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BZH Stock Analysis - BEAZER HOMES USA INC AI Rating

BZH NYSE Operative Builders DE CIK: 0000915840
Recently Updated • Analysis: Mar 21, 2026 • SEC Data: 2025-12-31
AI Rating
STRONG SELL
92% Confidence

📊 BZH Key Takeaways

Revenue: $363.5M
Net Margin: -9.0%
Free Cash Flow: $-170.9M
Current Ratio: N/A
Debt/Equity: 1.29x
EPS: $-1.13
AI Rating: STRONG SELL with 92% confidence

Investment Thesis

Beazer Homes is experiencing severe operational distress with negative net income of -$32.6M, negative operating cash flow of -$165.3M, and deeply negative margins across profitability metrics. The company is burning cash despite modest revenue growth, with a high debt-to-equity ratio of 1.29x constraining financial flexibility during this downturn.

BZH Strengths

  • + Modest revenue growth of 1.8% YoY shows some market demand persistence
  • + Reasonable asset base of $2.6B provides collateral and restructuring options
  • + Cash position of $124.3M offers some near-term liquidity buffer

BZH Risks

  • ! Severe profitability crisis with negative operating margin of -8.8% and net margin of -9.0%
  • ! Negative operating cash flow of -$165.3M indicates core business is destroying cash and unable to fund operations
  • ! High leverage with $1.6B long-term debt and 1.29x debt-to-equity ratio limits financial flexibility during distress
  • ! Free cash flow of -$170.9M is unsustainable and threatens debt service capability
  • ! Diluted EPS declined 66.4% YoY, indicating shareholder value destruction

Key Metrics to Watch

BZH Financial Metrics

Revenue
$363.5M
Net Income
$-32.6M
EPS (Diluted)
$-1.13
Free Cash Flow
$-170.9M
Total Assets
$2.6B
Cash Position
$124.3M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

BZH Profitability Ratios

Gross Margin 10.2%
Operating Margin -8.8%
Net Margin -9.0%
ROE -2.7%
ROA -1.2%
FCF Margin -47.0%

BZH vs Default Sector

How BEAZER HOMES USA INC compares to Default sector averages

Net Margin
BZH -9.0%
vs
Sector Avg 12.0%
BZH Sector
ROE
BZH -2.7%
vs
Sector Avg 15.0%
BZH Sector
Current Ratio
BZH 0.0x
vs
Sector Avg 1.8x
BZH Sector
Debt/Equity
BZH 1.3x
vs
Sector Avg 0.7x
BZH Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

BZH Balance Sheet & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
1.29x
Debt/Assets
54.5%
Interest Coverage
N/A
Long-term Debt
$1.6B

BZH 5-Year Financial Trend

BZH 5-year financial data: Year 2021: Revenue $2.1B, Net Income -$79.5M, EPS $-2.60. Year 2022: Revenue $2.3B, Net Income $52.2M, EPS $1.74. Year 2023: Revenue $2.3B, Net Income $122.0M, EPS $4.01. Year 2024: Revenue $2.3B, Net Income $220.7M, EPS $7.17. Year 2025: Revenue $2.4B, Net Income $158.6M, EPS $5.16.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: BEAZER HOMES USA INC's revenue has grown significantly by 11% over the 5-year period, indicating strong business expansion. The most recent EPS of $5.16 reflects profitable operations.

BZH Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-47.0%
Free cash flow / Revenue

BZH Quarterly Performance

Quarterly financial performance data for BEAZER HOMES USA INC including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $363.5M $3.1M $0.10
Q3 2025 $545.4M -$324.0K $-0.01
Q2 2025 $541.5M $12.8M $0.42
Q1 2025 $386.8M $3.1M $0.10
Q3 2024 $572.5M $27.2M $0.88
Q2 2024 $541.5M $34.7M $1.13
Q1 2024 $386.8M $21.7M $0.70
Q3 2023 $526.7M $43.8M $1.42

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

BZH Capital Allocation

Operating Cash Flow
-$165.3M
Cash generated from operations
Stock Buybacks
$15.1M
Shares repurchased (TTM)
Capital Expenditures
$5.6M
Investment in assets
Dividends
None
No dividend program

BZH SEC Filings

Access official SEC EDGAR filings for BEAZER HOMES USA INC (CIK: 0000915840)

📋 Recent SEC Filings

Date Form Document Action
Mar 17, 2026 8-K bzh-20260313.htm View →
Feb 5, 2026 8-K bzh-20260205.htm View →
Feb 5, 2026 4 xslF345X05/wk-form4_1770326180.xml View →
Jan 29, 2026 10-Q bzh-20251231.htm View →
Jan 29, 2026 8-K bzh-20260129.htm View →

Frequently Asked Questions about BZH

What is the AI rating for BZH?

BEAZER HOMES USA INC (BZH) has an AI rating of STRONG SELL with 92% confidence, based on fundamental analysis of SEC EDGAR filings.

What are BZH's key strengths?

Modest revenue growth of 1.8% YoY shows some market demand persistence. Reasonable asset base of $2.6B provides collateral and restructuring options.

What are the risks of investing in BZH?

Severe profitability crisis with negative operating margin of -8.8% and net margin of -9.0%. Negative operating cash flow of -$165.3M indicates core business is destroying cash and unable to fund operations.

What is BZH's revenue and growth?

BEAZER HOMES USA INC reported revenue of $363.5M.

Does BZH pay dividends?

BEAZER HOMES USA INC does not currently pay dividends.

Where can I find BZH SEC filings?

Official SEC filings for BEAZER HOMES USA INC (CIK: 0000915840) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BZH's EPS?

BEAZER HOMES USA INC has a diluted EPS of $-1.13.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 21, 2026 | Data as of: 2025-12-31 | Powered by Claude AI