SEC EDGAR filings.
What are SUNS's key strengths?
Claude: Strong top-line revenue growth of 103% year-over-year indicates market demand. Very low financial risk with zero long-term debt and 0.00x debt/equity ratio.
What are the risks of investing in SUNS?
Claude: Massive earnings quality issue: 103% revenue growth but only 2.1% net income growth signals unsustainable growth or accounting concerns. Operating cash flow of 1.2M is only 28% of net income—indicates either working capital stress or non-cash revenue recognition.
What is SUNS's revenue and growth?
Sunrise Realty Trust, Inc. reported revenue of $7.3M.
Does SUNS pay dividends?
Sunrise Realty Trust, Inc. pays dividends, with $4.0M distributed to shareholders in the trailing twelve months.
Where can I find SUNS SEC filings?
Official SEC filings for Sunrise Realty Trust, Inc. (CIK: 0002012706) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is SUNS's EPS?
Sunrise Realty Trust, Inc. has a diluted EPS of $0.32.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is SUNS's fundamental grade?
Based on our AI fundamental analysis in May 2026, Sunrise Realty Trust, Inc. has a C grade with 72% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is SUNS stock overvalued or undervalued?
Valuation metrics for SUNS: ROE of 2.3% (sector avg: 8%), net margin of 58.2% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.
What is SUNS's AI grade for 2026?
Our dual AI analysis gives Sunrise Realty Trust, Inc. a combined C grade for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.
What is SUNS's free cash flow?
Sunrise Realty Trust, Inc.'s operating cash flow is $1.2M, with capital expenditures of N/A. FCF margin is 16.0%.
How does SUNS compare to other Real Estate stocks?
Vs Real Estate sector averages: Net margin 58.2% (avg: 20%), ROE 2.3% (avg: 8%), current ratio N/A (avg: 1.5).