AI Verdict
UNH has stronger fundamentals based on our AI analysis.
HUM vs UNH Fundamental Comparison
| Metric | HUM | UNH |
|---|---|---|
| Revenue | $129.7B | $447.6B |
| Net Income | $1.2B | $12.1B |
| Net Margin | 0.9% | 2.7% |
| ROE | 6.7% | 12.0% |
| ROA | 2.4% | 3.9% |
| Current Ratio | 2.00x | 0.79x |
| Debt/Equity | 0.70x | 0.72x |
| EPS | $9.84 | $13.23 |
Green = Better metric | Red = Weaker metric
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HUM vs UNH: Frequently Asked Questions
Is HUM or UNH a better buy in 2026?
Based on dual AI fundamental analysis (Claude and ChatGPT), UNH has stronger fundamentals. HUM is rated HOLD (70% confidence) while UNH is rated BUY (76% confidence). This is not investment advice.
How does HUM compare to UNH fundamentally?
HUMANA INC has ROE of 6.7% vs UNITEDHEALTH GROUP INC's 12.0%. Net margins are 0.9% vs 2.7% respectively.
Which stock pays higher dividends, HUM or UNH?
HUM has a dividend yield of N/A or no dividend while UNH has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.
Should I invest in HUM or UNH for long term?
For long-term investing, consider that HUM has HOLD rating with 70% confidence, while UNH has BUY rating with 76% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.
What do the AI models say about HUM vs UNH?
Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For HUM vs UNH, the AI consensus favors UNH based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.