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Essential Utilities, Inc. (WTRG) Fundamental Analysis & AI Grade 2026

WTRG NYSE Water Supply PA CIK: 0000078128
Updated This Month • Analysis: May 9, 2026 • SEC Data: 2026-03-31
Combined AI Grade
C
70% Confidence
N/A
C
70% Conf
Pending
Analysis scheduled

📊 WTRG Key Takeaways

Revenue: $861.8M
Net Margin: 26.0%
Free Cash Flow: $-230.3M
Current Ratio: 0.95x
Debt/Equity: 1.21x
EPS: $0.79
AI Grade: C with 70% confidence
Essential Utilities, Inc. (WTRG) receives a C fundamental grade with 70% confidence from our AI analysis based on SEC 10-K filings. With revenue of $861.8M, net profit margin of 26.0%, and return on equity (ROE) of 3.3%, Essential Utilities, Inc. demonstrates mixed fundamentals in the Utilities sector. Below is our complete WTRG stock analysis for 2026.

Is Essential Utilities, Inc. (WTRG) a Good Investment?

Claude

Essential Utilities exhibits strong operating margins (36%) but faces critical financial stress through negative free cash flow (-230M) driven by capital expenditure ($495.7M) exceeding operating cash generation ($265.4M). Liquidity concerns (current ratio 0.95x) combined with weak returns on equity (3.3%) and elevated leverage (1.21x debt-to-equity) indicate the capital-intensive utility business model is not sustainable at current funding levels.

Essential Utilities, Inc. Key Strengths (WTRG)

Claude
  • + High operating margin of 36% demonstrates pricing power within regulated utility framework
  • + Positive operating cash flow of 265.4M provides base for debt service and operational needs
  • + Regulated water utility sector offers essential service with predictable demand characteristics

WTRG Stock Risks: Essential Utilities, Inc. Investment Risks

Claude
  • ! Negative free cash flow of -230.3M is structurally unsustainable given large annual CapEx requirements exceeding operating cash generation
  • ! Current ratio of 0.95x indicates liquidity stress; minimal cash position (75.9M) inadequate relative to debt burden and CapEx needs
  • ! Extremely low returns on equity (3.3%) and assets (1.1%) reveal severe capital inefficiency despite margin strength; high leverage (1.21x debt-to-equity) limits refinancing flexibility

Key Metrics to Watch

Claude
  • * Free cash flow trajectory and whether CapEx can be funded from operations without additional debt issuance
  • * Current ratio and cash position trend to assess liquidity adequacy for near-term obligations
  • * Debt-to-equity ratio and interest coverage ratio - whether leverage can be reduced or must increase to fund capital programs

Essential Utilities, Inc. (WTRG) Financial Metrics & Key Ratios

Revenue
$861.8M
Net Income
$224.4M
EPS (Diluted)
$0.79
Free Cash Flow
$-230.3M
Total Assets
$19.8B
Cash Position
$75.9M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

WTRG Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 36.0%
Net Margin 26.0%
ROE 3.3%
ROA 1.1%
FCF Margin -26.7%

WTRG vs Utilities Sector: How Essential Utilities, Inc. Compares

How Essential Utilities, Inc. compares to Utilities sector averages

Net Margin
WTRG 26.0%
vs
Sector Avg 12.0%
WTRG Sector
ROE
WTRG 3.3%
vs
Sector Avg 10.0%
WTRG Sector
Current Ratio
WTRG 1.0x
vs
Sector Avg 0.8x
WTRG Sector
Debt/Equity
WTRG 1.2x
vs
Sector Avg 1.4x
WTRG Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Essential Utilities, Inc. Stock Overvalued? WTRG Valuation Analysis 2026

Based on fundamental analysis, Essential Utilities, Inc. has mixed fundamental signals relative to the Utilities sector in 2026.

Return on Equity
3.3%
Sector avg: 10%
Net Profit Margin
26.0%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.21x
Sector avg: 1.4x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Essential Utilities, Inc. Balance Sheet: WTRG Debt, Cash & Liquidity

Current Ratio
0.95x
Quick Ratio
0.92x
Debt/Equity
1.21x
Debt/Assets
0.0%
Interest Coverage
3.56x
Long-term Debt
$8.4B

WTRG Revenue & Earnings Growth: 5-Year Financial Trend

WTRG 5-year financial data: Year 2021: Revenue $1.9B, Net Income $224.5M, EPS $1.04. Year 2022: Revenue $2.3B, Net Income $284.8M, EPS $1.12. Year 2023: Revenue $2.3B, Net Income $431.6M, EPS $1.67. Year 2024: Revenue $2.3B, Net Income $465.2M, EPS $1.77. Year 2025: Revenue $2.5B, Net Income $498.2M, EPS $1.86.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Essential Utilities, Inc.'s revenue has grown significantly by 32% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.86 reflects profitable operations.

WTRG Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-26.7%
Free cash flow / Revenue

WTRG Quarterly Earnings & Performance

Quarterly financial performance data for Essential Utilities, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $783.6M $224.4M $0.79
Q3 2025 $435.3M $69.4M $0.25
Q2 2025 $434.4M $75.4M $0.28
Q1 2025 $612.1M $265.8M $0.97
Q3 2024 $411.3M $69.4M $0.25
Q2 2024 $434.4M $75.4M $0.28
Q1 2024 $612.1M $191.4M $0.72
Q3 2023 $411.3M $68.6M $0.26

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Essential Utilities, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$265.4M
Cash generated from operations
Stock Buybacks
$2.9M
Shares repurchased (TTM)
Capital Expenditures
$495.7M
Investment in assets
Dividends Paid
$97.0M
Returned to shareholders

WTRG SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Essential Utilities, Inc. (CIK: 0000078128)

📋 Recent SEC Filings

Date Form Document Action
May 15, 2026 8-K e26263_wtrg-8k.htm View →
May 8, 2026 8-K d132698d8k.htm View →
May 7, 2026 10-Q wtrg-20260331x10q.htm View →
May 7, 2026 8-K e26241_wtrg-8k.htm View →
Apr 30, 2026 8-K e26229_wtrg-8k.htm View →

Frequently Asked Questions about WTRG

What is the AI rating for WTRG?

Essential Utilities, Inc. (WTRG) has an AI grade of C with 70% confidence, based on fundamental analysis of SEC EDGAR filings.

What are WTRG's key strengths?

Claude: High operating margin of 36% demonstrates pricing power within regulated utility framework. Positive operating cash flow of 265.4M provides base for debt service and operational needs.

What are the risks of investing in WTRG?

Claude: Negative free cash flow of -230.3M is structurally unsustainable given large annual CapEx requirements exceeding operating cash generation. Current ratio of 0.95x indicates liquidity stress; minimal cash position (75.9M) inadequate relative to debt burden and CapEx needs.

What is WTRG's revenue and growth?

Essential Utilities, Inc. reported revenue of $861.8M.

Does WTRG pay dividends?

Essential Utilities, Inc. pays dividends, with $97.0M distributed to shareholders in the trailing twelve months.

Where can I find WTRG SEC filings?

Official SEC filings for Essential Utilities, Inc. (CIK: 0000078128) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is WTRG's EPS?

Essential Utilities, Inc. has a diluted EPS of $0.79.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is WTRG's fundamental grade?

Based on our AI fundamental analysis in June 2026, Essential Utilities, Inc. has a C grade with 70% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is WTRG stock overvalued or undervalued?

Valuation metrics for WTRG: ROE of 3.3% (sector avg: 10%), net margin of 26.0% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

What is WTRG's AI grade for 2026?

Our dual AI analysis gives Essential Utilities, Inc. a combined C grade for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is WTRG's free cash flow?

Essential Utilities, Inc.'s operating cash flow is $265.4M, with capital expenditures of $495.7M. FCF margin is -26.7%.

How does WTRG compare to other Utilities stocks?

Vs Utilities sector averages: Net margin 26.0% (avg: 12%), ROE 3.3% (avg: 10%), current ratio 0.95 (avg: 0.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 9, 2026 | Data as of: 2026-03-31 | Powered by Claude AI