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United Homes Group, Inc. (UHGWW) Stock Fundamental Analysis & AI Rating 2026

UHGWW Nasdaq Operative Builders DE CIK: 0001830188
Recently Updated • Analysis: Apr 18, 2026 • SEC Data: 2025-12-31
STRONG SELL
95% Conf
Pending
Analysis scheduled

📊 UHGWW Key Takeaways

Revenue: $406.7M
Net Margin: -4.0%
Free Cash Flow: $-21.6M
Current Ratio: 0.01x
Debt/Equity: 1.18x
EPS: $-0.28
AI Rating: STRONG SELL with 95% confidence
United Homes Group, Inc. (UHGWW) receives a STRONG SELL rating with 95% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $406.7M, net profit margin of -4.0%, and return on equity (ROE) of -28.3%, United Homes Group, Inc. demonstrates mixed fundamentals in the Market sector. Below is our complete UHGWW stock analysis for 2026.

Is United Homes Group, Inc. (UHGWW) a Good Investment?

Claude

United Homes Group faces severe financial distress characterized by a catastrophic liquidity crisis (current ratio of 0.01x), negative operating cash flow of -$19.6M, and deteriorating profitability with revenue declining 12.3% YoY while generating -$16.3M net losses. The company lacks sufficient short-term assets to cover its obligations and is burning cash operationally, creating imminent solvency risk.

Why Buy United Homes Group, Inc. Stock? UHGWW Key Strengths

Claude
  • + Gross profit of $71.7M demonstrates core production capability above cost of goods
  • + Retained cash reserves of $24.4M provide temporary liquidity buffer
  • + Operates in homebuilding sector with long-term demographic demand fundamentals

UHGWW Stock Risks: United Homes Group, Inc. Investment Risks

Claude
  • ! Current ratio of 0.01x represents critical liquidity crisis with inadequate current assets to cover short-term liabilities
  • ! Negative operating cash flow of -$19.6M indicates core business is destroying cash and operations are unsustainable
  • ! Revenue declining 12.3% YoY while company posts -$4.0% net margin shows deteriorating market position and profitability collapse
  • ! High leverage with debt-to-equity ratio of 1.18x and $67.5M long-term debt limits refinancing flexibility
  • ! Free cash flow burn of -$21.6M with limited cash reserves suggests constrained runway before insolvency
  • ! Negative return metrics (ROE -28.3%, ROA -5.9%) and zero insider activity suggest no internal confidence

Key Metrics to Watch

Claude
  • * Current ratio and immediate liquidity position - critical threshold is 0.50x minimum
  • * Operating cash flow trend - must achieve positive cash generation from operations
  • * Revenue stabilization and gross margin sustainability - current decline trajectory is unsustainable
  • * Debt refinancing ability and covenant compliance given deteriorating financial position
  • * Quarterly cash burn rate and remaining months of operational runway at current burn pace

United Homes Group, Inc. (UHGWW) Financial Metrics & Key Ratios

Revenue
$406.7M
Net Income
$-16.3M
EPS (Diluted)
$-0.28
Free Cash Flow
$-21.6M
Total Assets
$276.6M
Cash Position
$24.4M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

UHGWW Profit Margin, ROE & Profitability Analysis

Gross Margin 17.6%
Operating Margin 0.0%
Net Margin -4.0%
ROE -28.3%
ROA -5.9%
FCF Margin -5.3%

UHGWW vs Market Sector: How United Homes Group, Inc. Compares

How United Homes Group, Inc. compares to Market sector averages

Net Margin
UHGWW -4.0%
vs
Sector Avg 12.0%
UHGWW Sector
ROE
UHGWW -28.3%
vs
Sector Avg 15.0%
UHGWW Sector
Current Ratio
UHGWW 0.0x
vs
Sector Avg 1.8x
UHGWW Sector
Debt/Equity
UHGWW 1.2x
vs
Sector Avg 0.7x
UHGWW Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is United Homes Group, Inc. Stock Overvalued? UHGWW Valuation Analysis 2026

Based on fundamental analysis, United Homes Group, Inc. shows some fundamental concerns relative to the Market sector in 2026.

Return on Equity
-28.3%
Sector avg: 15%
Net Profit Margin
-4.0%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.18x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

United Homes Group, Inc. Balance Sheet: UHGWW Debt, Cash & Liquidity

Current Ratio
0.01x
Quick Ratio
-40.55x
Debt/Equity
1.18x
Debt/Assets
79.3%
Interest Coverage
N/A
Long-term Debt
$67.5M

UHGWW Revenue & Earnings Growth: 5-Year Financial Trend

UHGWW 5-year financial data: Year 2023: Revenue $477.0M, Net Income $69.5M, EPS $1.81. Year 2024: Revenue $463.7M, Net Income $125.1M, EPS $2.35. Year 2025: Revenue $463.7M, Net Income $46.9M, EPS $0.90.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: United Homes Group, Inc.'s revenue has remained relatively flat over the 5-year period, with a 3% decline. The most recent EPS of $0.90 reflects profitable operations.

UHGWW Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-5.3%
Free cash flow / Revenue

UHGWW Quarterly Earnings & Performance

Quarterly financial performance data for United Homes Group, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $90.8M -$6.3M $-0.15
Q2 2025 $105.5M -$6.3M $-0.11
Q1 2025 $87.0M $18.2M $0.31
Q3 2024 $87.7M -$7.3M $-0.15
Q2 2024 $109.4M $24.9M $0.50
Q1 2024 $94.8M $24.9M $0.44
Q3 2023 $87.7M $15.7M $0.40
Q2 2023 $122.1M $17.0M $0.69

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

United Homes Group, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$19.6M
Cash generated from operations
Capital Expenditures
$2.1M
Investment in assets
Dividends
None
No dividend program

UHGWW SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for United Homes Group, Inc. (CIK: 0001830188)

📋 Recent SEC Filings

Date Form Document Action
Apr 3, 2026 8-K uhg-20260331.htm View →
Mar 13, 2026 10-K uhg-20251231.htm View →
Mar 12, 2026 8-K uhg-20260312.htm View →
Feb 23, 2026 8-K tm266691d1_8k.htm View →
Jan 16, 2026 8-K uhg-20260113.htm View →

Frequently Asked Questions about UHGWW

What is the AI rating for UHGWW?

United Homes Group, Inc. (UHGWW) has an AI rating of STRONG SELL with 95% confidence, based on fundamental analysis of SEC EDGAR filings.

What are UHGWW's key strengths?

Claude: Gross profit of $71.7M demonstrates core production capability above cost of goods. Retained cash reserves of $24.4M provide temporary liquidity buffer.

What are the risks of investing in UHGWW?

Claude: Current ratio of 0.01x represents critical liquidity crisis with inadequate current assets to cover short-term liabilities. Negative operating cash flow of -$19.6M indicates core business is destroying cash and operations are unsustainable.

What is UHGWW's revenue and growth?

United Homes Group, Inc. reported revenue of $406.7M.

Does UHGWW pay dividends?

United Homes Group, Inc. does not currently pay dividends.

Where can I find UHGWW SEC filings?

Official SEC filings for United Homes Group, Inc. (CIK: 0001830188) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is UHGWW's EPS?

United Homes Group, Inc. has a diluted EPS of $-0.28.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is UHGWW a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, United Homes Group, Inc. has a STRONG SELL rating with 95% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is UHGWW stock overvalued or undervalued?

Valuation metrics for UHGWW: ROE of -28.3% (sector avg: 15%), net margin of -4.0% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy UHGWW stock in 2026?

Our dual AI analysis gives United Homes Group, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is UHGWW's free cash flow?

United Homes Group, Inc.'s operating cash flow is $-19.6M, with capital expenditures of $2.1M. FCF margin is -5.3%.

How does UHGWW compare to other Market stocks?

Vs Default sector averages: Net margin -4.0% (avg: 12%), ROE -28.3% (avg: 15%), current ratio 0.01 (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 18, 2026 | Data as of: 2025-12-31 | Powered by Claude AI