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CWT Stock Analysis - CALIFORNIA WATER SERVICE GROUP AI Rating

CWT NYSE Water Supply DE CIK: 0001035201
Recently Updated • Analysis: Mar 23, 2026 • SEC Data: 2025-12-31
AI Rating
HOLD
62% Confidence

📊 CWT Key Takeaways

Revenue: $963.7M
Net Margin: 13.3%
Free Cash Flow: $302.6M
Current Ratio: 0.85x
Debt/Equity: 0.87x
EPS: $2.15
AI Rating: HOLD with 62% confidence

Investment Thesis

California Water Service Group demonstrates solid operational profitability with a 17.7% operating margin and strong free cash flow generation (31.4% FCF margin), supported by 6.4% revenue growth. However, financial leverage concerns and deteriorating shareholder metrics—particularly the 33.8% diluted EPS decline despite flat net income—warrant a cautious stance until profitability quality and equity returns improve.

CWT Strengths

  • + Robust operating margin of 17.7% indicating efficient core operations
  • + Strong free cash flow of $302.6M (31.4% margin) provides capital flexibility for dividend support and infrastructure investment
  • + Steady revenue growth of 6.4% YoY in a regulated utility with predictable demand
  • + Healthy interest coverage ratio of 10.8x demonstrates manageable debt service obligations
  • + Significant insider buying activity (38 Form 4 filings in 90 days) suggests management confidence

CWT Risks

  • ! Weak liquidity position with current ratio of 0.85x below the 1.0x safety threshold raises refinancing concerns
  • ! Elevated leverage with debt-to-equity of 0.87x and $1.5B long-term debt limits financial flexibility
  • ! Diluted EPS collapsed 33.8% despite flat net income, indicating significant share dilution from financing activities
  • ! Low ROE of 7.6% and ROA of 2.3% suggest poor capital efficiency relative to equity base
  • ! Cash position of only $51.8M against $5.7B assets is minimal for a capital-intensive utility with substantial CapEx needs

Key Metrics to Watch

CWT Financial Metrics

Revenue
$963.7M
Net Income
$128.2M
EPS (Diluted)
$2.15
Free Cash Flow
$302.6M
Total Assets
$5.7B
Cash Position
$51.8M

💡 AI Analyst Insight

The 31.4% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.

CWT Profitability Ratios

Gross Margin N/A
Operating Margin 17.7%
Net Margin 13.3%
ROE 7.6%
ROA 2.3%
FCF Margin 31.4%

CWT vs Default Sector

How CALIFORNIA WATER SERVICE GROUP compares to Default sector averages

Net Margin
CWT 13.3%
vs
Sector Avg 12.0%
CWT Sector
ROE
CWT 7.6%
vs
Sector Avg 15.0%
CWT Sector
Current Ratio
CWT 0.8x
vs
Sector Avg 1.8x
CWT Sector
Debt/Equity
CWT 0.9x
vs
Sector Avg 0.7x
CWT Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

CWT Balance Sheet & Liquidity

Current Ratio
0.85x
Quick Ratio
0.85x
Debt/Equity
0.87x
Debt/Assets
0.0%
Interest Coverage
10.78x
Long-term Debt
$1.5B

CWT 5-Year Financial Trend

CWT 5-year financial data: Year 2021: Revenue $765.7M, Net Income $63.1M, EPS $1.31. Year 2022: Revenue $772.6M, Net Income $96.8M, EPS $1.97. Year 2023: Revenue $790.3M, Net Income $101.1M, EPS $1.96. Year 2024: Revenue $905.6M, Net Income $96.0M, EPS $1.77. Year 2025: Revenue $963.7M, Net Income $51.9M, EPS $0.91.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: CALIFORNIA WATER SERVICE GROUP's revenue has grown significantly by 26% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.91 reflects profitable operations.

CWT Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
31.4%
Free cash flow / Revenue

CWT Quarterly Performance

Quarterly financial performance data for CALIFORNIA WATER SERVICE GROUP including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $306.2M $60.7M $1.03
Q2 2025 $226.7M $40.6M $0.70
Q1 2025 $154.9M $13.3M $0.22
Q3 2024 $253.3M $21.8M $0.38
Q2 2024 $194.2M $9.6M $0.17
Q1 2024 $145.2M -$22.2M $-0.40
Q3 2023 $238.3M $21.8M $0.38
Q2 2023 $194.2M $9.6M $0.17

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CWT Capital Allocation

Operating Cash Flow
$302.6M
Cash generated from operations
Stock Buybacks
$1.4M
Shares repurchased (TTM)
Dividends Paid
$73.9M
Returned to shareholders

CWT SEC Filings

Access official SEC EDGAR filings for CALIFORNIA WATER SERVICE GROUP (CIK: 0001035201)

📋 Recent SEC Filings

Date Form Document Action
Mar 18, 2026 8-K tm269197d1_8k.htm View →
Mar 9, 2026 4 xslF345X05/edgardoc.xml View →
Mar 9, 2026 4 xslF345X05/edgardoc.xml View →
Mar 9, 2026 4 xslF345X05/edgardoc.xml View →
Mar 9, 2026 4 xslF345X05/edgardoc.xml View →

Frequently Asked Questions about CWT

What is the AI rating for CWT?

CALIFORNIA WATER SERVICE GROUP (CWT) has an AI rating of HOLD with 62% confidence, based on fundamental analysis of SEC EDGAR filings.

What are CWT's key strengths?

Robust operating margin of 17.7% indicating efficient core operations. Strong free cash flow of $302.6M (31.4% margin) provides capital flexibility for dividend support and infrastructure investment.

What are the risks of investing in CWT?

Weak liquidity position with current ratio of 0.85x below the 1.0x safety threshold raises refinancing concerns. Elevated leverage with debt-to-equity of 0.87x and $1.5B long-term debt limits financial flexibility.

What is CWT's revenue and growth?

CALIFORNIA WATER SERVICE GROUP reported revenue of $963.7M.

Does CWT pay dividends?

CALIFORNIA WATER SERVICE GROUP pays dividends, with $73.9M distributed to shareholders in the trailing twelve months.

Where can I find CWT SEC filings?

Official SEC filings for CALIFORNIA WATER SERVICE GROUP (CIK: 0001035201) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CWT's EPS?

CALIFORNIA WATER SERVICE GROUP has a diluted EPS of $2.15.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 23, 2026 | Data as of: 2025-12-31 | Powered by Claude AI