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Taylor Morrison Home Corp (TMHC) Stock Fundamental Analysis & AI Rating 2026

TMHC NYSE Operative Builders DE CIK: 0001562476
Recently Updated • Analysis: Apr 17, 2026 • SEC Data: 2025-12-31
📅 Next earnings: Apr 22, 2026 (in 5 days) • Pre-market ET • EPS est. $0.82 (vs $2.18 prior year) • All earnings →
HOLD
72% Conf
Pending
Analysis scheduled

📊 TMHC Key Takeaways

Revenue: $8.1B
Net Margin: 9.6%
Free Cash Flow: $777.0M
Current Ratio: N/A
Debt/Equity: 0.36x
EPS: $7.77
AI Rating: HOLD with 72% confidence
Taylor Morrison Home Corp (TMHC) receives a HOLD rating with 72% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $8.1B, net profit margin of 9.6%, and return on equity (ROE) of 12.4%, Taylor Morrison Home Corp demonstrates mixed fundamentals in the Market sector. Below is our complete TMHC stock analysis for 2026.

Is Taylor Morrison Home Corp (TMHC) a Good Investment?

Claude

Taylor Morrison demonstrates a fortress-like balance sheet with 0.36x Debt/Equity ratio and exceptional free cash flow generation of $777M, but is experiencing concerning operational headwinds with net income declining 10.8% YoY while revenue barely declined 0.6%, signaling margin compression. The company's solid profitability margins and cash generation provide a buffer, but downward earnings trajectory requires monitoring for signs of stabilization.

Why Buy Taylor Morrison Home Corp Stock? TMHC Key Strengths

Claude
  • + Conservative leverage with 0.36x Debt/Equity ratio and $850M cash reserves provides significant financial flexibility
  • + Exceptional free cash flow generation of $777M with 9.6% FCF margin demonstrates strong underlying business cash generation
  • + Healthy profitability across all levels: 23% gross margin, 12.6% operating margin, 9.6% net margin

TMHC Stock Risks: Taylor Morrison Home Corp Investment Risks

Claude
  • ! Net income declined 10.8% YoY while revenue only declined 0.6%, indicating significant margin compression and operational challenges
  • ! Homebuilder sector exposure to interest rate cycles and housing demand volatility creates cyclical downturn risk
  • ! Earnings per share declining 6.0% YoY despite strong cash flow suggests profitability pressures may persist

Key Metrics to Watch

Claude
  • * Revenue growth stabilization - critical to reverse -0.6% YoY decline trend
  • * Gross and operating margin trends - monitor for continued compression below current levels
  • * Free cash flow conversion ratio - ensure earnings decline does not translate to cash flow deterioration

Taylor Morrison Home Corp (TMHC) Financial Metrics & Key Ratios

Revenue
$8.1B
Net Income
$782.5M
EPS (Diluted)
$7.77
Free Cash Flow
$777.0M
Total Assets
$9.8B
Cash Position
$850.0M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

TMHC Profit Margin, ROE & Profitability Analysis

Gross Margin 23.0%
Operating Margin 12.6%
Net Margin 9.6%
ROE 12.4%
ROA 8.0%
FCF Margin 9.6%

TMHC vs Market Sector: How Taylor Morrison Home Corp Compares

How Taylor Morrison Home Corp compares to Market sector averages

Net Margin
TMHC 9.6%
vs
Sector Avg 12.0%
TMHC Sector
ROE
TMHC 12.4%
vs
Sector Avg 15.0%
TMHC Sector
Current Ratio
TMHC 0.0x
vs
Sector Avg 1.8x
TMHC Sector
Debt/Equity
TMHC 0.4x
vs
Sector Avg 0.7x
TMHC Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Taylor Morrison Home Corp Stock Overvalued? TMHC Valuation Analysis 2026

Based on fundamental analysis, Taylor Morrison Home Corp has mixed fundamental signals relative to the Market sector in 2026.

Return on Equity
12.4%
Sector avg: 15%
Net Profit Margin
9.6%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.36x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Taylor Morrison Home Corp Balance Sheet: TMHC Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
0.36x
Debt/Assets
35.9%
Interest Coverage
N/A
Long-term Debt
$2.3B

TMHC Revenue & Earnings Growth: 5-Year Financial Trend

TMHC 5-year financial data: Year 2021: Revenue $7.5B, Net Income $254.7M, EPS $2.35. Year 2022: Revenue $8.2B, Net Income $243.4M, EPS $1.88. Year 2023: Revenue $8.2B, Net Income $663.0M, EPS $5.18. Year 2024: Revenue $8.2B, Net Income $1.1B, EPS $9.06. Year 2025: Revenue $8.2B, Net Income $768.9M, EPS $6.98.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Taylor Morrison Home Corp's revenue has shown modest growth of 9% over the 5-year period. The most recent EPS of $6.98 reflects profitable operations.

TMHC Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
9.6%
Free cash flow / Revenue

TMHC Quarterly Earnings & Performance

Quarterly financial performance data for Taylor Morrison Home Corp including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $2.1B $201.4M $2.01
Q2 2025 $2.0B $193.6M $1.86
Q1 2025 $1.7B $190.3M $1.75
Q3 2024 $1.7B $170.7M $1.54
Q2 2024 $2.0B $199.5M $1.86
Q1 2024 $1.7B $190.3M $1.74
Q3 2023 $1.7B $170.7M $1.54
Q2 2023 $2.0B $234.6M $2.12

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Taylor Morrison Home Corp Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$817.3M
Cash generated from operations
Stock Buybacks
$381.0M
Shares repurchased (TTM)
Capital Expenditures
$40.4M
Investment in assets
Dividends
None
No dividend program

TMHC SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Taylor Morrison Home Corp (CIK: 0001562476)

📋 Recent SEC Filings

Date Form Document Action
Apr 10, 2026 DEF 14A ny20066962x771_def14a.htm View →
Apr 2, 2026 4 xslF345X06/ownership.xml View →
Mar 17, 2026 8-K d61298d8k.htm View →
Mar 16, 2026 4 xslF345X05/ownership.xml View →
Mar 16, 2026 4 xslF345X05/ownership.xml View →

Frequently Asked Questions about TMHC

What is the AI rating for TMHC?

Taylor Morrison Home Corp (TMHC) has an AI rating of HOLD with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are TMHC's key strengths?

Claude: Conservative leverage with 0.36x Debt/Equity ratio and $850M cash reserves provides significant financial flexibility. Exceptional free cash flow generation of $777M with 9.6% FCF margin demonstrates strong underlying business cash generation.

What are the risks of investing in TMHC?

Claude: Net income declined 10.8% YoY while revenue only declined 0.6%, indicating significant margin compression and operational challenges. Homebuilder sector exposure to interest rate cycles and housing demand volatility creates cyclical downturn risk.

What is TMHC's revenue and growth?

Taylor Morrison Home Corp reported revenue of $8.1B.

Does TMHC pay dividends?

Taylor Morrison Home Corp does not currently pay dividends.

Where can I find TMHC SEC filings?

Official SEC filings for Taylor Morrison Home Corp (CIK: 0001562476) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is TMHC's EPS?

Taylor Morrison Home Corp has a diluted EPS of $7.77.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is TMHC a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Taylor Morrison Home Corp has a HOLD rating with 72% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is TMHC stock overvalued or undervalued?

Valuation metrics for TMHC: ROE of 12.4% (sector avg: 15%), net margin of 9.6% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy TMHC stock in 2026?

Our dual AI analysis gives Taylor Morrison Home Corp a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is TMHC's free cash flow?

Taylor Morrison Home Corp's operating cash flow is $817.3M, with capital expenditures of $40.4M. FCF margin is 9.6%.

How does TMHC compare to other Market stocks?

Vs Default sector averages: Net margin 9.6% (avg: 12%), ROE 12.4% (avg: 15%), current ratio N/A (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 17, 2026 | Data as of: 2025-12-31 | Powered by Claude AI