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Ufp Industries Inc. (UFPI) Stock Fundamental Analysis & AI Rating 2026

UFPI Nasdaq Sawmills & Planting Mills, General MI CIK: 0000912767
Updated This Month • Analysis: May 7, 2026 • SEC Data: 2026-03-28
Combined AI Rating
SELL
75% Confidence
N/A
SELL
75% Conf
Pending
Analysis scheduled

📊 UFPI Key Takeaways

Revenue: $1.5B
Net Margin: 3.5%
Free Cash Flow: $-151.9M
Current Ratio: 4.64x
Debt/Equity: 0.07x
EPS: $0.89
AI Rating: SELL with 75% confidence
Ufp Industries Inc. (UFPI) receives a SELL rating with 75% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $1.5B, net profit margin of 3.5%, and return on equity (ROE) of 1.6%, Ufp Industries Inc. demonstrates mixed fundamentals in the Market sector. Below is our complete UFPI stock analysis for 2026.

Is Ufp Industries Inc. (UFPI) a Good Investment?

Claude

UFP Industries faces significant operational deterioration with negative operating cash flow (-$103.6M) and declining revenue (-5% YoY) despite a fortress balance sheet. The company exhibits weak capital efficiency (ROE 1.6%, ROA 1.3%) and razor-thin net margins (3.5%) in a cyclical commodity business, suggesting structural challenges beyond cyclical downturns.

Why Buy Ufp Industries Inc. Stock? UFPI Key Strengths

Claude
  • + Fortress balance sheet with minimal leverage (Debt/Equity: 0.07x) provides substantial financial runway
  • + Excellent liquidity position (Current Ratio: 4.64x, Quick Ratio: 3.07x) and $714.5M cash reserves
  • + Strong interest coverage ratio (20.4x) indicates ability to service debt obligations

UFPI Stock Risks: Ufp Industries Inc. Investment Risks

Claude
  • ! Negative operating cash flow (-$103.6M) indicates operational business cannot sustain itself, relying on balance sheet reserves
  • ! Declining fundamentals with 5% revenue decline and 26.1% EPS decline year-over-year signaling deteriorating market position
  • ! Chronically poor returns on capital (ROE 1.6%, ROA 1.3%) and thin margins (3.5% net) suggest structural inefficiency in commodity sawmill business

Key Metrics to Watch

Claude
  • * Operating cash flow trajectory - critical to assess if negative trend continues or stabilizes
  • * Revenue trends and pricing power in lumber market - indicates competitive positioning and industry dynamics
  • * Return on equity and asset efficiency improvements - demonstrates whether management can restore capital productivity

Ufp Industries Inc. (UFPI) Financial Metrics & Key Ratios

Revenue
$1.5B
Net Income
$50.8M
EPS (Diluted)
$0.89
Free Cash Flow
$-151.9M
Total Assets
$4.0B
Cash Position
$714.5M

💡 AI Analyst Insight

Strong liquidity with a 4.64x current ratio provides a solid financial cushion.

UFPI Profit Margin, ROE & Profitability Analysis

Gross Margin 16.1%
Operating Margin 4.4%
Net Margin 3.5%
ROE 1.6%
ROA 1.3%
FCF Margin -10.4%

UFPI vs Market Sector: How Ufp Industries Inc. Compares

How Ufp Industries Inc. compares to Market sector averages

Net Margin
UFPI 3.5%
vs
Sector Avg 12.0%
UFPI Sector
ROE
UFPI 1.6%
vs
Sector Avg 15.0%
UFPI Sector
Current Ratio
UFPI 4.6x
vs
Sector Avg 1.8x
UFPI Sector
Debt/Equity
UFPI 0.1x
vs
Sector Avg 0.7x
UFPI Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Ufp Industries Inc. Stock Overvalued? UFPI Valuation Analysis 2026

Based on fundamental analysis, Ufp Industries Inc. has mixed fundamental signals relative to the Market sector in 2026.

Return on Equity
1.6%
Sector avg: 15%
Net Profit Margin
3.5%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.07x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Ufp Industries Inc. Balance Sheet: UFPI Debt, Cash & Liquidity

Current Ratio
4.64x
Quick Ratio
3.07x
Debt/Equity
0.07x
Debt/Assets
23.1%
Interest Coverage
20.43x
Long-term Debt
$228.3M

UFPI Revenue & Earnings Growth: 5-Year Financial Trend

UFPI 5-year financial data: Year 2021: Revenue $8.6B, Net Income $179.7M, EPS $2.91. Year 2022: Revenue $9.6B, Net Income $246.8M, EPS $4.00. Year 2023: Revenue $9.6B, Net Income $535.6M, EPS $8.59. Year 2024: Revenue $9.6B, Net Income $692.7M, EPS $10.97. Year 2025: Revenue $7.2B, Net Income $514.3M, EPS $8.07.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Ufp Industries Inc.'s revenue has declined by 16% over the 5-year period, indicating business contraction. The most recent EPS of $8.07 reflects profitable operations.

UFPI Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-10.4%
Free cash flow / Revenue

UFPI Quarterly Earnings & Performance

Quarterly financial performance data for Ufp Industries Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $1.5B $50.8M $0.89
Q3 2025 $1.6B $75.3M $1.29
Q2 2025 $1.8B $100.7M $1.70
Q1 2025 $1.6B $78.8M $1.30
Q3 2024 $1.6B $99.8M $1.64
Q2 2024 $1.9B $125.9M $2.05
Q1 2024 $1.6B $120.8M $1.96
Q3 2023 $1.8B $134.0M $2.10

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Ufp Industries Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$103.6M
Cash generated from operations
Stock Buybacks
$24.0M
Shares repurchased (TTM)
Capital Expenditures
$48.3M
Investment in assets
Dividends Paid
$20.5M
Returned to shareholders

UFPI SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Ufp Industries Inc. (CIK: 0000912767)

📋 Recent SEC Filings

Date Form Document Action
May 6, 2026 10-Q ufpi-20260328x10q.htm View →
May 5, 2026 4 xslF345X06/primary_doc.xml View →
May 5, 2026 4 xslF345X06/primary_doc.xml View →
May 5, 2026 4 xslF345X06/primary_doc.xml View →
May 5, 2026 4 xslF345X06/primary_doc.xml View →

Frequently Asked Questions about UFPI

What is the AI rating for UFPI?

Ufp Industries Inc. (UFPI) has an AI rating of SELL with 75% confidence, based on fundamental analysis of SEC EDGAR filings.

What are UFPI's key strengths?

Claude: Fortress balance sheet with minimal leverage (Debt/Equity: 0.07x) provides substantial financial runway. Excellent liquidity position (Current Ratio: 4.64x, Quick Ratio: 3.07x) and $714.5M cash reserves.

What are the risks of investing in UFPI?

Claude: Negative operating cash flow (-$103.6M) indicates operational business cannot sustain itself, relying on balance sheet reserves. Declining fundamentals with 5% revenue decline and 26.1% EPS decline year-over-year signaling deteriorating market position.

What is UFPI's revenue and growth?

Ufp Industries Inc. reported revenue of $1.5B.

Does UFPI pay dividends?

Ufp Industries Inc. pays dividends, with $20.5M distributed to shareholders in the trailing twelve months.

Where can I find UFPI SEC filings?

Official SEC filings for Ufp Industries Inc. (CIK: 0000912767) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is UFPI's EPS?

Ufp Industries Inc. has a diluted EPS of $0.89.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is UFPI a good stock to buy right now?

Based on our AI fundamental analysis in May 2026, Ufp Industries Inc. has a SELL rating with 75% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is UFPI stock overvalued or undervalued?

Valuation metrics for UFPI: ROE of 1.6% (sector avg: 15%), net margin of 3.5% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy UFPI stock in 2026?

Our dual AI analysis gives Ufp Industries Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is UFPI's free cash flow?

Ufp Industries Inc.'s operating cash flow is $-103.6M, with capital expenditures of $48.3M. FCF margin is -10.4%.

How does UFPI compare to other Market stocks?

Vs Default sector averages: Net margin 3.5% (avg: 12%), ROE 1.6% (avg: 15%), current ratio 4.64 (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 7, 2026 | Data as of: 2026-03-28 | Powered by Claude AI