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Ares Real Estate Income Trust Inc. (ZARE) Stock Fundamental Analysis & AI Rating 2026

ZARE OTC Real Estate Investment Trusts MD CIK: 0001327978
Recently Updated • Analysis: Apr 19, 2026 • SEC Data: 2025-12-31
SELL
68% Conf
Pending
Analysis scheduled

📊 ZARE Key Takeaways

Revenue: $498.8M
Net Margin: -13.6%
Free Cash Flow: $253.6M
Current Ratio: N/A
Debt/Equity: 4.53x
EPS: $-0.37
AI Rating: SELL with 68% confidence
Ares Real Estate Income Trust Inc. (ZARE) receives a SELL rating with 68% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $498.8M, net profit margin of -13.6%, and return on equity (ROE) of -10.4%, Ares Real Estate Income Trust Inc. demonstrates mixed fundamentals in the Real Estate sector. Below is our complete ZARE stock analysis for 2026.

Is Ares Real Estate Income Trust Inc. (ZARE) a Good Investment?

Claude

ZARE demonstrates strong revenue growth and exceptional operating cash flow, but fundamental profitability and solvency concerns outweigh these positives. With high leverage (4.53x D/E), negative net income (-13.6% margin), weak interest coverage (2.3x), and minimal cash reserves relative to $3B debt, the company faces significant refinancing risk and shareholder value destruction.

Why Buy Ares Real Estate Income Trust Inc. Stock? ZARE Key Strengths

Claude
  • + Robust revenue growth of 19.5% YoY reaching $498.8M
  • + Strong operating margins of 66.5% and exceptional free cash flow ($253.6M, 50.8% FCF margin)
  • + Large asset base of $7.3B providing operational scale

ZARE Stock Risks: Ares Real Estate Income Trust Inc. Investment Risks

Claude
  • ! Severe negative net income (-$68M) and declining EPS (-85% YoY) despite revenue growth indicates structural profitability failure
  • ! Dangerous leverage ratio of 4.53x D/E with only 2.3x interest coverage—minimal cushion for debt service if operations deteriorate
  • ! Critical liquidity crisis: only $40.1M cash against $3.0B long-term debt creates imminent refinancing/covenant risk

Key Metrics to Watch

Claude
  • * Net income trend and path to profitability—negative margins must reverse
  • * Interest coverage ratio maintenance above 2.5x—any deterioration signals default risk
  • * Debt reduction and cash position buildup—current reserves inadequate for leverage level

Ares Real Estate Income Trust Inc. (ZARE) Financial Metrics & Key Ratios

Revenue
$498.8M
Net Income
$-68.0M
EPS (Diluted)
$-0.37
Free Cash Flow
$253.6M
Total Assets
$7.3B
Cash Position
$40.1M

💡 AI Analyst Insight

The 50.8% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.

ZARE Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 66.5%
Net Margin -13.6%
ROE -10.4%
ROA -0.9%
FCF Margin 50.8%

ZARE vs Real Estate Sector: How Ares Real Estate Income Trust Inc. Compares

How Ares Real Estate Income Trust Inc. compares to Real Estate sector averages

Net Margin
ZARE -13.6%
vs
Sector Avg 20.0%
ZARE Sector
ROE
ZARE -10.4%
vs
Sector Avg 8.0%
ZARE Sector
Current Ratio
ZARE 0.0x
vs
Sector Avg 1.5x
ZARE Sector
Debt/Equity
ZARE 4.5x
vs
Sector Avg 1.5x
ZARE Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Ares Real Estate Income Trust Inc. Stock Overvalued? ZARE Valuation Analysis 2026

Based on fundamental analysis, Ares Real Estate Income Trust Inc. shows some fundamental concerns relative to the Real Estate sector in 2026.

Return on Equity
-10.4%
Sector avg: 8%
Net Profit Margin
-13.6%
Sector avg: 20%
Revenue Growth
N/A
Year-over-year
Debt/Equity
4.53x
Sector avg: 1.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Ares Real Estate Income Trust Inc. Balance Sheet: ZARE Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
4.53x
Debt/Assets
79.1%
Interest Coverage
2.33x
Long-term Debt
$3.0B

ZARE Revenue & Earnings Growth: 5-Year Financial Trend

ZARE 5-year financial data: Year 2021: Revenue $218.4M, Net Income $153.3M, EPS $1.04. Year 2022: Revenue $299.2M, Net Income -$14.9M, EPS $-0.10. Year 2023: Revenue $353.2M, Net Income $30.8M, EPS $0.20. Year 2024: Revenue $417.5M, Net Income -$40.0M, EPS $-0.21. Year 2025: Revenue $498.8M, Net Income -$62.4M, EPS $-0.31.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Ares Real Estate Income Trust Inc.'s revenue has grown significantly by 128% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.31 indicates the company is currently unprofitable.

ZARE Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
50.8%
Free cash flow / Revenue

ZARE Quarterly Earnings & Performance

Quarterly financial performance data for Ares Real Estate Income Trust Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $107.3M -$2.3M $-0.01
Q2 2025 $102.8M -$14.3M $-0.08
Q1 2025 $99.4M -$15.0M $-0.08
Q3 2024 $91.2M -$2.3M $-0.01
Q2 2024 $84.4M -$14.3M $-0.08
Q1 2024 $83.7M -$2.0M $-0.01
Q3 2023 $78.5M -$9.4M $-0.05
Q2 2023 $74.3M -$5.6M $-0.03

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Ares Real Estate Income Trust Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$253.6M
Cash generated from operations
Stock Buybacks
$122.4M
Shares repurchased (TTM)
Dividends Paid
$94.6M
Returned to shareholders

ZARE SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Ares Real Estate Income Trust Inc. (CIK: 0001327978)

📋 Recent SEC Filings

Date Form Document Action
Apr 16, 2026 8-K are-20260331.htm View →
Apr 14, 2026 DEF 14A are-20260414.htm View →
Apr 7, 2026 8-K are-20260401.htm View →
Mar 16, 2026 8-K are-20260228.htm View →
Mar 6, 2026 8-K are-20260302.htm View →

Frequently Asked Questions about ZARE

What is the AI rating for ZARE?

Ares Real Estate Income Trust Inc. (ZARE) has an AI rating of SELL with 68% confidence, based on fundamental analysis of SEC EDGAR filings.

What are ZARE's key strengths?

Claude: Robust revenue growth of 19.5% YoY reaching $498.8M. Strong operating margins of 66.5% and exceptional free cash flow ($253.6M, 50.8% FCF margin).

What are the risks of investing in ZARE?

Claude: Severe negative net income (-$68M) and declining EPS (-85% YoY) despite revenue growth indicates structural profitability failure. Dangerous leverage ratio of 4.53x D/E with only 2.3x interest coverage—minimal cushion for debt service if operations deteriorate.

What is ZARE's revenue and growth?

Ares Real Estate Income Trust Inc. reported revenue of $498.8M.

Does ZARE pay dividends?

Ares Real Estate Income Trust Inc. pays dividends, with $94.6M distributed to shareholders in the trailing twelve months.

Where can I find ZARE SEC filings?

Official SEC filings for Ares Real Estate Income Trust Inc. (CIK: 0001327978) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is ZARE's EPS?

Ares Real Estate Income Trust Inc. has a diluted EPS of $-0.37.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is ZARE a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Ares Real Estate Income Trust Inc. has a SELL rating with 68% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is ZARE stock overvalued or undervalued?

Valuation metrics for ZARE: ROE of -10.4% (sector avg: 8%), net margin of -13.6% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.

Should I buy ZARE stock in 2026?

Our dual AI analysis gives Ares Real Estate Income Trust Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is ZARE's free cash flow?

Ares Real Estate Income Trust Inc.'s operating cash flow is $253.6M, with capital expenditures of N/A. FCF margin is 50.8%.

How does ZARE compare to other Real Estate stocks?

Vs Real Estate sector averages: Net margin -13.6% (avg: 20%), ROE -10.4% (avg: 8%), current ratio N/A (avg: 1.5).

Is Ares Real Estate Income Trust Inc. carrying too much debt?

ZARE has a debt-to-equity ratio of 4.53x, which is above the Real Estate sector average of 1.5x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 19, 2026 | Data as of: 2025-12-31 | Powered by Claude AI