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Universal Logistics Holdings, Inc.. (ULH) Stock Fundamental Analysis & AI Rating 2026

ULH Nasdaq Trucking (No Local) NV CIK: 0001308208
Recently Updated • Analysis: Apr 18, 2026 • SEC Data: 2025-12-31
STRONG SELL
88% Conf
Pending
Analysis scheduled

📊 ULH Key Takeaways

Revenue: $1.6B
Net Margin: -6.4%
Free Cash Flow: $-41.1M
Current Ratio: 1.20x
Debt/Equity: 1.48x
EPS: $-3.79
AI Rating: STRONG SELL with 88% confidence
Universal Logistics Holdings, Inc.. (ULH) receives a STRONG SELL rating with 88% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $1.6B, net profit margin of -6.4%, and return on equity (ROE) of -18.5%, Universal Logistics Holdings, Inc.. demonstrates mixed fundamentals in the Automotive sector. Below is our complete ULH stock analysis for 2026.

Is Universal Logistics Holdings, Inc.. (ULH) a Good Investment?

Claude

Universal Logistics is in severe financial distress with net losses of $99.9M, negative free cash flow of -$41.1M, and negative interest coverage ratio of -1.3x, indicating inability to service its $797.6M debt from operations. The 15.6% revenue decline combined with negative operating margins suggests structural challenges requiring significant operational turnaround.

Why Buy Universal Logistics Holdings, Inc.. Stock? ULH Key Strengths

Claude
  • + Positive operating cash flow of $183M provides some liquidity runway despite negative FCF
  • + Current and Quick ratios above 1.0x indicate basic short-term liquidity coverage
  • + Significant asset base of $1.8B provides collateral backing for financing needs

ULH Stock Risks: Universal Logistics Holdings, Inc.. Investment Risks

Claude
  • ! Negative free cash flow of -$41.1M indicates company is consuming capital and unsustainable without additional financing
  • ! Interest coverage of -1.3x means company cannot service debt from operating income - critical refinancing risk looms
  • ! Revenue declined 15.6% YoY with negative operating margin of -4.1% suggesting structural industry headwinds and poor cost control

Key Metrics to Watch

Claude
  • * Free cash flow trajectory - must achieve positive FCF to avoid liquidity crisis
  • * Revenue stabilization and operating margin recovery - path to profitability is essential
  • * Debt refinancing activities and covenant compliance - watch for restructuring announcements

Universal Logistics Holdings, Inc.. (ULH) Financial Metrics & Key Ratios

Revenue
$1.6B
Net Income
$-99.9M
EPS (Diluted)
$-3.79
Free Cash Flow
$-41.1M
Total Assets
$1.8B
Cash Position
$26.8M

💡 AI Analyst Insight

Universal Logistics Holdings, Inc.. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

ULH Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin -4.1%
Net Margin -6.4%
ROE -18.5%
ROA -5.6%
FCF Margin -2.6%

ULH vs Automotive Sector: How Universal Logistics Holdings, Inc.. Compares

How Universal Logistics Holdings, Inc.. compares to Automotive sector averages

Net Margin
ULH -6.4%
vs
Sector Avg 6.0%
ULH Sector
ROE
ULH -18.5%
vs
Sector Avg 12.0%
ULH Sector
Current Ratio
ULH 1.2x
vs
Sector Avg 1.2x
ULH Sector
Debt/Equity
ULH 1.5x
vs
Sector Avg 1.0x
ULH Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Universal Logistics Holdings, Inc.. Stock Overvalued? ULH Valuation Analysis 2026

Based on fundamental analysis, Universal Logistics Holdings, Inc.. shows some fundamental concerns relative to the Automotive sector in 2026.

Return on Equity
-18.5%
Sector avg: 12%
Net Profit Margin
-6.4%
Sector avg: 6%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.48x
Sector avg: 1x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Universal Logistics Holdings, Inc.. Balance Sheet: ULH Debt, Cash & Liquidity

Current Ratio
1.20x
Quick Ratio
1.17x
Debt/Equity
1.48x
Debt/Assets
0.0%
Interest Coverage
-1.31x
Long-term Debt
$797.6M

ULH Revenue & Earnings Growth: 5-Year Financial Trend

ULH 5-year financial data: Year 2021: Revenue $1.8B, Net Income $37.6M, EPS $1.34. Year 2022: Revenue $2.0B, Net Income $48.1M, EPS $1.78. Year 2023: Revenue $2.0B, Net Income $73.7M, EPS $2.74. Year 2024: Revenue $2.0B, Net Income $168.6M, EPS $6.37. Year 2025: Revenue $1.8B, Net Income $92.9M, EPS $3.53.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Universal Logistics Holdings, Inc..'s revenue has shown modest growth of 5% over the 5-year period. The most recent EPS of $3.53 reflects profitable operations.

ULH Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-2.6%
Free cash flow / Revenue

ULH Quarterly Earnings & Performance

Quarterly financial performance data for Universal Logistics Holdings, Inc.. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $396.8M $6.0M $1.01
Q2 2025 $393.8M $6.0M $0.32
Q1 2025 $382.4M $6.0M $0.23
Q3 2024 $421.3M $23.0M $0.88
Q2 2024 $412.6M $23.6M $0.90
Q1 2024 $437.4M $24.9M $0.95
Q3 2023 $421.3M $23.0M $0.88
Q2 2023 $412.6M $23.6M $0.90

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Universal Logistics Holdings, Inc.. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$183.0M
Cash generated from operations
Stock Buybacks
$85.0K
Shares repurchased (TTM)
Capital Expenditures
$224.2M
Investment in assets
Dividends Paid
$11.1M
Returned to shareholders

ULH SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Universal Logistics Holdings, Inc.. (CIK: 0001308208)

📋 Recent SEC Filings

Date Form Document Action
Apr 8, 2026 8-K ulh-20260402.htm View →
Mar 31, 2026 DEF 14A ulh-20260324.htm View →
Mar 20, 2026 8-K ulh-20260316.htm View →
Mar 19, 2026 8-K ulh-20260313.htm View →
Mar 16, 2026 10-K ulh-20251231.htm View →

Frequently Asked Questions about ULH

What is the AI rating for ULH?

Universal Logistics Holdings, Inc.. (ULH) has an AI rating of STRONG SELL with 88% confidence, based on fundamental analysis of SEC EDGAR filings.

What are ULH's key strengths?

Claude: Positive operating cash flow of $183M provides some liquidity runway despite negative FCF. Current and Quick ratios above 1.0x indicate basic short-term liquidity coverage.

What are the risks of investing in ULH?

Claude: Negative free cash flow of -$41.1M indicates company is consuming capital and unsustainable without additional financing. Interest coverage of -1.3x means company cannot service debt from operating income - critical refinancing risk looms.

What is ULH's revenue and growth?

Universal Logistics Holdings, Inc.. reported revenue of $1.6B.

Does ULH pay dividends?

Universal Logistics Holdings, Inc.. pays dividends, with $11.1M distributed to shareholders in the trailing twelve months.

Where can I find ULH SEC filings?

Official SEC filings for Universal Logistics Holdings, Inc.. (CIK: 0001308208) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is ULH's EPS?

Universal Logistics Holdings, Inc.. has a diluted EPS of $-3.79.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is ULH a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Universal Logistics Holdings, Inc.. has a STRONG SELL rating with 88% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is ULH stock overvalued or undervalued?

Valuation metrics for ULH: ROE of -18.5% (sector avg: 12%), net margin of -6.4% (sector avg: 6%). Compare these metrics with sector averages to assess valuation.

Should I buy ULH stock in 2026?

Our dual AI analysis gives Universal Logistics Holdings, Inc.. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is ULH's free cash flow?

Universal Logistics Holdings, Inc..'s operating cash flow is $183.0M, with capital expenditures of $224.2M. FCF margin is -2.6%.

How does ULH compare to other Automotive stocks?

Vs Automotive sector averages: Net margin -6.4% (avg: 6%), ROE -18.5% (avg: 12%), current ratio 1.20 (avg: 1.2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 18, 2026 | Data as of: 2025-12-31 | Powered by Claude AI