📊 R Key Takeaways
Is Ryder System Inc. (R) a Good Investment?
Ryder is a mature, capital-intensive business generating strong operating cash flow ($2.6B) with reasonable profitability (5.4% operating margin, 16.3% ROE), but faces significant headwinds: revenue growth is stagnant at 0.2% YoY, leverage is high at 2.52x Debt/Equity with thin 1.7x interest coverage, and liquidity ratios below 1.0 signal potential financial stress in downturns.
Why Buy Ryder System Inc. Stock? R Key Strengths
- Strong operating cash flow of $2.6B despite capital-intensive business model
- Solid ROE of 16.3% and reasonable operating margins of 5.4% for the sector
- Diversified revenue base of $12.7B with proven business model in auto rental and leasing
R Stock Risks: Ryder System Inc. Investment Risks
- Stagnant revenue growth of only 0.2% YoY indicates market maturity and lack of expansion
- High leverage (2.52x Debt/Equity) with thin 1.7x interest coverage leaves minimal cushion for adverse conditions
- Weak liquidity position with current and quick ratios below 0.9x and low cash reserves of $198M relative to $13.3B liabilities
Key Metrics to Watch
- Interest coverage ratio - watch for deterioration below 1.5x signaling financial distress
- Revenue growth trajectory - need reversal of 0.2% trend to justify capital structure
- Operating cash flow sustainability - critical for debt service given high leverage
Ryder System Inc. (R) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The relatively thin 3.6% FCF margin may limit capital allocation flexibility. The current ratio below 1.0x warrants monitoring of short-term liquidity.
R Profit Margin, ROE & Profitability Analysis
R vs Automotive Sector: How Ryder System Inc. Compares
How Ryder System Inc. compares to Automotive sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Ryder System Inc. Stock Overvalued? R Valuation Analysis 2026
Based on fundamental analysis, Ryder System Inc. has mixed fundamental signals relative to the Automotive sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Ryder System Inc. Balance Sheet: R Debt, Cash & Liquidity
R Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Ryder System Inc.'s revenue has grown significantly by 31% over the 5-year period, indicating strong business expansion. The most recent EPS of $8.73 reflects profitable operations.
R Revenue Growth, EPS Growth & YoY Performance
R Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $3.2B | $138.0M | $3.24 |
| Q2 2025 | $3.2B | $127.0M | $2.84 |
| Q1 2025 | $3.1B | $85.0M | $1.89 |
| Q3 2024 | $2.9B | $142.0M | $3.24 |
| Q2 2024 | $2.9B | -$18.0M | $-0.40 |
| Q1 2024 | $3.0B | $85.0M | $1.89 |
| Q3 2023 | $2.9B | $161.0M | $3.47 |
| Q2 2023 | $2.9B | -$18.0M | $-0.40 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Ryder System Inc. Dividends, Buybacks & Capital Allocation
R SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Ryder System Inc. (CIK: 0000085961)
📋 Recent SEC Filings
❓ Frequently Asked Questions about R
What is the AI rating for R?
Ryder System Inc. (R) has an AI rating of HOLD with 68% confidence, based on fundamental analysis of SEC EDGAR filings.
What are R's key strengths?
Claude: Strong operating cash flow of $2.6B despite capital-intensive business model. Solid ROE of 16.3% and reasonable operating margins of 5.4% for the sector.
What are the risks of investing in R?
Claude: Stagnant revenue growth of only 0.2% YoY indicates market maturity and lack of expansion. High leverage (2.52x Debt/Equity) with thin 1.7x interest coverage leaves minimal cushion for adverse conditions.
What is R's revenue and growth?
Ryder System Inc. reported revenue of $12.7B.
Does R pay dividends?
Ryder System Inc. pays dividends, with $145.0M distributed to shareholders in the trailing twelve months.
Where can I find R SEC filings?
Official SEC filings for Ryder System Inc. (CIK: 0000085961) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is R's EPS?
Ryder System Inc. has a diluted EPS of $11.94.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is R a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Ryder System Inc. has a HOLD rating with 68% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is R stock overvalued or undervalued?
Valuation metrics for R: ROE of 16.3% (sector avg: 12%), net margin of 3.9% (sector avg: 6%). Higher ROE suggests strong returns relative to peers.
Should I buy R stock in 2026?
Our dual AI analysis gives Ryder System Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is R's free cash flow?
Ryder System Inc.'s operating cash flow is $2.6B, with capital expenditures of $2.1B. FCF margin is 3.6%.
How does R compare to other Automotive stocks?
Vs Automotive sector averages: Net margin 3.9% (avg: 6%), ROE 16.3% (avg: 12%), current ratio 0.89 (avg: 1.2).
Is Ryder System Inc. carrying too much debt?
R has a debt-to-equity ratio of 2.52x, which is above the Automotive sector average of 1x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.