SBI Simply Click Credit Card Reward Points Value, Benefits, Features and more

SBI Simply Click Credit Card Reward Points Value 

For people who prefer online shopping and need more benefits through credit card options, the SBI SimplyCLICK Credit Card is the best one. Across all spending, users can earn decent reward points, and even better rewards like extra earnings on online spending are the best options. It also offers a low annual fee. An entry-level cashback card could be better if you wish to get substantial value back on online shopping.

Rewards Points 

Credit cards have a simple rewards program and earn 1 reward point per Rs. 100 spent offline, and better rewards can be achieved by frequent online shopping. 

The reward point benefits of the SBI SimplyCLICK Credit Card are:

• On online partners like Apollo24x7, Dominos, BookMyShow, Swiggy, Netmeds, Cleartrip, Yatra, and Myntra, you can claim 10X rewards.
• On all online shopping, claim 5X rewards.
• To get more vouchers from Cleartrip or SBI Card partners, the accumulated rewards can be redeemed.

For those who frequently use their card with the SBI Card exclusive partners, it provides decent benefits for online shopping.

Benefits of Credit Card 

Log-in Gift 

Annual fee of Rs. 499 plus taxes. Get an Amazon.in gift card worth Rs. 500

Milestone Benefits

• On reaching annual online spends of 1 lakh and 2 lakh, get a reward of e-vouchers worth Rs. 2,000.
• e-Voucher Brands like Cleartrip or Yatra

Annual Fee Reversal 

Get an annual fee of Rs 499 reversed for your SimplyCLICK SBI card by spending Rs 1,00,000. 

Contactless Transactions 

By waving your card at a secured reader, transactions are made easier.

Security 

• During a contactless transaction, the card reduces the possibility of card loss and fraud from counterfeiting.
• Visa PayWave's special security feature makes sure that only one transaction is processed, even if the card is waved in front of the reader many times.

Flexipay

Change your transactions into convenient monthly instalments with Flexipay. Use your SimplyCLICK SBI Card to make any purchase of Rs. 2,500 or more, and you can convert it into Flexipay within 30 days by logging in with your username and password at the SBI website. 

Fuel Freedom 

1% of each transaction between Rs. 500 and Rs. 3000 is free from the fuel charge.

Worldwide 

Use your SimplyCLICK SBI Card across 3,25,000 outlets in India and in over 24 million outlets worldwide. Payments can also be made at any outlet that accepts Visa or MasterCard 

Add-on Cards 

You can empower your family with the SimplyCLICK SBI Card by getting add-on cards for your parents, spouse, kids, or siblings who are over 18 years old. 

Balance Transfer on EMI 

Get a reduced interest rate and pay back in EMI by transferring the outstanding balance from other banks to your SimplyCLICK SBI Card.

Credit Card Fees

• Annual Fee (one time): Rs. 499
• Renewal Fee (per annum): Rs. 499 from second year onwards. Renewal Fee reversed if annual spends for last year >= Rs.1,00,000
• Add-on Fee (per annum): Nil