← Back to All US Stocks

MDB Stock Analysis 2026 - MongoDB, Inc. AI Rating

MDB Nasdaq Services-Prepackaged Software DE CIK: 0001441816
Recently Updated • Analysis: Apr 1, 2026 • SEC Data: 2026-01-31
HOLD
62% Conf
Pending
Analysis scheduled

📊 MDB Key Takeaways

Revenue: $2.5B
Net Margin: -2.9%
Free Cash Flow: $500.2M
Current Ratio: 4.65x
Debt/Equity: 0.07x
EPS: $-0.88
AI Rating: HOLD with 62% confidence

Is MDB a Good Investment? Thesis Analysis

Claude

MongoDB demonstrates strong revenue growth (+22.8% YoY) and exceptional cash generation ($500.2M FCF) with healthy liquidity metrics, but persistent operating losses (-5.6% margin) and negative profitability (Net Margin: -2.9%) indicate the company has not yet achieved sustainable profitability despite operating at scale. The business model shows quality in FCF conversion (20.3% margin), suggesting the path to profitability exists if operating leverage improves.

Why Buy MDB? Key Strengths

Claude
  • + Strong revenue growth of 22.8% YoY demonstrates market demand and customer acquisition
  • + Exceptional free cash flow generation of $500.2M (20.3% FCF margin) shows underlying business quality despite GAAP losses
  • + Fortress balance sheet with 4.65x current ratio, minimal leverage (0.07x Debt/Equity), and $1.1B cash providing financial flexibility
  • + Improving net loss trajectory with 44.9% YoY improvement in net income and 49.1% improvement in diluted EPS

MDB Investment Risks to Consider

Claude
  • ! Persistent unprofitability with negative operating margin (-5.6%) and net margin (-2.9%) despite $2.5B revenue scale raises questions about unit economics
  • ! Negative interest coverage ratio (-43.8x) reflects operating losses insufficient to cover debt service, though absolute debt levels are manageable
  • ! Operating losses widening in absolute terms ($137M) while revenue grows suggests cost structure challenges or ongoing investment that may not yield expected returns
  • ! 12 insider Form 4 filings in 90 days warrant monitoring for potential insider selling or compensation concerns

Key Metrics to Watch

Claude
  • * Operating margin expansion toward positive territory to demonstrate path to sustainable profitability
  • * Gross margin stability above 71% to confirm pricing power and cost of delivery control
  • * Free cash flow sustainability relative to growth rate to validate if capital efficiency improvements are structural
  • * Operating expense ratio trends to assess whether sales/marketing efficiency is improving with scale
  • * Customer metrics (net retention rate, customer acquisition cost, lifetime value) if disclosed to gauge SaaS business quality

MDB Financial Metrics

Revenue
$2.5B
Net Income
$-71.2M
EPS (Diluted)
$-0.88
Free Cash Flow
$500.2M
Total Assets
$3.8B
Cash Position
$1.1B

💡 AI Analyst Insight

The 20.3% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. Strong liquidity with a 4.65x current ratio provides a solid financial cushion.

MDB Profitability Ratios

Gross Margin 71.7%
Operating Margin -5.6%
Net Margin -2.9%
ROE -2.4%
ROA -1.9%
FCF Margin 20.3%

MDB vs Technology Sector

How MongoDB, Inc. compares to Technology sector averages

Net Margin
MDB -2.9%
vs
Sector Avg 18.0%
MDB Sector
ROE
MDB -2.4%
vs
Sector Avg 22.0%
MDB Sector
Current Ratio
MDB 4.7x
vs
Sector Avg 2.5x
MDB Sector
Debt/Equity
MDB 0.1x
vs
Sector Avg 0.5x
MDB Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is MDB Overvalued or Undervalued?

Based on fundamental analysis, MongoDB, Inc. has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
-2.4%
Sector avg: 22%
Net Profit Margin
-2.9%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.07x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

MDB Balance Sheet & Liquidity

Current Ratio
4.65x
Quick Ratio
4.65x
Debt/Equity
0.07x
Debt/Assets
21.5%
Interest Coverage
-43.79x
Long-term Debt
$216.9M

MDB 5-Year Financial Trend & Growth Analysis

MDB 5-year financial data: Year 2022: Revenue $873.8M, Net Income -$175.5M, EPS N/A. Year 2023: Revenue $1.3B, Net Income -$266.9M, EPS $-4.53. Year 2024: Revenue $1.7B, Net Income -$306.9M, EPS $-4.75. Year 2025: Revenue $2.0B, Net Income -$345.4M, EPS $-5.03. Year 2026: Revenue $2.5B, Net Income -$176.6M, EPS $-2.48.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: MongoDB, Inc.'s revenue has grown significantly by 182% over the 5-year period, indicating strong business expansion. The most recent EPS of $-2.48 indicates the company is currently unprofitable.

MDB Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
20.3%
Free cash flow / Revenue

MDB Quarterly Performance

Quarterly financial performance data for MongoDB, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $529.4M -$2.0M $-0.02
Q2 2026 $478.1M -$37.6M $-0.58
Q1 2026 $450.6M -$37.6M $-0.46
Q3 2025 $432.9M -$9.8M $-0.13
Q2 2025 $423.8M -$37.6M $-0.53
Q1 2025 $368.3M -$54.2M $-0.77
Q3 2024 $333.6M -$29.3M $-0.41
Q2 2024 $303.7M -$37.6M $-0.53

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

MDB Capital Allocation

Operating Cash Flow
$505.1M
Cash generated from operations
Stock Buybacks
$400.3M
Shares repurchased (TTM)
Capital Expenditures
$5.0M
Investment in assets
Dividends
None
No dividend program

MDB SEC 10-K & 10-Q Filing Analysis

Access official SEC EDGAR filings for MongoDB, Inc. (CIK: 0001441816)

📋 Recent SEC Filings

Date Form Document Action
Mar 19, 2026 4 xslF345X06/wk-form4_1773956748.xml View →
Mar 19, 2026 4 xslF345X06/wk-form4_1773956713.xml View →
Mar 17, 2026 4 xslF345X05/wk-form4_1773779486.xml View →
Mar 11, 2026 10-K mdb-20260131.htm View →
Mar 2, 2026 8-K mdb-20260302.htm View →

Frequently Asked Questions about MDB

What is the AI rating for MDB?

MongoDB, Inc. (MDB) has an AI rating of HOLD with 62% confidence, based on fundamental analysis of SEC EDGAR filings.

What are MDB's key strengths?

Claude: Strong revenue growth of 22.8% YoY demonstrates market demand and customer acquisition. Exceptional free cash flow generation of $500.2M (20.3% FCF margin) shows underlying business quality despite GAAP losses.

What are the risks of investing in MDB?

Claude: Persistent unprofitability with negative operating margin (-5.6%) and net margin (-2.9%) despite $2.5B revenue scale raises questions about unit economics. Negative interest coverage ratio (-43.8x) reflects operating losses insufficient to cover debt service, though absolute debt levels are manageable.

What is MDB's revenue and growth?

MongoDB, Inc. reported revenue of $2.5B.

Does MDB pay dividends?

MongoDB, Inc. does not currently pay dividends.

Where can I find MDB SEC filings?

Official SEC filings for MongoDB, Inc. (CIK: 0001441816) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is MDB's EPS?

MongoDB, Inc. has a diluted EPS of $-0.88.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is MDB a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, MongoDB, Inc. has a HOLD rating with 62% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is MDB stock overvalued or undervalued?

Valuation metrics for MDB: ROE of -2.4% (sector avg: 22%), net margin of -2.9% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy MDB stock in 2026?

Our dual AI analysis gives MongoDB, Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is MDB's free cash flow?

MongoDB, Inc.'s operating cash flow is $505.1M, with capital expenditures of $5.0M. FCF margin is 20.3%.

How does MDB compare to other Technology stocks?

Vs Technology sector averages: Net margin -2.9% (avg: 18%), ROE -2.4% (avg: 22%), current ratio 4.65 (avg: 2.5).

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 1, 2026 | Data as of: 2026-01-31 | Powered by Claude AI