📊 PCOR Key Takeaways
Is Procore Technologies, Inc.. (PCOR) a Good Investment?
Procore demonstrates classic high-growth SaaS fundamentals with 14.8% revenue growth, exceptional 80.1% gross margins, and strong positive free cash flow of $73.8M despite current GAAP losses. The company's fortress balance sheet with $386M cash, zero debt, and positive operating cash flow indicates a sustainable business model with clear operational leverage opportunity to achieve profitability.
Procore Technologies, Inc.. Key Strengths (PCOR)
- Strong revenue growth of 14.8% YoY demonstrates market traction and expanding customer base
- Exceptional 80.1% gross margin provides pricing power and sustainable unit economics
- Positive free cash flow of $73.8M (20.5% FCF margin) shows actual cash generation despite GAAP losses
- Zero debt and $386M cash position provides financial flexibility and runway for profitability transition
- Asset-light model with minimal capex ($2.9M) enables high cash conversion
PCOR Stock Risks: Procore Technologies, Inc.. Investment Risks
- Currently unprofitable with -4.4% operating margin and -2.5% net margin indicating unclear path to profitability
- Operating expenses growing faster than gross profit, suggesting loss of operating leverage
- Tight liquidity with 1.12x current ratio leaves limited margin for operational stress
- Large accumulated losses may require extended time to achieve sustainable profitability
- 23 Form 4 filings in 90 days warrants monitoring for insider confidence levels
Key Metrics to Watch
- Operating margin trajectory - critical metric for profitability inflection
- Operating expense ratio as % of revenue - must demonstrate declining trend
- Quarterly revenue growth rate - sustainability of 14.8% YoY growth
- Free cash flow generation and FCF margin stability at current revenue levels
- Cash runway and quarterly burn rate relative to $386M cash position
Procore Technologies, Inc.. (PCOR) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The 20.5% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments.
PCOR Profit Margin, ROE & Profitability Analysis
PCOR vs Technology Sector: How Procore Technologies, Inc.. Compares
How Procore Technologies, Inc.. compares to Technology sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Procore Technologies, Inc.. Stock Overvalued? PCOR Valuation Analysis 2026
Based on fundamental analysis, Procore Technologies, Inc.. has mixed fundamental signals relative to the Technology sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Procore Technologies, Inc.. Balance Sheet: PCOR Debt, Cash & Liquidity
PCOR Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Procore Technologies, Inc..'s revenue has grown significantly by 157% over the 5-year period, indicating strong business expansion. The most recent EPS of $-1.34 indicates the company is currently unprofitable.
PCOR Revenue Growth, EPS Growth & YoY Performance
PCOR Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $310.6M | -$9.1M | $-0.06 |
| Q3 2025 | $295.9M | -$9.1M | $-0.06 |
| Q2 2025 | $284.3M | -$6.3M | $-0.04 |
| Q1 2025 | $269.4M | -$11.0M | $-0.08 |
| Q3 2024 | $247.9M | -$26.4M | $-0.18 |
| Q2 2024 | $228.5M | -$6.3M | $-0.04 |
| Q1 2024 | $213.5M | -$11.0M | $-0.08 |
| Q3 2023 | $186.4M | -$43.8M | $-0.31 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Procore Technologies, Inc.. Dividends, Buybacks & Capital Allocation
PCOR SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Procore Technologies, Inc.. (CIK: 0001611052)
📋 Recent SEC Filings
| Date | Form | Document | Action |
|---|---|---|---|
| May 22, 2026 | 4 | xslF345X06/wk-form4_1779494706.xml | View → |
| May 22, 2026 | 4 | xslF345X06/wk-form4_1779494580.xml | View → |
| May 22, 2026 | 4 | xslF345X06/wk-form4_1779494552.xml | View → |
| May 22, 2026 | 4 | xslF345X06/wk-form4_1779494527.xml | View → |
| May 22, 2026 | 4 | xslF345X06/wk-form4_1779494498.xml | View → |
❓ Frequently Asked Questions about PCOR
What is the AI rating for PCOR?
Procore Technologies, Inc.. (PCOR) has an AI grade of A with 72% confidence, based on fundamental analysis of SEC EDGAR filings.
What are PCOR's key strengths?
Claude: Strong revenue growth of 14.8% YoY demonstrates market traction and expanding customer base. Exceptional 80.1% gross margin provides pricing power and sustainable unit economics.
What are the risks of investing in PCOR?
Claude: Currently unprofitable with -4.4% operating margin and -2.5% net margin indicating unclear path to profitability. Operating expenses growing faster than gross profit, suggesting loss of operating leverage.
What is PCOR's revenue and growth?
Procore Technologies, Inc.. reported revenue of $359.3M.
Does PCOR pay dividends?
Procore Technologies, Inc.. does not currently pay dividends.
Where can I find PCOR SEC filings?
Official SEC filings for Procore Technologies, Inc.. (CIK: 0001611052) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is PCOR's EPS?
Procore Technologies, Inc.. has a diluted EPS of $-0.06.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is PCOR's fundamental grade?
Based on our AI fundamental analysis in May 2026, Procore Technologies, Inc.. has a A grade with 72% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.
Is PCOR stock overvalued or undervalued?
Valuation metrics for PCOR: ROE of -0.8% (sector avg: 22%), net margin of -2.5% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.
What is PCOR's AI grade for 2026?
Our dual AI analysis gives Procore Technologies, Inc.. a combined A grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is PCOR's free cash flow?
Procore Technologies, Inc..'s operating cash flow is $76.8M, with capital expenditures of $2.9M. FCF margin is 20.5%.
How does PCOR compare to other Technology stocks?
Vs Technology sector averages: Net margin -2.5% (avg: 18%), ROE -0.8% (avg: 22%), current ratio 1.12 (avg: 2.5).