CAT vs UNP: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

UNP has stronger fundamentals based on our AI analysis.

CAT
CATERPILLAR INC
A
70%
Confidence
VS
UNP
UNION PACIFIC CORP
A
77%
Confidence

CAT vs UNP Fundamental Comparison

Metric CAT UNP
Revenue $17.4B $6.2B
Net Income $2.5B $1.7B
Net Margin 14.6% 27.4%
ROE 13.7% 8.8%
ROA 2.7% 2.4%
Current Ratio 1.35x 0.92x
Debt/Equity 1.65x 1.53x
EPS $5.47 $2.87

Green = Better metric | Red = Weaker metric

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Browse Sectors: Technology Healthcare Finance Energy Consumer Industrial
Stock Lists: Top Rated Undervalued Growth Dividend

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CAT vs UNP: Frequently Asked Questions

Is CAT or UNP the better stock in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), UNP has stronger fundamentals. CAT is graded A (70% confidence) while UNP is graded A (77% confidence). This is not investment advice.

How does CAT compare to UNP fundamentally?

CATERPILLAR INC has ROE of 13.7% vs UNION PACIFIC CORP's 8.8%. Net margins are 14.6% vs 27.4% respectively.

Which stock pays higher dividends, CAT or UNP?

CAT has a dividend yield of N/A or no dividend while UNP has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in CAT or UNP for long term?

For long-term investing, consider that CAT has a A grade with 70% confidence, while UNP has a A grade with 77% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about CAT vs UNP?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For CAT vs UNP, the AI consensus favors UNP based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.