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Fortiva Credit Card, Login, Payment and Customer Service

The Fortiva® Credit Card offers an unsecured solution for individuals with subprime credit, featuring potential cashback rewards, but caution is advised due to high fees and a variable APR reaching 36.00%.

by Kowsalya

Updated Nov 22, 2023

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Fortiva Credit Card, Login, Payment and Customer Service

Fortiva Credit Card

The Fortiva® Credit Card is tailored for individuals with subprime credit, offering an unsecured option without requiring a security deposit. While providing potential cashback rewards on eligible purchases, including gas, groceries, and utility bills, it comes with notable drawbacks such as high fees and a variable APR as high as 36.00%.

With benefits like free credit score monitoring, transaction alerts, and contactless payment options, the Fortiva Credit Card aims to offer flexibility to those seeking to manage their credit responsibly. However, users should be mindful of associated costs and the high interest rate. The card is issued by The Bank of Missouri and is designed to help individuals build or rebuild their credit history.

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How to Login Fortiva Credit Card?

Embark on effortless financial access with the Fortiva Credit Card Login, where simplicity meets security. Here are simplified steps on how to log in to your Fortiva Credit Card account:

  1. Visit the Fortiva Credit Card login page using your web browser.
  2. Type in your User Name in the designated field.
  3. Enter your password in the password field.
  4. Click on the "Sign In" or "Login" button to access your account.
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How to Apply for a Fortiva Credit Card?

Looking to secure a Fortiva Credit Card? You're in luck! The application process begins with a unique twist—a prequalification or pre-approval stage that hands you a specific code. This code becomes your gateway to the subsequent application steps. Don't worry, though; we've laid out step-by-step instructions for the application process, ensuring a smooth and hassle-free experience. Furthermore, we've got you covered with comprehensive guidelines on obtaining this preapproval for the Fortiva Credit Card down below after the application process. 

  • Go to the Fortiva Credit Card website.
  • If you received a special offer in the mail, look for a code on it. You'll need this code to apply. If you didn't get an offer or code, you might not be able to apply online.
  • Click on "Respond to a Mail Offer" on the website.
  • Enter the code from your mail offer.
  • Click "Submit Code."
  • Fill out the application with your personal and financial information.
  • Read the card's terms and conditions, especially the fees and interest rates.
  • Submit your application.
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How to Make a Payment for a Fortiva Credit Card?

Embark on a journey of financial convenience with the Fortiva Credit Card, where managing your payments is as effortless as the benefits it offers.Here are the steps to make a payment for a Fortiva Credit Card:

Online Payment

  1. Visit the Fortiva Credit Card login page.
  2. Log in to your account by entering your username and password.
  3. Select the "Manage my account" option.
  4. Choose the payment option and enter the payment amount.
  5. Select the invoice you want to pay.
  6. Complete the payment process by following the on-screen instructions.
  7. Fortiva's online account access allows you to use any accepted payment method to pay your credit card bill.

Payment By Mail

  1. If you prefer to pay by mail, send your payment to the following address:
    • Fortiva Credit Card Payment Processing
      • P.O. Box 790156, St. Louis, MO 63179-0105.

Bills Payment By Phone

  1. Call the Fortiva Payments customer service phone number: 1-800-245-7741.
  2. For other customer services, including payment issues, call Fortiva directly at 1-800-710-2961.
  3. Customer service is available from 8 am to 5 pm daily.

Mobile App Payment

  1. Download the Fortiva Account Center app from the App Store.
  2. Register and log in to your account through the app.
  3. Follow the payment steps provided in the mobile app to make your credit card payment.

Fortiva Credit Card Customer Service

For Fortiva Credit Card customer service, you can reach them through multiple channels. Contact their dedicated support team via phone at 800-245-7741 for immediate assistance.

If you prefer written communication, you can send mail to their address: Fortiva, P.O. Box 105555, Atlanta, GA 30348-5555. Additionally, you can utilize their online email form, providing your name, email, subject, and message for electronic inquiries. These accessible options ensure you receive the necessary assistance and support for your Fortiva Credit Card-related inquiries and needs.

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Fortiva Credit Card Prequalify

Explore the convenience of obtaining a Fortiva Credit Card through a straightforward prequalification process. Offering acceptance even for individuals with less-than-perfect credit, the Fortiva Credit Card provides a credit limit of up to $1,000 without the need for a program fee or initial deposit. The online prequalification form enables you to assess eligibility without affecting your credit score.

Additionally, the card features an appealing cash-back rewards program of up to 3% on eligible gas, grocery, and utility bill payments, making it a versatile choice for everyday spending. 

Here are steps to prequalify for a Fortiva Credit Card:

  1. Go to the official Fortiva Credit Card prequalify form.
  2. Read and understand the SUMMARY OF CREDIT TERMS to know the key terms.
  3. Fill out the online prequalification form with your personal details, including name, contact information, and residence details.
  4. Provide your employment details, including employer name, business phone number, and annual net income.
  5. Specify your residence status, monthly payment, and residence information.
  6. Acknowledge any state law notices applicable to your residence.
  7. Confirm your agreement to electronic disclosures.
  8. Click "See Offer" to submit your prequalification information. This triggers a soft inquiry to assess your eligibility without affecting your credit score.

What Are the Benefits of a Fortiva Credit Card?

A financial solution meticulously designed for those seeking flexibility and freedom in their credit journey. With the Fortiva Credit Card, the process of unlocking a range of benefits is remarkably simple, offering users a seamless experience from application to everyday usage.

Benefit Details
Credit Monitoring Receive your VantageScore 3.0 credit score after 60 days.
Transaction Alerts Get alerts for card transactions.
Simple + Secure Application Streamlined and secure card application.
Fraud Protection Protection against unauthorized charges.
Instant credit decision Quick approval decision.
Payment history reported to all three major bureaus Reported to major credit bureaus.
EMV chip for security Enhanced security with EMV chip.
Periodic credit limit reviews Regular limit increase assessments.
Contactless payments with mobile wallets Use Apple Pay, Samsung Pay, and Google Pay.
Online and mobile account access Easy access to your account.

Fortiva Credit Card - FAQs

1. How do I apply for a Fortiva Credit Card?

To apply for a Fortiva Credit Card, you can visit the official Fortiva Credit Card website and fill out the online application form. 

2. What are the eligibility requirements for a Fortiva Credit Card?

The specific eligibility requirements for a Fortiva Credit Card may vary, but generally, you must be at least 18 years old and a legal resident of the United States. 

3. How long does it take to receive a Fortiva Credit Card once approved?

Once your Fortiva Credit Card application is approved, you can expect to receive your card within 7-10 business days. 

4. How can I check the balance on my Fortiva Credit Card?

You can easily check the balance on your Fortiva Credit Card by logging into your online account through the Fortiva Credit Card website or mobile app. 

5. Can I make payments towards my Fortiva Credit Card online?

Yes, Fortiva Credit Card offers convenient online payment options.

Disclaimer : The above information is for general informational purposes only. All information on the Site is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability or completeness of any information on the Site.