AI Verdict
UNH has stronger fundamentals based on our AI analysis.
CVS vs UNH Fundamental Comparison
| Metric | CVS | UNH |
|---|---|---|
| Revenue | $402.1B | $447.6B |
| Net Income | $1.8B | $12.1B |
| Net Margin | 0.4% | 2.7% |
| ROE | 2.4% | 12.0% |
| ROA | 0.7% | 3.9% |
| Current Ratio | 0.84x | 0.79x |
| Debt/Equity | 0.85x | 0.72x |
| EPS | $1.39 | $13.23 |
Green = Better metric | Red = Weaker metric
You Might Also Compare
CVS vs UNH: Frequently Asked Questions
Is CVS or UNH a better buy in 2026?
Based on dual AI fundamental analysis (Claude and ChatGPT), UNH has stronger fundamentals. CVS is rated HOLD (70% confidence) while UNH is rated BUY (76% confidence). This is not investment advice.
How does CVS compare to UNH fundamentally?
CVS HEALTH Corp has ROE of 2.4% vs UNITEDHEALTH GROUP INC's 12.0%. Net margins are 0.4% vs 2.7% respectively.
Which stock pays higher dividends, CVS or UNH?
CVS has a dividend yield of N/A or no dividend while UNH has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.
Should I invest in CVS or UNH for long term?
For long-term investing, consider that CVS has HOLD rating with 70% confidence, while UNH has BUY rating with 76% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.
What do the AI models say about CVS vs UNH?
Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For CVS vs UNH, the AI consensus favors UNH based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.