📊 UFPI Key Takeaways
Is Ufp Industries Inc. (UFPI) a Good Investment?
UFP Industries maintains fortress-like financial health with minimal leverage (0.08x D/E), exceptional liquidity (4.59x current ratio), and strong free cash flow generation ($276M), providing substantial downside protection. However, deteriorating business fundamentals with 5% revenue decline, 26% EPS collapse, and compressing margins (4.7% net) signal operational challenges that limit upside potential in a cyclical industry facing headwinds.
Why Buy Ufp Industries Inc. Stock? UFPI Key Strengths
- Fortress balance sheet with 0.08x debt-to-equity and only $229.8M long-term debt against $914.2M cash
- Outstanding liquidity metrics (4.59x current ratio, 3.13x quick ratio) with exceptional interest coverage (116x)
- Robust free cash flow generation of $276.4M despite revenue pressures, demonstrating operational cash generation capability
UFPI Stock Risks: Ufp Industries Inc. Investment Risks
- Revenue declining 5% YoY with EPS down 26.1% YoY, indicating deteriorating earnings quality and business momentum
- Thin and compressed profitability margins (4.7% net margin, 5.8% operating margin) reflect limited pricing power in cyclical sawmill sector
- Cyclical industry exposure with current downturn potentially extending further; 32 insider Form 4 filings warrant monitoring for sentiment signals
Key Metrics to Watch
- Revenue trend and gross margin recovery - critical to assess if 5% decline stabilizes or accelerates
- Operating margin expansion and return to historical levels - margin compression is the primary concern
- Free cash flow sustainability and capital allocation decisions given strong balance sheet position
Ufp Industries Inc. (UFPI) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The relatively thin 4.4% FCF margin may limit capital allocation flexibility. Strong liquidity with a 4.59x current ratio provides a solid financial cushion.
UFPI Profit Margin, ROE & Profitability Analysis
UFPI vs Market Sector: How Ufp Industries Inc. Compares
How Ufp Industries Inc. compares to Market sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Ufp Industries Inc. Stock Overvalued? UFPI Valuation Analysis 2026
Based on fundamental analysis, Ufp Industries Inc. has mixed fundamental signals relative to the Market sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Ufp Industries Inc. Balance Sheet: UFPI Debt, Cash & Liquidity
UFPI Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Ufp Industries Inc.'s revenue has declined by 16% over the 5-year period, indicating business contraction. The most recent EPS of $8.07 reflects profitable operations.
UFPI Revenue Growth, EPS Growth & YoY Performance
UFPI Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $1.6B | $75.3M | $1.29 |
| Q2 2025 | $1.8B | $100.7M | $1.70 |
| Q1 2025 | $1.6B | $78.8M | $1.30 |
| Q3 2024 | $1.6B | $99.8M | $1.64 |
| Q2 2024 | $1.9B | $125.9M | $2.05 |
| Q1 2024 | $1.6B | $120.8M | $1.96 |
| Q3 2023 | $1.8B | $134.0M | $2.10 |
| Q2 2023 | $2.0B | $150.8M | $2.36 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Ufp Industries Inc. Dividends, Buybacks & Capital Allocation
UFPI SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Ufp Industries Inc. (CIK: 0000912767)
📋 Recent SEC Filings
❓ Frequently Asked Questions about UFPI
What is the AI rating for UFPI?
Ufp Industries Inc. (UFPI) has an AI rating of HOLD with 75% confidence, based on fundamental analysis of SEC EDGAR filings.
What are UFPI's key strengths?
Claude: Fortress balance sheet with 0.08x debt-to-equity and only $229.8M long-term debt against $914.2M cash. Outstanding liquidity metrics (4.59x current ratio, 3.13x quick ratio) with exceptional interest coverage (116x).
What are the risks of investing in UFPI?
Claude: Revenue declining 5% YoY with EPS down 26.1% YoY, indicating deteriorating earnings quality and business momentum. Thin and compressed profitability margins (4.7% net margin, 5.8% operating margin) reflect limited pricing power in cyclical sawmill sector.
What is UFPI's revenue and growth?
Ufp Industries Inc. reported revenue of $6.3B.
Does UFPI pay dividends?
Ufp Industries Inc. pays dividends, with $82.4M distributed to shareholders in the trailing twelve months.
Where can I find UFPI SEC filings?
Official SEC filings for Ufp Industries Inc. (CIK: 0000912767) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is UFPI's EPS?
Ufp Industries Inc. has a diluted EPS of $5.00.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is UFPI a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Ufp Industries Inc. has a HOLD rating with 75% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is UFPI stock overvalued or undervalued?
Valuation metrics for UFPI: ROE of 9.6% (sector avg: 15%), net margin of 4.7% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy UFPI stock in 2026?
Our dual AI analysis gives Ufp Industries Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is UFPI's free cash flow?
Ufp Industries Inc.'s operating cash flow is $545.7M, with capital expenditures of $269.4M. FCF margin is 4.4%.
How does UFPI compare to other Market stocks?
Vs Default sector averages: Net margin 4.7% (avg: 12%), ROE 9.6% (avg: 15%), current ratio 4.59 (avg: 1.8).