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Insight Enterprises Inc. (NSIT) Stock Fundamental Analysis & AI Rating 2026

NSIT Nasdaq Retail-Catalog & Mail-Order Houses DE CIK: 0000932696
Updated This Month • Analysis: May 9, 2026 • SEC Data: 2026-03-31
Combined AI Rating
SELL
67% Confidence
AGREEMENT
SELL
72% Conf
HOLD
62% Conf

📊 NSIT Key Takeaways

Revenue: $2.1B
Net Margin: 1.4%
Free Cash Flow: $26.4M
Current Ratio: 1.21x
Debt/Equity: 0.92x
EPS: $0.97
AI Rating: SELL with 72% confidence
Insight Enterprises Inc. (NSIT) receives a SELL rating with 67% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $2.1B, net profit margin of 1.4%, and return on equity (ROE) of 1.9%, Insight Enterprises Inc. demonstrates mixed fundamentals in the Consumer sector. Below is our complete NSIT stock analysis for 2026.

Is Insight Enterprises Inc. (NSIT) a Good Investment?

Claude

NSIT operates in a structurally declining catalog/mail-order retail sector while experiencing accelerating operational deterioration. Revenue contracted 5.2% YoY with EPS plummeting 25.8%, despite flat net income, indicating severe margin compression and cost pressures. Combination of razor-thin net margins (1.4%), poor capital efficiency (ROE 1.9%, ROA 0.3%), minimal FCF generation (1.2% of revenue), and elevated leverage ($1.5B debt against $1.6B equity) creates unfavorable risk-reward.

ChatGPT

Insight generates solid free cash flow and maintains healthy interest coverage despite a mid‑single‑digit revenue decline. Liquidity is adequate and operating margins are stable for a low‑margin reseller model. However, top-line contraction and a sharp EPS drop temper near-term upside until growth re-accelerates and margin expansion is evident.

Why Buy Insight Enterprises Inc. Stock? NSIT Key Strengths

Claude
  • + Positive free cash flow ($26.4M) and operating cash flow ($32.4M) demonstrate ongoing liquidity generation despite profitability pressures
  • + Interest coverage ratio of 5.7x indicates current debt load remains serviceable
  • + Adequate short-term liquidity with current ratio of 1.21x and quick ratio of 1.17x
ChatGPT
  • + Strong free cash flow and cash-light capex
  • + High interest coverage with manageable leverage
  • + Stable operating performance with solid gross margin mix

NSIT Stock Risks: Insight Enterprises Inc. Investment Risks

Claude
  • ! Revenue declining 5.2% YoY in secular downturn of catalog/direct mail retail channel
  • ! EPS collapsed 25.8% YoY amid deteriorating margins and operational leverage working against equity holders
  • ! Combination of thin margins, poor returns on capital, and high leverage limits financial flexibility to invest in digital transformation or weather competitive pressures
ChatGPT
  • ! Revenue decline indicates demand/mix headwinds
  • ! EPS down sharply, suggesting dilution or margin pressure
  • ! Low net margin business sensitive to pricing and IT spending cycles

Key Metrics to Watch

Claude
  • * Revenue stabilization - continued declines accelerate downward spiral of profitability
  • * Operating margin improvement - currently 3.4% is unsustainably thin; must demonstrate path to 5%+ for viability
  • * Free cash flow and debt reduction - FCF must remain positive and be directed toward deleveraging
ChatGPT
  • * Organic revenue growth
  • * Operating margin

Insight Enterprises Inc. (NSIT) Financial Metrics & Key Ratios

Revenue
$2.1B
Net Income
$30.0M
EPS (Diluted)
$0.97
Free Cash Flow
$26.4M
Total Assets
$10.1B
Cash Position
$440.6M

💡 AI Analyst Insight

The relatively thin 1.2% FCF margin may limit capital allocation flexibility.

NSIT Profit Margin, ROE & Profitability Analysis

Gross Margin 21.7%
Operating Margin 3.4%
Net Margin 1.4%
ROE 1.9%
ROA 0.3%
FCF Margin 1.2%

NSIT vs Consumer Sector: How Insight Enterprises Inc. Compares

How Insight Enterprises Inc. compares to Consumer sector averages

Net Margin
NSIT 1.4%
vs
Sector Avg 8.0%
NSIT Sector
ROE
NSIT 1.9%
vs
Sector Avg 18.0%
NSIT Sector
Current Ratio
NSIT 1.2x
vs
Sector Avg 1.5x
NSIT Sector
Debt/Equity
NSIT 0.9x
vs
Sector Avg 0.8x
NSIT Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Insight Enterprises Inc. Stock Overvalued? NSIT Valuation Analysis 2026

Based on fundamental analysis, Insight Enterprises Inc. shows some fundamental concerns relative to the Consumer sector in 2026.

Return on Equity
1.9%
Sector avg: 18%
Net Profit Margin
1.4%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.92x
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Insight Enterprises Inc. Balance Sheet: NSIT Debt, Cash & Liquidity

Current Ratio
1.21x
Quick Ratio
1.17x
Debt/Equity
0.92x
Debt/Assets
84.1%
Interest Coverage
5.71x
Long-term Debt
$1.5B

NSIT Revenue & Earnings Growth: 5-Year Financial Trend

NSIT 5-year financial data: Year 2021: Revenue $9.4B, Net Income $159.4M, EPS $4.43. Year 2022: Revenue $10.4B, Net Income $172.6M, EPS $4.87. Year 2023: Revenue $10.4B, Net Income $219.3M, EPS $5.95. Year 2024: Revenue $10.4B, Net Income $280.6M, EPS $7.66. Year 2025: Revenue $9.2B, Net Income $281.3M, EPS $7.55.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Insight Enterprises Inc.'s revenue has remained relatively flat over the 5-year period, with a 3% decline. The most recent EPS of $7.55 reflects profitable operations.

NSIT Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
1.2%
Free cash flow / Revenue

NSIT Quarterly Earnings & Performance

Quarterly financial performance data for Insight Enterprises Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $2.1B $7.5M $0.22
Q3 2025 $2.0B $50.9M $1.52
Q2 2025 $2.1B $46.9M $1.46
Q1 2025 $2.1B $7.5M $0.22
Q3 2024 $2.1B $58.2M $1.52
Q2 2024 $2.2B $80.5M $2.17
Q1 2024 $2.3B $50.0M $1.34
Q3 2023 $2.3B $57.3M $1.58

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Insight Enterprises Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$32.4M
Cash generated from operations
Stock Buybacks
$75.0M
Shares repurchased (TTM)
Capital Expenditures
$6.0M
Investment in assets
Dividends
None
No dividend program

NSIT SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Insight Enterprises Inc. (CIK: 0000932696)

📋 Recent SEC Filings

Date Form Document Action
May 19, 2026 4 xslF345X06/ownership.xml View →
May 19, 2026 4 xslF345X06/ownership.xml View →
May 19, 2026 4 xslF345X06/ownership.xml View →
May 19, 2026 4 xslF345X06/ownership.xml View →
May 19, 2026 4 xslF345X06/ownership.xml View →

Frequently Asked Questions about NSIT

What is the AI rating for NSIT?

Insight Enterprises Inc. (NSIT) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (HOLD) with 67% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are NSIT's key strengths?

Claude: Positive free cash flow ($26.4M) and operating cash flow ($32.4M) demonstrate ongoing liquidity generation despite profitability pressures. Interest coverage ratio of 5.7x indicates current debt load remains serviceable. ChatGPT: Strong free cash flow and cash-light capex. High interest coverage with manageable leverage.

What are the risks of investing in NSIT?

Claude: Revenue declining 5.2% YoY in secular downturn of catalog/direct mail retail channel. EPS collapsed 25.8% YoY amid deteriorating margins and operational leverage working against equity holders. ChatGPT: Revenue decline indicates demand/mix headwinds. EPS down sharply, suggesting dilution or margin pressure.

What is NSIT's revenue and growth?

Insight Enterprises Inc. reported revenue of $2.1B.

Does NSIT pay dividends?

Insight Enterprises Inc. does not currently pay dividends.

Where can I find NSIT SEC filings?

Official SEC filings for Insight Enterprises Inc. (CIK: 0000932696) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is NSIT's EPS?

Insight Enterprises Inc. has a diluted EPS of $0.97.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is NSIT a good stock to buy right now?

Based on our AI fundamental analysis in May 2026, Insight Enterprises Inc. has a SELL rating with 67% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is NSIT stock overvalued or undervalued?

Valuation metrics for NSIT: ROE of 1.9% (sector avg: 18%), net margin of 1.4% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.

Should I buy NSIT stock in 2026?

Our dual AI analysis gives Insight Enterprises Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is NSIT's free cash flow?

Insight Enterprises Inc.'s operating cash flow is $32.4M, with capital expenditures of $6.0M. FCF margin is 1.2%.

How does NSIT compare to other Consumer stocks?

Vs Consumer sector averages: Net margin 1.4% (avg: 8%), ROE 1.9% (avg: 18%), current ratio 1.21 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 9, 2026 | Data as of: 2026-03-31 | Powered by Claude AI