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DOCU Stock Analysis 2026 - DOCUSIGN, INC. AI Rating

DOCU Nasdaq Services-Prepackaged Software DE CIK: 0001261333
Recently Updated • Analysis: Mar 23, 2026 • SEC Data: 2026-01-31
BUY
72% Conf
Pending
Analysis scheduled

📊 DOCU Key Takeaways

Revenue: $3.2B
Net Margin: 9.6%
Free Cash Flow: $1.1B
Current Ratio: 0.73x
Debt/Equity: 0.00x
EPS: $1.48
AI Rating: BUY with 72% confidence

Is DOCU a Good Investment? Thesis Analysis

Claude

DocuSign demonstrates solid operational fundamentals with strong profitability metrics (79.4% gross margin, 9.6% net margin) and healthy free cash flow generation ($1.1B, 32.9% FCF margin), supporting sustainable business operations. Revenue growth of 8.2% YoY with stable net income reflects a mature, established platform, though the significant EPS decline (-70.9%) and below-1.0x current ratio warrant attention to capital allocation and working capital management.

Why Buy DOCU? Key Strengths

Claude
  • + Exceptional gross margin of 79.4% indicating strong pricing power and operating leverage in SaaS business model
  • + Robust free cash flow generation of $1.1B with 32.9% FCF margin demonstrates ability to fund operations and investments organically
  • + Excellent return on equity (16.1%) and ROA (7.3%) showing efficient capital utilization
  • + Strong interest coverage ratio (2073.5x) and zero long-term debt indicating low financial risk
  • + Sustained operating income of $298.6M providing cushion for business operations

DOCU Investment Risks to Consider

Claude
  • ! Current ratio of 0.73x signals potential short-term liquidity constraint and working capital management concerns
  • ! EPS declined 70.9% YoY despite flat net income, suggesting significant dilution from share issuance or financial restructuring
  • ! Modest revenue growth rate of 8.2% for a software company may indicate market saturation or competitive pressures
  • ! Heavy insider activity (21 Form 4 filings in 90 days) could indicate uncertain management confidence or routine equity compensation exercises
  • ! Operating margin of 9.3% is relatively low for software industry, suggesting cost control challenges

Key Metrics to Watch

Claude
  • * Free cash flow sustainability and trend - monitor if $1.1B level can be maintained
  • * Current ratio improvement - critical to resolve working capital position below 1.0x
  • * Revenue growth acceleration - assess if 8.2% can accelerate beyond current trajectory
  • * Operating margin expansion - track if company can improve 9.3% level through operational efficiency
  • * Share dilution and EPS trajectory - clarify drivers of 70.9% EPS decline to understand capital allocation strategy

DOCU Financial Metrics

Revenue
$3.2B
Net Income
$309.1M
EPS (Diluted)
$1.48
Free Cash Flow
$1.1B
Total Assets
$4.2B
Cash Position
$602.4M

💡 AI Analyst Insight

The 32.9% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.

DOCU Profitability Ratios

Gross Margin 79.4%
Operating Margin 9.3%
Net Margin 9.6%
ROE 16.1%
ROA 7.3%
FCF Margin 32.9%

DOCU vs Technology Sector

How DOCUSIGN, INC. compares to Technology sector averages

Net Margin
DOCU 9.6%
vs
Sector Avg 18.0%
DOCU Sector
ROE
DOCU 16.1%
vs
Sector Avg 22.0%
DOCU Sector
Current Ratio
DOCU 0.7x
vs
Sector Avg 2.5x
DOCU Sector
Debt/Equity
DOCU 0.0x
vs
Sector Avg 0.5x
DOCU Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is DOCU Overvalued or Undervalued?

Based on fundamental analysis, DOCUSIGN, INC. has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
16.1%
Sector avg: 22%
Net Profit Margin
9.6%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

DOCU Balance Sheet & Liquidity

Current Ratio
0.73x
Quick Ratio
0.73x
Debt/Equity
0.00x
Debt/Assets
54.7%
Interest Coverage
2,073.47x
Long-term Debt
N/A

DOCU 5-Year Financial Trend & Growth Analysis

DOCU 5-year financial data: Year 2022: Revenue $2.1B, Net Income -$208.4M, EPS $-1.18. Year 2023: Revenue $2.5B, Net Income -$243.3M, EPS $-1.31. Year 2024: Revenue $2.8B, Net Income -$70.0M, EPS $-0.36. Year 2025: Revenue $3.0B, Net Income -$97.5M, EPS $-0.49. Year 2026: Revenue $3.2B, Net Income $74.0M, EPS $0.36.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: DOCUSIGN, INC.'s revenue has grown significantly by 53% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.36 reflects profitable operations.

DOCU Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
32.9%
Free cash flow / Revenue

DOCU Quarterly Performance

Quarterly financial performance data for DOCUSIGN, INC. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $754.8M $62.4M $0.30
Q2 2026 $736.0M $63.0M $0.30
Q1 2026 $709.6M $33.8M $0.16
Q3 2025 $700.4M $38.8M $0.19
Q2 2025 $687.7M $7.4M $0.04
Q1 2025 $661.4M $539.0K $0.00
Q3 2024 $645.5M -$29.9M $-0.15
Q2 2024 $622.2M $7.4M $0.04

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

DOCU Capital Allocation

Operating Cash Flow
$1.2B
Cash generated from operations
Stock Buybacks
$869.1M
Shares repurchased (TTM)
Capital Expenditures
$106.4M
Investment in assets
Dividends
None
No dividend program

DOCU SEC 10-K & 10-Q Filing Analysis

Access official SEC EDGAR filings for DOCUSIGN, INC. (CIK: 0001261333)

📋 Recent SEC Filings

Date Form Document Action
Mar 19, 2026 4 xslF345X06/wk-form4_1773958570.xml View →
Mar 18, 2026 10-K docu-20260131.htm View →
Mar 17, 2026 4 xslF345X05/wk-form4_1773786763.xml View →
Mar 17, 2026 4 xslF345X05/wk-form4_1773786757.xml View →
Mar 17, 2026 4 xslF345X05/wk-form4_1773786751.xml View →

Frequently Asked Questions about DOCU

What is the AI rating for DOCU?

DOCUSIGN, INC. (DOCU) has an AI rating of BUY with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are DOCU's key strengths?

Claude: Exceptional gross margin of 79.4% indicating strong pricing power and operating leverage in SaaS business model. Robust free cash flow generation of $1.1B with 32.9% FCF margin demonstrates ability to fund operations and investments organically.

What are the risks of investing in DOCU?

Claude: Current ratio of 0.73x signals potential short-term liquidity constraint and working capital management concerns. EPS declined 70.9% YoY despite flat net income, suggesting significant dilution from share issuance or financial restructuring.

What is DOCU's revenue and growth?

DOCUSIGN, INC. reported revenue of $3.2B.

Does DOCU pay dividends?

DOCUSIGN, INC. does not currently pay dividends.

Where can I find DOCU SEC filings?

Official SEC filings for DOCUSIGN, INC. (CIK: 0001261333) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is DOCU's EPS?

DOCUSIGN, INC. has a diluted EPS of $1.48.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is DOCU a good stock to buy right now?

Based on our AI fundamental analysis in March 2026, DOCUSIGN, INC. has a BUY rating with 72% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is DOCU stock overvalued or undervalued?

Valuation metrics for DOCU: ROE of 16.1% (sector avg: 22%), net margin of 9.6% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy DOCU stock in 2026?

Our dual AI analysis gives DOCUSIGN, INC. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is DOCU's free cash flow?

DOCUSIGN, INC.'s operating cash flow is $1.2B, with capital expenditures of $106.4M. FCF margin is 32.9%.

How does DOCU compare to other Technology stocks?

Vs Technology sector averages: Net margin 9.6% (avg: 18%), ROE 16.1% (avg: 22%), current ratio 0.73 (avg: 2.5).

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 23, 2026 | Data as of: 2026-01-31 | Powered by Claude AI