📊 PCOR Key Takeaways
Is Procore Technologies, Inc.. (PCOR) a Good Investment?
Procore demonstrates strong fundamental cash generation ($282.2M FCF, 21.3% FCF margin) and exceptional gross margins (79.5%) despite current operating losses, indicating a sound underlying business model. The company maintains minimal debt and solid liquidity while achieving 14.8% revenue growth, suggesting operating losses reflect growth investment rather than structural weakness.
Why Buy Procore Technologies, Inc.. Stock? PCOR Key Strengths
- Exceptional gross margin of 79.5% indicates strong pricing power and unit economics typical of high-quality SaaS
- Robust positive free cash flow of $282.2M despite operating losses demonstrates cash generation capability
- Strong balance sheet with $480.7M cash, minimal debt (0.00x debt/equity), and healthy current ratio of 1.32x
- Solid revenue growth of 14.8% YoY with positive operating cash flow of $300.3M
PCOR Stock Risks: Procore Technologies, Inc.. Investment Risks
- Company operates at significant loss with -$124.3M operating income and -7.6% net margin despite $1.3B revenue scale
- Negative returns metrics (ROE -8.0%, ROA -4.5%) indicate capital is not yet generating profits
- Path to profitability unclear; company must demonstrate margin expansion as it grows to justify continued investment
- Operating losses of $124.3M annually are material and unsustainable long-term without improvement
Key Metrics to Watch
- Operating margin trajectory and progress toward profitability
- Free cash flow sustainability and growth rate relative to revenue expansion
- Gross margin stability as company scales and competitive dynamics evolve
Procore Technologies, Inc.. (PCOR) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The 21.3% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments.
PCOR Profit Margin, ROE & Profitability Analysis
PCOR vs Technology Sector: How Procore Technologies, Inc.. Compares
How Procore Technologies, Inc.. compares to Technology sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Procore Technologies, Inc.. Stock Overvalued? PCOR Valuation Analysis 2026
Based on fundamental analysis, Procore Technologies, Inc.. has mixed fundamental signals relative to the Technology sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Procore Technologies, Inc.. Balance Sheet: PCOR Debt, Cash & Liquidity
PCOR Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Procore Technologies, Inc..'s revenue has grown significantly by 157% over the 5-year period, indicating strong business expansion. The most recent EPS of $-1.34 indicates the company is currently unprofitable.
PCOR Revenue Growth, EPS Growth & YoY Performance
PCOR Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $295.9M | -$9.1M | $-0.06 |
| Q2 2025 | $284.3M | -$6.3M | $-0.04 |
| Q1 2025 | $269.4M | -$11.0M | $-0.08 |
| Q3 2024 | $247.9M | -$26.4M | $-0.18 |
| Q2 2024 | $228.5M | -$6.3M | $-0.04 |
| Q1 2024 | $213.5M | -$11.0M | $-0.08 |
| Q3 2023 | $186.4M | -$43.8M | $-0.31 |
| Q2 2023 | $172.2M | -$52.9M | $-0.37 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Procore Technologies, Inc.. Dividends, Buybacks & Capital Allocation
PCOR SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Procore Technologies, Inc.. (CIK: 0001611052)
📋 Recent SEC Filings
| Date | Form | Document | Action |
|---|---|---|---|
| Apr 14, 2026 | 4 | xslF345X06/wk-form4_1776214013.xml | View → |
| Apr 2, 2026 | 4 | xslF345X06/wk-form4_1775175820.xml | View → |
| Apr 2, 2026 | 4 | xslF345X06/wk-form4_1775175785.xml | View → |
| Apr 2, 2026 | 4 | xslF345X06/wk-form4_1775175724.xml | View → |
| Apr 2, 2026 | 4 | xslF345X06/wk-form4_1775175677.xml | View → |
❓ Frequently Asked Questions about PCOR
What is the AI rating for PCOR?
Procore Technologies, Inc.. (PCOR) has an AI rating of BUY with 68% confidence, based on fundamental analysis of SEC EDGAR filings.
What are PCOR's key strengths?
Claude: Exceptional gross margin of 79.5% indicates strong pricing power and unit economics typical of high-quality SaaS. Robust positive free cash flow of $282.2M despite operating losses demonstrates cash generation capability.
What are the risks of investing in PCOR?
Claude: Company operates at significant loss with -$124.3M operating income and -7.6% net margin despite $1.3B revenue scale. Negative returns metrics (ROE -8.0%, ROA -4.5%) indicate capital is not yet generating profits.
What is PCOR's revenue and growth?
Procore Technologies, Inc.. reported revenue of $1.3B.
Does PCOR pay dividends?
Procore Technologies, Inc.. does not currently pay dividends.
Where can I find PCOR SEC filings?
Official SEC filings for Procore Technologies, Inc.. (CIK: 0001611052) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is PCOR's EPS?
Procore Technologies, Inc.. has a diluted EPS of $-0.67.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is PCOR a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Procore Technologies, Inc.. has a BUY rating with 68% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.
Is PCOR stock overvalued or undervalued?
Valuation metrics for PCOR: ROE of -8.0% (sector avg: 22%), net margin of -7.6% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.
Should I buy PCOR stock in 2026?
Our dual AI analysis gives Procore Technologies, Inc.. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is PCOR's free cash flow?
Procore Technologies, Inc..'s operating cash flow is $300.3M, with capital expenditures of $18.1M. FCF margin is 21.3%.
How does PCOR compare to other Technology stocks?
Vs Technology sector averages: Net margin -7.6% (avg: 18%), ROE -8.0% (avg: 22%), current ratio 1.32 (avg: 2.5).