📊 R Key Takeaways
Is Ryder System Inc. (R) a Good Investment?
Ryder operates with dangerously tight financial metrics: interest coverage of 1.2x provides minimal debt service cushion, while revenue growth has stalled at +0.2% YoY with razor-thin net margins of 3.0%. The combination of high leverage (2.71x debt/equity), weak returns on capital (ROE 3.3%, ROA 0.6%), and sub-1.0 current ratio signals financial vulnerability with limited capacity to absorb operational stress or economic downturns.
Ryder System Inc. Key Strengths (R)
- Positive operating cash flow of $583M supports debt service
- Free cash flow generation of $156M provides some deleveraging capacity
- Stable business with no revenue decline despite flat growth
R Stock Risks: Ryder System Inc. Investment Risks
- Interest coverage ratio of 1.2x is critically low with minimal margin for error
- Current ratio of 0.68x indicates potential liquidity stress
- Stagnant revenue growth (+0.2% YoY) with structural margin compression
Key Metrics to Watch
- Interest coverage ratio trends - must remain above 1.5x minimum
- Free cash flow generation and debt paydown rate
- Revenue growth inflection - current trajectory is unsustainable
Ryder System Inc. (R) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The relatively thin 5.0% FCF margin may limit capital allocation flexibility. The current ratio below 1.0x warrants monitoring of short-term liquidity.
R Profit Margin, ROE & Profitability Analysis
R vs Automotive Sector: How Ryder System Inc. Compares
How Ryder System Inc. compares to Automotive sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Ryder System Inc. Stock Overvalued? R Valuation Analysis 2026
Based on fundamental analysis, Ryder System Inc. shows some fundamental concerns relative to the Automotive sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Ryder System Inc. Balance Sheet: R Debt, Cash & Liquidity
R Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Ryder System Inc.'s revenue has grown significantly by 31% over the 5-year period, indicating strong business expansion. The most recent EPS of $8.73 reflects profitable operations.
R Revenue Growth, EPS Growth & YoY Performance
R Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $3.1B | $93.0M | $2.27 |
| Q3 2025 | $3.2B | $138.0M | $3.24 |
| Q2 2025 | $3.2B | $127.0M | $2.84 |
| Q1 2025 | $3.1B | $85.0M | $1.89 |
| Q3 2024 | $2.9B | $142.0M | $3.24 |
| Q2 2024 | $2.9B | -$18.0M | $-0.40 |
| Q1 2024 | $3.0B | $85.0M | $1.89 |
| Q3 2023 | $2.9B | $161.0M | $3.47 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Ryder System Inc. Dividends, Buybacks & Capital Allocation
R SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Ryder System Inc. (CIK: 0000085961)
📋 Recent SEC Filings
| Date | Form | Document | Action |
|---|---|---|---|
| May 29, 2026 | 4 | xslF345X06/wk-form4_1780089747.xml | View → |
| May 5, 2026 | 4 | xslF345X06/wk-form4_1778014826.xml | View → |
| May 5, 2026 | 4 | xslF345X06/wk-form4_1778014758.xml | View → |
| May 5, 2026 | 4 | xslF345X06/wk-form4_1778014699.xml | View → |
| May 5, 2026 | 4 | xslF345X06/wk-form4_1778014612.xml | View → |
❓ Frequently Asked Questions about R
What is the AI rating for R?
Ryder System Inc. (R) has an AI grade of C with 85% confidence, based on fundamental analysis of SEC EDGAR filings.
What are R's key strengths?
Claude: Positive operating cash flow of $583M supports debt service. Free cash flow generation of $156M provides some deleveraging capacity.
What are the risks of investing in R?
Claude: Interest coverage ratio of 1.2x is critically low with minimal margin for error. Current ratio of 0.68x indicates potential liquidity stress.
What is R's revenue and growth?
Ryder System Inc. reported revenue of $3.1B.
Does R pay dividends?
Ryder System Inc. pays dividends, with $39.0M distributed to shareholders in the trailing twelve months.
Where can I find R SEC filings?
Official SEC filings for Ryder System Inc. (CIK: 0000085961) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is R's EPS?
Ryder System Inc. has a diluted EPS of $2.33.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is R's fundamental grade?
Based on our AI fundamental analysis in May 2026, Ryder System Inc. has a C grade with 85% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is R stock overvalued or undervalued?
Valuation metrics for R: ROE of 3.3% (sector avg: 12%), net margin of 3.0% (sector avg: 6%). Compare these metrics with sector averages to assess valuation.
What is R's AI grade for 2026?
Our dual AI analysis gives Ryder System Inc. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is R's free cash flow?
Ryder System Inc.'s operating cash flow is $583.0M, with capital expenditures of $427.0M. FCF margin is 5.0%.
How does R compare to other Automotive stocks?
Vs Automotive sector averages: Net margin 3.0% (avg: 6%), ROE 3.3% (avg: 12%), current ratio 0.68 (avg: 1.2).
Is Ryder System Inc. carrying too much debt?
R has a debt-to-equity ratio of 2.71x, which is above the Automotive sector average of 1x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.