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Where Food Comes From, Inc. (WFCF) Stock Fundamental Analysis & AI Rating 2026

WFCF Nasdaq Services-Prepackaged Software CIK: 0001360565
Recently Updated • Analysis: Apr 19, 2026 • SEC Data: 2025-12-31
HOLD
56% Conf
Pending
Analysis scheduled

📊 WFCF Key Takeaways

Revenue: $24.9M
Net Margin: 6.2%
Free Cash Flow: $1.5M
Current Ratio: 2.03x
Debt/Equity: 0.06x
EPS: $0.30
AI Rating: HOLD with 56% confidence
Where Food Comes From, Inc. (WFCF) receives a HOLD rating with 56% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $24.9M, net profit margin of 6.2%, and return on equity (ROE) of 16.5%, Where Food Comes From, Inc. demonstrates mixed fundamentals in the Technology sector. Below is our complete WFCF stock analysis for 2026.

Is Where Food Comes From, Inc. (WFCF) a Good Investment?

Claude

Where Food Comes From maintains a fortress balance sheet with minimal leverage (0.06x D/E), strong free cash flow generation ($1.5M), and healthy liquidity; however, accelerating earnings deterioration (-27.5% YoY net income despite only -3.3% revenue decline) signals operational distress that contradicts financial stability and warrants cautious observation.

Why Buy Where Food Comes From, Inc. Stock? WFCF Key Strengths

Claude
  • + Exceptional balance sheet strength with minimal debt ($572K LT debt), $3.2M cash position, and 0.06x debt-to-equity ratio eliminating solvency risk
  • + Solid free cash flow generation of $1.5M representing 5.8% of revenue despite revenue contraction, indicating operational cash conversion capability
  • + Robust liquidity metrics with 2.03x current ratio and 1.78x quick ratio providing substantial operational flexibility and emergency buffer
  • + Reasonable profitability with 38.2% gross margin, 16.5% ROE, and 11.9% ROA demonstrating effective asset utilization
  • + Minimal interest burden with 402x interest coverage ratio reducing financial distress risk

WFCF Stock Risks: Where Food Comes From, Inc. Investment Risks

Claude
  • ! Revenue decline of 3.3% YoY indicates market headwinds in prepackaged software sector with potential market share erosion
  • ! Net income decline of 27.5% YoY significantly exceeds revenue decline, signaling gross margin compression and/or rising operating expenses pointing to operational deterioration
  • ! Operating margin of 4.8% provides insufficient cushion against further cost pressures or revenue volatility in competitive software market
  • ! Small company scale ($24.9M revenue) limits competitive advantages and R&D capabilities relative to larger software competitors
  • ! Root cause of accelerating earnings decline unclear from available data—could indicate structural business model problems rather than temporary cyclical weakness

Key Metrics to Watch

Claude
  • * Sequential quarterly revenue trend and customer acquisition/retention metrics
  • * Gross margin stabilization and operating expense ratio normalization
  • * Free cash flow sustainability and working capital management
  • * Product pipeline and market share position relative to sector peers
  • * Management commentary on margin pressures and turnaround initiatives

Where Food Comes From, Inc. (WFCF) Financial Metrics & Key Ratios

Revenue
$24.9M
Net Income
$1.5M
EPS (Diluted)
$0.30
Free Cash Flow
$1.5M
Total Assets
$12.9M
Cash Position
$3.2M

💡 AI Analyst Insight

Strong liquidity with a 2.03x current ratio provides a solid financial cushion.

WFCF Profit Margin, ROE & Profitability Analysis

Gross Margin 38.2%
Operating Margin 4.8%
Net Margin 6.2%
ROE 16.5%
ROA 11.9%
FCF Margin 5.8%

WFCF vs Technology Sector: How Where Food Comes From, Inc. Compares

How Where Food Comes From, Inc. compares to Technology sector averages

Net Margin
WFCF 6.2%
vs
Sector Avg 18.0%
WFCF Sector
ROE
WFCF 16.5%
vs
Sector Avg 22.0%
WFCF Sector
Current Ratio
WFCF 2.0x
vs
Sector Avg 2.5x
WFCF Sector
Debt/Equity
WFCF 0.1x
vs
Sector Avg 0.5x
WFCF Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Where Food Comes From, Inc. Stock Overvalued? WFCF Valuation Analysis 2026

Based on fundamental analysis, Where Food Comes From, Inc. has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
16.5%
Sector avg: 22%
Net Profit Margin
6.2%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.06x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Where Food Comes From, Inc. Balance Sheet: WFCF Debt, Cash & Liquidity

Current Ratio
2.03x
Quick Ratio
1.78x
Debt/Equity
0.06x
Debt/Assets
27.9%
Interest Coverage
402.00x
Long-term Debt
$572.0K

WFCF Revenue & Earnings Growth: 5-Year Financial Trend

WFCF 5-year financial data: Year 2021: Revenue $21.9M, Net Income $1.4M, EPS $0.22. Year 2022: Revenue $24.8M, Net Income $3.0M, EPS $0.48. Year 2023: Revenue $25.1M, Net Income $2.0M, EPS $0.33. Year 2024: Revenue $25.7M, Net Income $2.2M, EPS $0.39. Year 2025: Revenue $25.7M, Net Income $2.1M, EPS $0.40.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Where Food Comes From, Inc.'s revenue has grown significantly by 17% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.40 reflects profitable operations.

WFCF Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
5.8%
Free cash flow / Revenue

WFCF Quarterly Earnings & Performance

Quarterly financial performance data for Where Food Comes From, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $7.0M $31.0K $0.09
Q2 2025 $6.4M $31.0K $0.09
Q1 2025 $5.3M $31.0K $0.01
Q3 2024 $7.0M $121.0K $0.09
Q2 2024 $6.1M $121.0K $0.09
Q1 2024 $5.3M $121.0K $0.02
Q3 2023 $7.0M $121.0K $0.13
Q2 2023 $5.3M $121.0K $0.04

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Where Food Comes From, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$1.6M
Cash generated from operations
Stock Buybacks
$2.2M
Shares repurchased (TTM)
Capital Expenditures
$155.0K
Investment in assets
Dividends Paid
$914.0K
Returned to shareholders

WFCF SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Where Food Comes From, Inc. (CIK: 0001360565)

📋 Recent SEC Filings

Date Form Document Action
Apr 10, 2026 8-K form8-k.htm View →
Apr 6, 2026 10-K/A form10-ka.htm View →
Mar 6, 2026 DEF 14A formdef14a.htm View →
Feb 27, 2026 4 xslF345X05/form4.xml View →
Feb 27, 2026 4 xslF345X05/form4.xml View →

Frequently Asked Questions about WFCF

What is the AI rating for WFCF?

Where Food Comes From, Inc. (WFCF) has an AI rating of HOLD with 56% confidence, based on fundamental analysis of SEC EDGAR filings.

What are WFCF's key strengths?

Claude: Exceptional balance sheet strength with minimal debt ($572K LT debt), $3.2M cash position, and 0.06x debt-to-equity ratio eliminating solvency risk. Solid free cash flow generation of $1.5M representing 5.8% of revenue despite revenue contraction, indicating operational cash conversion capability.

What are the risks of investing in WFCF?

Claude: Revenue decline of 3.3% YoY indicates market headwinds in prepackaged software sector with potential market share erosion. Net income decline of 27.5% YoY significantly exceeds revenue decline, signaling gross margin compression and/or rising operating expenses pointing to operational deterioration.

What is WFCF's revenue and growth?

Where Food Comes From, Inc. reported revenue of $24.9M.

Does WFCF pay dividends?

Where Food Comes From, Inc. pays dividends, with $0.9M distributed to shareholders in the trailing twelve months.

Where can I find WFCF SEC filings?

Official SEC filings for Where Food Comes From, Inc. (CIK: 0001360565) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is WFCF's EPS?

Where Food Comes From, Inc. has a diluted EPS of $0.30.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is WFCF a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Where Food Comes From, Inc. has a HOLD rating with 56% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is WFCF stock overvalued or undervalued?

Valuation metrics for WFCF: ROE of 16.5% (sector avg: 22%), net margin of 6.2% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy WFCF stock in 2026?

Our dual AI analysis gives Where Food Comes From, Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is WFCF's free cash flow?

Where Food Comes From, Inc.'s operating cash flow is $1.6M, with capital expenditures of $155.0K. FCF margin is 5.8%.

How does WFCF compare to other Technology stocks?

Vs Technology sector averages: Net margin 6.2% (avg: 18%), ROE 16.5% (avg: 22%), current ratio 2.03 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 19, 2026 | Data as of: 2025-12-31 | Powered by Claude AI