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Tri Pointe Homes, Inc. (TPH) Stock Fundamental Analysis & AI Rating 2026

TPH NYSE Operative Builders DE CIK: 0001561680
Recently Updated • Analysis: Apr 17, 2026 • SEC Data: 2025-12-31
BUY
72% Conf
Pending
Analysis scheduled

📊 TPH Key Takeaways

Revenue: $3.5B
Net Margin: 6.9%
Free Cash Flow: $128.5M
Current Ratio: N/A
Debt/Equity: 0.19x
EPS: $2.72
AI Rating: BUY with 72% confidence
Tri Pointe Homes, Inc. (TPH) receives a BUY rating with 72% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $3.5B, net profit margin of 6.9%, and return on equity (ROE) of 7.3%, Tri Pointe Homes, Inc. demonstrates strong fundamentals in the Market sector. Below is our complete TPH stock analysis for 2026.

Is Tri Pointe Homes, Inc. (TPH) a Good Investment?

Claude

Tri Pointe maintains fortress-like financial fundamentals with 0.19x leverage and $983M cash, providing strategic flexibility during cyclical downturn. Despite sharp 22.8% revenue decline, the company preserved net profitability and generated $128.5M free cash flow, demonstrating operational discipline and resilience through sector weakness.

Why Buy Tri Pointe Homes, Inc. Stock? TPH Key Strengths

Claude
  • + Exceptional balance sheet with minimal leverage (0.19x D/E) and $983M cash reserves providing significant downside protection
  • + Positive free cash flow generation ($128.5M) despite revenue decline indicates sustainable operations and capital returns potential
  • + Maintained net profitability and 6.9% net margin despite 22.8% revenue headwind, showing effective cost management

TPH Stock Risks: Tri Pointe Homes, Inc. Investment Risks

Claude
  • ! Severe revenue contraction of 22.8% YoY signals significant sector cyclicality or market share losses requiring investigation
  • ! Diluted EPS collapsed 43.7% despite flat net income, indicating potential share dilution or other earnings headwinds
  • ! Thin gross margins (7.3%) provide minimal pricing power and limited cushion to absorb further market deterioration

Key Metrics to Watch

Claude
  • * Sequential revenue trends and order backlog to assess demand stabilization
  • * Gross margin trajectory as pricing power and input costs normalize
  • * Free cash flow conversion and cash position sustainability through potential extended downcycle

Tri Pointe Homes, Inc. (TPH) Financial Metrics & Key Ratios

Revenue
$3.5B
Net Income
$241.1M
EPS (Diluted)
$2.72
Free Cash Flow
$128.5M
Total Assets
$5.0B
Cash Position
$982.8M

💡 AI Analyst Insight

The relatively thin 3.7% FCF margin may limit capital allocation flexibility. The current ratio below 1.0x warrants monitoring of short-term liquidity.

TPH Profit Margin, ROE & Profitability Analysis

Gross Margin 7.3%
Operating Margin 8.7%
Net Margin 6.9%
ROE 7.3%
ROA 4.8%
FCF Margin 3.7%

TPH vs Market Sector: How Tri Pointe Homes, Inc. Compares

How Tri Pointe Homes, Inc. compares to Market sector averages

Net Margin
TPH 6.9%
vs
Sector Avg 12.0%
TPH Sector
ROE
TPH 7.3%
vs
Sector Avg 15.0%
TPH Sector
Current Ratio
TPH 0.0x
vs
Sector Avg 1.8x
TPH Sector
Debt/Equity
TPH 0.2x
vs
Sector Avg 0.7x
TPH Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Tri Pointe Homes, Inc. Stock Overvalued? TPH Valuation Analysis 2026

Based on fundamental analysis, Tri Pointe Homes, Inc. has mixed fundamental signals relative to the Market sector in 2026.

Return on Equity
7.3%
Sector avg: 15%
Net Profit Margin
6.9%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.19x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Tri Pointe Homes, Inc. Balance Sheet: TPH Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
0.19x
Debt/Assets
33.4%
Interest Coverage
N/A
Long-term Debt
$646.5M

TPH Revenue & Earnings Growth: 5-Year Financial Trend

TPH 5-year financial data: Year 2021: Revenue $4.0B, Net Income N/A, EPS $1.47. Year 2022: Revenue $4.3B, Net Income $282.2M, EPS $2.17. Year 2023: Revenue $4.3B, Net Income $469.3M, EPS $4.12. Year 2024: Revenue $4.5B, Net Income $576.1M, EPS $5.54. Year 2025: Revenue $4.5B, Net Income $343.7M, EPS $3.45.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Tri Pointe Homes, Inc.'s revenue has grown significantly by 13% over the 5-year period, indicating strong business expansion. The most recent EPS of $3.45 reflects profitable operations.

TPH Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
3.7%
Free cash flow / Revenue

TPH Quarterly Earnings & Performance

Quarterly financial performance data for Tri Pointe Homes, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $854.7M $56.1M $0.64
Q2 2025 $902.4M $60.7M $0.68
Q1 2025 $740.9M $64.0M $0.70
Q3 2024 $838.5M $75.4M $0.76
Q2 2024 $837.3M $60.7M $0.60
Q1 2024 $779.7M $74.7M $0.73
Q3 2023 $838.5M $75.4M $0.76
Q2 2023 $837.3M $60.7M $0.60

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Tri Pointe Homes, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$161.5M
Cash generated from operations
Stock Buybacks
$277.4M
Shares repurchased (TTM)
Capital Expenditures
$32.9M
Investment in assets
Dividends
None
No dividend program

TPH SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Tri Pointe Homes, Inc. (CIK: 0001561680)

📋 Recent SEC Filings

Date Form Document Action
Apr 17, 2026 8-K tph-20260416.htm View →
Apr 17, 2026 8-K d110756d8k.htm View →
Apr 16, 2026 8-K d130777d8k.htm View →
Apr 15, 2026 4 xslF345X06/wk-form4_1776282524.xml View →
Apr 14, 2026 4 xslF345X06/wk-form4_1776195715.xml View →

Frequently Asked Questions about TPH

What is the AI rating for TPH?

Tri Pointe Homes, Inc. (TPH) has an AI rating of BUY with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are TPH's key strengths?

Claude: Exceptional balance sheet with minimal leverage (0.19x D/E) and $983M cash reserves providing significant downside protection. Positive free cash flow generation ($128.5M) despite revenue decline indicates sustainable operations and capital returns potential.

What are the risks of investing in TPH?

Claude: Severe revenue contraction of 22.8% YoY signals significant sector cyclicality or market share losses requiring investigation. Diluted EPS collapsed 43.7% despite flat net income, indicating potential share dilution or other earnings headwinds.

What is TPH's revenue and growth?

Tri Pointe Homes, Inc. reported revenue of $3.5B.

Does TPH pay dividends?

Tri Pointe Homes, Inc. does not currently pay dividends.

Where can I find TPH SEC filings?

Official SEC filings for Tri Pointe Homes, Inc. (CIK: 0001561680) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is TPH's EPS?

Tri Pointe Homes, Inc. has a diluted EPS of $2.72.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is TPH a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Tri Pointe Homes, Inc. has a BUY rating with 72% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is TPH stock overvalued or undervalued?

Valuation metrics for TPH: ROE of 7.3% (sector avg: 15%), net margin of 6.9% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy TPH stock in 2026?

Our dual AI analysis gives Tri Pointe Homes, Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is TPH's free cash flow?

Tri Pointe Homes, Inc.'s operating cash flow is $161.5M, with capital expenditures of $32.9M. FCF margin is 3.7%.

How does TPH compare to other Market stocks?

Vs Default sector averages: Net margin 6.9% (avg: 12%), ROE 7.3% (avg: 15%), current ratio N/A (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 17, 2026 | Data as of: 2025-12-31 | Powered by Claude AI