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NLOP Stock Analysis 2026 - Net Lease Office Properties AI Rating

NLOP NYSE Real Estate Investment Trusts MD CIK: 0001952976
Recently Updated • Analysis: Apr 13, 2026 • SEC Data: 2025-12-31
STRONG SELL
85% Conf
Pending
Analysis scheduled

📊 NLOP Key Takeaways

Revenue: $118.9M
Net Margin: -122.2%
Free Cash Flow: $64.1M
Current Ratio: N/A
Debt/Equity: 0.07x
EPS: $-9.81
AI Rating: STRONG SELL with 85% confidence

Is NLOP a Good Investment? Thesis Analysis

Claude

NLOP exhibits severe operational distress with a $145M operating loss, -122% net margin, and declining revenue of -16.4% YoY, reflecting fundamental business deterioration in the challenged office REIT sector. While positive free cash flow of $64M and minimal debt provide temporary financial breathing room, the magnitude of losses and negative ROE/ROA of -49.4%/-32.0% indicate significant shareholder value destruction.

Why Buy NLOP? Key Strengths

Claude
  • + Positive operating cash flow of $64.1M and FCF margin of 53.9% suggest underlying asset cash generation despite accounting losses
  • + Conservative leverage with debt-to-equity ratio of 0.07x and total liabilities only 34.3% of assets
  • + Substantial cash reserves of $119.6M providing liquidity to manage near-term obligations

NLOP Investment Risks to Consider

Claude
  • ! Operating loss of $145M with -121.9% operating margin indicates core business is destroying value on every dollar of revenue
  • ! Revenue contraction of -16.4% YoY coupled with structural headwinds in office REIT market from remote work adoption and office vacancies
  • ! Negative return on equity (-49.4%) and return on assets (-32.0%) demonstrate accelerating shareholder capital destruction

Key Metrics to Watch

Claude
  • * Path to operating profitability and margin inflection
  • * Revenue stabilization and year-over-year growth reversal
  • * Cash burn rate relative to cash reserves and operating cash flow sustainability

NLOP Financial Metrics

Revenue
$118.9M
Net Income
$-145.3M
EPS (Diluted)
$-9.81
Free Cash Flow
$64.1M
Total Assets
$453.4M
Cash Position
$119.6M

💡 AI Analyst Insight

The 53.9% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.

NLOP Profitability Ratios

Gross Margin N/A
Operating Margin -121.9%
Net Margin -122.2%
ROE -49.4%
ROA -32.0%
FCF Margin 53.9%

NLOP vs Default Sector

How Net Lease Office Properties compares to Default sector averages

Net Margin
NLOP -122.2%
vs
Sector Avg 12.0%
NLOP Sector
ROE
NLOP -49.4%
vs
Sector Avg 15.0%
NLOP Sector
Current Ratio
NLOP 0.0x
vs
Sector Avg 1.8x
NLOP Sector
Debt/Equity
NLOP 0.1x
vs
Sector Avg 0.7x
NLOP Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is NLOP Overvalued or Undervalued?

Based on fundamental analysis, Net Lease Office Properties has mixed fundamental signals relative to the Default sector in 2026.

Return on Equity
-49.4%
Sector avg: 15%
Net Profit Margin
-122.2%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.07x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

NLOP Balance Sheet & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
0.07x
Debt/Assets
34.3%
Interest Coverage
-6.97x
Long-term Debt
$21.9M

NLOP 5-Year Financial Trend & Growth Analysis

NLOP 5-year financial data: Year 2023: Revenue $175.0M, Net Income $1.4M, EPS N/A. Year 2024: Revenue $175.0M, Net Income $15.8M, EPS $1.08. Year 2025: Revenue $175.0M, Net Income -$131.7M, EPS $-9.00.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Net Lease Office Properties's revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $-9.00 indicates the company is currently unprofitable.

NLOP Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
53.9%
Free cash flow / Revenue

NLOP Quarterly Performance

Quarterly financial performance data for Net Lease Office Properties including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $29.8M -$40.3M $-2.73
Q2 2025 $29.2M $12.5M $0.84
Q1 2025 $29.2M $492.0K $0.03
Q3 2024 $31.5M $2.8M $0.19
Q2 2024 $39.0M $3.8M $0.26
Q1 2024 $42.7M $3.7M $0.26
Q3 2023 N/A -$239 $-0.24

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

NLOP Capital Allocation

Operating Cash Flow
$64.1M
Cash generated from operations
Dividends Paid
$60.7M
Returned to shareholders

NLOP SEC 10-K & 10-Q Filing Analysis

Access official SEC EDGAR filings for Net Lease Office Properties (CIK: 0001952976)

📋 Recent SEC Filings

Date Form Document Action
Feb 25, 2026 8-K nlop-20260225.htm View →
Feb 25, 2026 10-K nlop-20251231.htm View →
Jan 20, 2026 8-K nlop-20260115.htm View →
Nov 7, 2025 8-K nlop-20251107.htm View →
Nov 7, 2025 10-Q nlop-20250930.htm View →

Frequently Asked Questions about NLOP

What is the AI rating for NLOP?

Net Lease Office Properties (NLOP) has an AI rating of STRONG SELL with 85% confidence, based on fundamental analysis of SEC EDGAR filings.

What are NLOP's key strengths?

Claude: Positive operating cash flow of $64.1M and FCF margin of 53.9% suggest underlying asset cash generation despite accounting losses. Conservative leverage with debt-to-equity ratio of 0.07x and total liabilities only 34.3% of assets.

What are the risks of investing in NLOP?

Claude: Operating loss of $145M with -121.9% operating margin indicates core business is destroying value on every dollar of revenue. Revenue contraction of -16.4% YoY coupled with structural headwinds in office REIT market from remote work adoption and office vacancies.

What is NLOP's revenue and growth?

Net Lease Office Properties reported revenue of $118.9M.

Does NLOP pay dividends?

Net Lease Office Properties pays dividends, with $60.7M distributed to shareholders in the trailing twelve months.

Where can I find NLOP SEC filings?

Official SEC filings for Net Lease Office Properties (CIK: 0001952976) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is NLOP's EPS?

Net Lease Office Properties has a diluted EPS of $-9.81.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is NLOP a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Net Lease Office Properties has a STRONG SELL rating with 85% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is NLOP stock overvalued or undervalued?

Valuation metrics for NLOP: ROE of -49.4% (sector avg: 15%), net margin of -122.2% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy NLOP stock in 2026?

Our dual AI analysis gives Net Lease Office Properties a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is NLOP's free cash flow?

Net Lease Office Properties's operating cash flow is $64.1M, with capital expenditures of N/A. FCF margin is 53.9%.

How does NLOP compare to other Default stocks?

Vs Default sector averages: Net margin -122.2% (avg: 12%), ROE -49.4% (avg: 15%), current ratio N/A (avg: 1.8).

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 13, 2026 | Data as of: 2025-12-31 | Powered by Claude AI