📊 YORW Key Takeaways
Is York Water Co (YORW) a Good Investment?
York Water exhibits strong operational profitability (35.8% operating margin, 25.9% net margin) with robust free cash flow generation ($21.8M), characteristics of a well-managed utility. However, concerning liquidity metrics (0.67x current ratio, 1.0K cash on hand), stagnant revenue growth (+0.6% YoY), declining earnings (-1.3% YoY), and modest interest coverage (2.7x) suggest limited growth prospects and potential cash flow constraints despite positive fundamentals.
Why Buy York Water Co Stock? YORW Key Strengths
- Exceptional profit margins (35.8% operating, 25.9% net) indicating operational efficiency
- Strong free cash flow generation of $21.8M with 28.2% FCF margin
- Essential water utility business model with stable demand characteristics
- Moderate leverage with 0.92x debt/equity ratio appropriate for regulated utility
YORW Stock Risks: York Water Co Investment Risks
- Critical liquidity concerns: current ratio of 0.67x and virtually no cash reserves (1.0K) creates short-term financial vulnerability
- Stagnant growth with revenue up only 0.6% YoY and net income declining 1.3% YoY
- Tight interest coverage at 2.7x leaves minimal cushion for operational disruptions or rate increases
- Declining EPS (-2.1% YoY) suggests shareholder value deterioration despite strong margins
Key Metrics to Watch
- Current ratio and cash position trends—liquidity situation requires urgent clarification
- Revenue growth and earnings trajectory—determine if decline reverses or continues
- Interest coverage ratio—monitor whether debt service burden becomes unsustainable
- Capital expenditure spending—assess maintenance vs. growth investment balance
York Water Co (YORW) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The 28.2% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.
YORW Profit Margin, ROE & Profitability Analysis
YORW vs Utilities Sector: How York Water Co Compares
How York Water Co compares to Utilities sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is York Water Co Stock Overvalued? YORW Valuation Analysis 2026
Based on fundamental analysis, York Water Co appears fundamentally strong relative to the Utilities sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
York Water Co Balance Sheet: YORW Debt, Cash & Liquidity
YORW Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: York Water Co's revenue has grown significantly by 41% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.42 reflects profitable operations.
YORW Revenue Growth, EPS Growth & YoY Performance
YORW Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $19.6M | $5.9M | $0.41 |
| Q2 2025 | $18.6M | $5.0M | $0.35 |
| Q1 2025 | $17.5M | $3.6M | $0.25 |
| Q3 2024 | $18.6M | $5.9M | $0.41 |
| Q2 2024 | $18.6M | $5.0M | $0.35 |
| Q1 2024 | $15.3M | $3.7M | $0.26 |
| Q3 2023 | $15.7M | $5.7M | $0.40 |
| Q2 2023 | $14.8M | $5.0M | $0.36 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
York Water Co Dividends, Buybacks & Capital Allocation
YORW SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for York Water Co (CIK: 0000108985)
📋 Recent SEC Filings
❓ Frequently Asked Questions about YORW
What is the AI rating for YORW?
York Water Co (YORW) has an AI rating of HOLD with 68% confidence, based on fundamental analysis of SEC EDGAR filings.
What are YORW's key strengths?
Claude: Exceptional profit margins (35.8% operating, 25.9% net) indicating operational efficiency. Strong free cash flow generation of $21.8M with 28.2% FCF margin.
What are the risks of investing in YORW?
Claude: Critical liquidity concerns: current ratio of 0.67x and virtually no cash reserves (1.0K) creates short-term financial vulnerability. Stagnant growth with revenue up only 0.6% YoY and net income declining 1.3% YoY.
What is YORW's revenue and growth?
York Water Co reported revenue of $77.5M.
Does YORW pay dividends?
York Water Co pays dividends, with $12.6M distributed to shareholders in the trailing twelve months.
Where can I find YORW SEC filings?
Official SEC filings for York Water Co (CIK: 0000108985) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is YORW's EPS?
York Water Co has a diluted EPS of $1.39.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is YORW a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, York Water Co has a HOLD rating with 68% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is YORW stock overvalued or undervalued?
Valuation metrics for YORW: ROE of 8.3% (sector avg: 10%), net margin of 25.9% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy YORW stock in 2026?
Our dual AI analysis gives York Water Co a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.
What is YORW's free cash flow?
York Water Co's operating cash flow is $29.9M, with capital expenditures of $8.0M. FCF margin is 28.2%.
How does YORW compare to other Utilities stocks?
Vs Utilities sector averages: Net margin 25.9% (avg: 12%), ROE 8.3% (avg: 10%), current ratio 0.67 (avg: 0.8).