📊 TTAN Key Takeaways
Is ServiceTitan, Inc. (TTAN) a Good Investment?
ServiceTitan demonstrates strong revenue growth (+24.5% YoY) with industry-leading gross margins (70.1%) and positive free cash flow ($105.4M), indicating a fundamentally sound SaaS business model. However, significant operating losses (-17.6% margin) and negative profitability metrics raise concerns about operational efficiency and the path to sustainable profitability at scale.
Why Buy ServiceTitan, Inc. Stock? TTAN Key Strengths
- Strong revenue growth (+24.5% YoY) with excellent SaaS-quality gross margins (70.1%)
- Positive free cash flow ($105.4M, 11% FCF margin) demonstrates business model sustainability despite GAAP losses
- Fortress balance sheet with $428.8M cash, zero long-term debt, and 3.49x current ratio providing operational flexibility
TTAN Stock Risks: ServiceTitan, Inc. Investment Risks
- Significant operating losses (-17.6% margin) and net income deficit (-$159.9M) indicate lack of operating leverage and profitability at current scale
- Negative ROE (-10.5%) and ROA (-9.2%) show shareholder capital inefficiency; company burning equity despite revenue growth
- Path to profitability uncertain; if growth decelerates, accumulated losses could accelerate given high fixed operating expense base
Key Metrics to Watch
- Operating margin improvement trajectory - must trend toward positive to justify growth investment
- Operating expense as % of revenue - critical to see if company achieves operating leverage
- Revenue growth sustainability - deceleration combined with current losses would be concerning signal
ServiceTitan, Inc. (TTAN) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Strong liquidity with a 3.49x current ratio provides a solid financial cushion.
TTAN Profit Margin, ROE & Profitability Analysis
TTAN vs Technology Sector: How ServiceTitan, Inc. Compares
How ServiceTitan, Inc. compares to Technology sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is ServiceTitan, Inc. Stock Overvalued? TTAN Valuation Analysis 2026
Based on fundamental analysis, ServiceTitan, Inc. has mixed fundamental signals relative to the Technology sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
ServiceTitan, Inc. Balance Sheet: TTAN Debt, Cash & Liquidity
TTAN Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: ServiceTitan, Inc.'s revenue has grown significantly by 24% over the 5-year period, indicating strong business expansion. The most recent EPS of $-7.24 indicates the company is currently unprofitable.
TTAN Revenue Growth, EPS Growth & YoY Performance
TTAN Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2026 | $199.3M | -$39.5M | $-0.42 |
| Q2 2026 | $193.0M | -$32.2M | $-0.35 |
| Q1 2026 | $170.3M | -$46.4M | $-0.51 |
| Q3 2025 | $160.1M | -$35.7M | $-1.53 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
ServiceTitan, Inc. Dividends, Buybacks & Capital Allocation
TTAN SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for ServiceTitan, Inc. (CIK: 0001638826)
📋 Recent SEC Filings
❓ Frequently Asked Questions about TTAN
What is the AI rating for TTAN?
ServiceTitan, Inc. (TTAN) has an AI rating of HOLD with 75% confidence, based on fundamental analysis of SEC EDGAR filings.
What are TTAN's key strengths?
Claude: Strong revenue growth (+24.5% YoY) with excellent SaaS-quality gross margins (70.1%). Positive free cash flow ($105.4M, 11% FCF margin) demonstrates business model sustainability despite GAAP losses.
What are the risks of investing in TTAN?
Claude: Significant operating losses (-17.6% margin) and net income deficit (-$159.9M) indicate lack of operating leverage and profitability at current scale. Negative ROE (-10.5%) and ROA (-9.2%) show shareholder capital inefficiency; company burning equity despite revenue growth.
What is TTAN's revenue and growth?
ServiceTitan, Inc. reported revenue of $961.0M.
Does TTAN pay dividends?
ServiceTitan, Inc. does not currently pay dividends.
Where can I find TTAN SEC filings?
Official SEC filings for ServiceTitan, Inc. (CIK: 0001638826) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is TTAN's EPS?
ServiceTitan, Inc. has a diluted EPS of $-1.73.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is TTAN a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, ServiceTitan, Inc. has a HOLD rating with 75% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is TTAN stock overvalued or undervalued?
Valuation metrics for TTAN: ROE of -10.5% (sector avg: 22%), net margin of -16.6% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.
Should I buy TTAN stock in 2026?
Our dual AI analysis gives ServiceTitan, Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is TTAN's free cash flow?
ServiceTitan, Inc.'s operating cash flow is $110.1M, with capital expenditures of $4.7M. FCF margin is 11.0%.
How does TTAN compare to other Technology stocks?
Vs Technology sector averages: Net margin -16.6% (avg: 18%), ROE -10.5% (avg: 22%), current ratio 3.49 (avg: 2.5).