📊 TDUP Key Takeaways
Is ThredUp Inc. (TDUP) a Good Investment?
ThredUp demonstrates strong revenue growth (+19.5% YoY) and exceptional gross margins (79.2%), with improving losses indicating a narrowing path to profitability. However, current unprofitability, liquidity constraints (current ratio 0.95x), and minimal free cash flow margin (0.8%) present material near-term risks that warrant cautious positioning.
ThredUp Inc. Key Strengths (TDUP)
- Strong revenue growth of 19.5% YoY in a competitive retail sector
- Excellent gross margin of 79.2% demonstrating pricing power and operational efficiency
- Significant net income improvement of 73.7% YoY showing trajectory toward profitability
- Positive operating and free cash flow despite accounting losses
- Conservative leverage (0.30x debt/equity) with reasonable cash position of 39.0M
TDUP Stock Risks: ThredUp Inc. Investment Risks
- Current ratio of 0.95x indicates potential short-term liquidity stress with current liabilities exceeding assets
- Persistent unprofitability at operating (-8.1% margin) and net income (-7.9% margin) levels
- Extremely thin free cash flow margin of 0.8% leaves minimal buffer for operational disruptions
- Negative interest coverage ratio (-9.7x) limits financial flexibility
- Operating losses must reverse to sustain long-term viability and manage debt obligations
Key Metrics to Watch
- Path to operating profitability and timeline to positive operating margins
- Current ratio trend and working capital management
- Operating cash flow sustainability and free cash flow expansion
- Gross margin stability as company scales
- Insider trading activity for confidence signals on turnaround trajectory
ThredUp Inc. (TDUP) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The relatively thin 0.8% FCF margin may limit capital allocation flexibility. The current ratio below 1.0x warrants monitoring of short-term liquidity.
TDUP Profit Margin, ROE & Profitability Analysis
TDUP vs Consumer Sector: How ThredUp Inc. Compares
How ThredUp Inc. compares to Consumer sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is ThredUp Inc. Stock Overvalued? TDUP Valuation Analysis 2026
Based on fundamental analysis, ThredUp Inc. has mixed fundamental signals relative to the Consumer sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
ThredUp Inc. Balance Sheet: TDUP Debt, Cash & Liquidity
TDUP Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: ThredUp Inc.'s revenue has grown significantly by 23% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.69 indicates the company is currently unprofitable.
TDUP Revenue Growth, EPS Growth & YoY Performance
TDUP Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $71.3M | -$5.2M | $-0.04 |
| Q3 2025 | $61.5M | -$4.2M | $-0.03 |
| Q2 2025 | $66.7M | -$5.2M | $-0.04 |
| Q1 2025 | $64.5M | -$5.2M | $-0.04 |
| Q3 2024 | $73.0M | -$14.0M | $-0.17 |
| Q2 2024 | $79.8M | -$14.0M | $-0.13 |
| Q1 2024 | $75.9M | -$16.6M | $-0.15 |
| Q3 2023 | $67.9M | -$18.1M | $-0.17 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
ThredUp Inc. Dividends, Buybacks & Capital Allocation
TDUP SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for ThredUp Inc. (CIK: 0001484778)
📋 Recent SEC Filings
| Date | Form | Document | Action |
|---|---|---|---|
| May 21, 2026 | 4 | xslF345X06/wk-form4_1779394222.xml | View → |
| May 21, 2026 | 4 | xslF345X06/wk-form4_1779394195.xml | View → |
| May 21, 2026 | 4 | xslF345X06/wk-form4_1779394147.xml | View → |
| May 21, 2026 | 4 | xslF345X06/wk-form4_1779394120.xml | View → |
| May 21, 2026 | 4 | xslF345X06/wk-form4_1779394099.xml | View → |
❓ Frequently Asked Questions about TDUP
What is the AI rating for TDUP?
ThredUp Inc. (TDUP) has an AI grade of B with 72% confidence, based on fundamental analysis of SEC EDGAR filings.
What are TDUP's key strengths?
Claude: Strong revenue growth of 19.5% YoY in a competitive retail sector. Excellent gross margin of 79.2% demonstrating pricing power and operational efficiency.
What are the risks of investing in TDUP?
Claude: Current ratio of 0.95x indicates potential short-term liquidity stress with current liabilities exceeding assets. Persistent unprofitability at operating (-8.1% margin) and net income (-7.9% margin) levels.
What is TDUP's revenue and growth?
ThredUp Inc. reported revenue of $81.7M.
Does TDUP pay dividends?
ThredUp Inc. does not currently pay dividends.
Where can I find TDUP SEC filings?
Official SEC filings for ThredUp Inc. (CIK: 0001484778) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is TDUP's EPS?
ThredUp Inc. has a diluted EPS of $-0.05.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is TDUP's fundamental grade?
Based on our AI fundamental analysis in June 2026, ThredUp Inc. has a B grade with 72% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is TDUP stock overvalued or undervalued?
Valuation metrics for TDUP: ROE of -10.9% (sector avg: 18%), net margin of -7.9% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.
What is TDUP's AI grade for 2026?
Our dual AI analysis gives ThredUp Inc. a combined B grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is TDUP's free cash flow?
ThredUp Inc.'s operating cash flow is $4.8M, with capital expenditures of $4.1M. FCF margin is 0.8%.
How does TDUP compare to other Consumer stocks?
Vs Consumer sector averages: Net margin -7.9% (avg: 8%), ROE -10.9% (avg: 18%), current ratio 0.95 (avg: 1.5).