CAT vs UNP: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

UNP has stronger fundamentals based on our AI analysis.

CAT
CATERPILLAR INC
BUY
78%
Confidence
VS
UNP
UNION PACIFIC CORP
BUY
84%
Confidence

CAT vs UNP Fundamental Comparison

Metric CAT UNP
Revenue $67.6B $24.5B
Net Income $8.9B $7.1B
Net Margin 13.1% 29.1%
ROE 41.7% 38.7%
ROA 9.0% 10.2%
Current Ratio 1.44x 0.91x
Debt/Equity 1.44x 1.72x
EPS $18.81 $11.98

Green = Better metric | Red = Weaker metric

View Full CAT Analysis →
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Browse Sectors: Technology Healthcare Finance Energy Consumer Industrial
Stock Lists: Strong Buy Undervalued Growth Dividend

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CAT vs UNP: Frequently Asked Questions

Is CAT or UNP a better buy in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), UNP has stronger fundamentals. CAT is rated BUY (78% confidence) while UNP is rated BUY (84% confidence). This is not investment advice.

How does CAT compare to UNP fundamentally?

CATERPILLAR INC has ROE of 41.7% vs UNION PACIFIC CORP's 38.7%. Net margins are 13.1% vs 29.1% respectively.

Which stock pays higher dividends, CAT or UNP?

CAT has a dividend yield of N/A or no dividend while UNP has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in CAT or UNP for long term?

For long-term investing, consider that CAT has BUY rating with 78% confidence, while UNP has BUY rating with 84% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about CAT vs UNP?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For CAT vs UNP, the AI consensus favors UNP based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.