📊 YORW Key Takeaways
Is York Water Co (YORW) a Good Investment?
York Water exhibits financial distress despite profitable operations, with current ratio of 0.72x (working capital negative), minimal cash reserves ($1.0K), and negative free cash flow of -$2.6M that is structurally unsustainable. The company's capital-intensive utility model generates strong operating margins (31.6%) but produces extremely poor returns on equity (2.0%) and assets (0.7%), indicating severe inefficiency in capital deployment and elevated refinancing risk.
Why Buy York Water Co Stock? YORW Key Strengths
- Exceptional operating margin of 31.6% demonstrates strong operational efficiency in core utility functions
- Stable utility revenue in essential services with low cyclicality and 20.1M annual revenue base
- Moderate leverage ratio of 0.94x debt/equity suggests reasonable capital structure relative to equity base
YORW Stock Risks: York Water Co Investment Risks
- Severe liquidity crisis with current ratio of 0.72x and near-zero cash ($1.0K) poses imminent refinancing risk and working capital strain
- Negative free cash flow of -2.6M is structurally unsustainable; capital expenditures of 8.0M exceed operating cash flow of 5.4M
- Abysmal capital returns (ROE 2.0%, ROA 0.7%) indicate asset base is not productively deployed despite 689.8M in total assets
Key Metrics to Watch
- Current ratio and absolute cash position (critical working capital adequacy)
- Free cash flow trend and CapEx sustainability (ability to self-fund operations)
- Return on equity and return on assets (capital efficiency and asset value justification)
York Water Co (YORW) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
YORW Profit Margin, ROE & Profitability Analysis
YORW vs Utilities Sector: How York Water Co Compares
How York Water Co compares to Utilities sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is York Water Co Stock Overvalued? YORW Valuation Analysis 2026
Based on fundamental analysis, York Water Co has mixed fundamental signals relative to the Utilities sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
York Water Co Balance Sheet: YORW Debt, Cash & Liquidity
YORW Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: York Water Co's revenue has grown significantly by 41% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.42 reflects profitable operations.
YORW Revenue Growth, EPS Growth & YoY Performance
YORW Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $18.3M | $3.6M | $0.25 |
| Q3 2025 | $19.6M | $5.9M | $0.41 |
| Q2 2025 | $18.6M | $5.0M | $0.35 |
| Q1 2025 | $17.5M | $3.6M | $0.25 |
| Q3 2024 | $18.6M | $5.9M | $0.41 |
| Q2 2024 | $18.6M | $5.0M | $0.35 |
| Q1 2024 | $15.3M | $3.7M | $0.26 |
| Q3 2023 | $15.7M | $5.7M | $0.40 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
York Water Co Dividends, Buybacks & Capital Allocation
YORW SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for York Water Co (CIK: 0000108985)
📋 Recent SEC Filings
❓ Frequently Asked Questions about YORW
What is the AI rating for YORW?
York Water Co (YORW) has an AI rating of SELL with 78% confidence, based on fundamental analysis of SEC EDGAR filings.
What are YORW's key strengths?
Claude: Exceptional operating margin of 31.6% demonstrates strong operational efficiency in core utility functions. Stable utility revenue in essential services with low cyclicality and 20.1M annual revenue base.
What are the risks of investing in YORW?
Claude: Severe liquidity crisis with current ratio of 0.72x and near-zero cash ($1.0K) poses imminent refinancing risk and working capital strain. Negative free cash flow of -2.6M is structurally unsustainable; capital expenditures of 8.0M exceed operating cash flow of 5.4M.
What is YORW's revenue and growth?
York Water Co reported revenue of $20.1M.
Does YORW pay dividends?
York Water Co pays dividends, with $3.3M distributed to shareholders in the trailing twelve months.
Where can I find YORW SEC filings?
Official SEC filings for York Water Co (CIK: 0000108985) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is YORW's EPS?
York Water Co has a diluted EPS of $0.33.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is YORW a good stock to buy right now?
Based on our AI fundamental analysis in May 2026, York Water Co has a SELL rating with 78% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is YORW stock overvalued or undervalued?
Valuation metrics for YORW: ROE of 2.0% (sector avg: 10%), net margin of 24.0% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy YORW stock in 2026?
Our dual AI analysis gives York Water Co a combined SELL rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.
What is YORW's free cash flow?
York Water Co's operating cash flow is $5.4M, with capital expenditures of $8.0M. FCF margin is -13.2%.
How does YORW compare to other Utilities stocks?
Vs Utilities sector averages: Net margin 24.0% (avg: 12%), ROE 2.0% (avg: 10%), current ratio 0.72 (avg: 0.8).