📊 TPH Key Takeaways
Is Tri Pointe Homes, Inc. (TPH) a Good Investment?
Tri Pointe Homes faces severe operational deterioration with revenue collapsing 22.8% YoY and margins compressed to negligible levels (1.1% operating margin). Critically, the company is burning cash operationally (-$48.0M) despite positive accounting earnings, indicating serious working capital or execution issues. While a strong balance sheet ($847.9M cash, 0.20x D/E) provides temporary insulation, the combination of declining topline, negative operating cash flow, and minimal profitability suggests continued distress in a weakening housing market.
Tri Pointe Homes, Inc. Key Strengths (TPH)
- Fortress balance sheet with $847.9M cash provides financial flexibility
- Conservative leverage at 0.20x Debt/Equity limits refinancing risk
- 48.8% gross margin indicates underlying pricing power despite market weakness
TPH Stock Risks: Tri Pointe Homes, Inc. Investment Risks
- Operating cash flow negative at -$48.0M signals working capital stress despite positive earnings
- Revenue declined 22.8% YoY indicating severe market headwinds for home builders
- Operating margin collapsed to 1.1% and returns on assets/equity essentially zero (ROA 0.1%, ROE 0.2%)
- EPS dropped 43.7% YoY despite flat net income, indicating share dilution concerns
- Negative free cash flow of -$54.7M unsustainable long-term even with cash reserves
Key Metrics to Watch
- Operating cash flow recovery - critical indicator of operational health beyond accounting earnings
- Revenue trajectory and order bookings - determine if decline stabilizes or continues
- Operating margin expansion - assess if company can restore profitability amid market recovery
- Cash burn rate relative to balance sheet reserves - timeline for financial stress if negative FCF persists
Tri Pointe Homes, Inc. (TPH) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
TPH Profit Margin, ROE & Profitability Analysis
TPH vs Market Sector: How Tri Pointe Homes, Inc. Compares
How Tri Pointe Homes, Inc. compares to Market sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Tri Pointe Homes, Inc. Stock Overvalued? TPH Valuation Analysis 2026
Based on fundamental analysis, Tri Pointe Homes, Inc. has mixed fundamental signals relative to the Market sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Tri Pointe Homes, Inc. Balance Sheet: TPH Debt, Cash & Liquidity
TPH Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Tri Pointe Homes, Inc.'s revenue has grown significantly by 13% over the 5-year period, indicating strong business expansion. The most recent EPS of $3.45 reflects profitable operations.
TPH Revenue Growth, EPS Growth & YoY Performance
TPH Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $521.4M | $6.8M | $0.08 |
| Q3 2025 | $854.7M | $56.1M | $0.64 |
| Q2 2025 | $902.4M | $60.7M | $0.68 |
| Q1 2025 | $740.9M | $64.0M | $0.70 |
| Q3 2024 | $838.5M | $75.4M | $0.76 |
| Q2 2024 | $837.3M | $60.7M | $0.60 |
| Q1 2024 | $779.7M | $74.7M | $0.73 |
| Q3 2023 | $838.5M | $75.4M | $0.76 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Tri Pointe Homes, Inc. Dividends, Buybacks & Capital Allocation
TPH SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Tri Pointe Homes, Inc. (CIK: 0001561680)
📋 Recent SEC Filings
❓ Frequently Asked Questions about TPH
What is the AI rating for TPH?
Tri Pointe Homes, Inc. (TPH) has an AI grade of C with 78% confidence, based on fundamental analysis of SEC EDGAR filings.
What are TPH's key strengths?
Claude: Fortress balance sheet with $847.9M cash provides financial flexibility. Conservative leverage at 0.20x Debt/Equity limits refinancing risk.
What are the risks of investing in TPH?
Claude: Operating cash flow negative at -$48.0M signals working capital stress despite positive earnings. Revenue declined 22.8% YoY indicating severe market headwinds for home builders.
What is TPH's revenue and growth?
Tri Pointe Homes, Inc. reported revenue of $521.4M.
Does TPH pay dividends?
Tri Pointe Homes, Inc. does not currently pay dividends.
Where can I find TPH SEC filings?
Official SEC filings for Tri Pointe Homes, Inc. (CIK: 0001561680) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is TPH's EPS?
Tri Pointe Homes, Inc. has a diluted EPS of $0.08.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is TPH's fundamental grade?
Based on our AI fundamental analysis in June 2026, Tri Pointe Homes, Inc. has a C grade with 78% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is TPH stock overvalued or undervalued?
Valuation metrics for TPH: ROE of 0.2% (sector avg: 15%), net margin of 1.3% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
What is TPH's AI grade for 2026?
Our dual AI analysis gives Tri Pointe Homes, Inc. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is TPH's free cash flow?
Tri Pointe Homes, Inc.'s operating cash flow is $-48.0M, with capital expenditures of $6.7M. FCF margin is -10.5%.
How does TPH compare to other Market stocks?
Vs Default sector averages: Net margin 1.3% (avg: 12%), ROE 0.2% (avg: 15%), current ratio N/A (avg: 1.8).