← Back to All US Stocks

Pattern Group Inc. (PTRN) Stock Fundamental Analysis & AI Rating 2026

PTRN Nasdaq Retail-Catalog & Mail-Order Houses DE CIK: 0001811935
Recently Updated • Analysis: Apr 14, 2026 • SEC Data: 2025-12-31
HOLD
62% Conf
Pending
Analysis scheduled

📊 PTRN Key Takeaways

Revenue: $2.5B
Net Margin: 0.6%
Free Cash Flow: $78.9M
Current Ratio: 2.34x
Debt/Equity: 0.00x
EPS: $-1.36
AI Rating: HOLD with 62% confidence
Pattern Group Inc. (PTRN) receives a HOLD rating with 62% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $2.5B, net profit margin of 0.6%, and return on equity (ROE) of 2.8%, Pattern Group Inc. demonstrates mixed fundamentals in the Consumer sector. Below is our complete PTRN stock analysis for 2026.

Is Pattern Group Inc. (PTRN) a Good Investment?

Claude

Strong revenue growth (39.3% YoY) and positive cash flow generation are offset by dangerously thin profitability margins (0.6% net margin) and negative diluted EPS despite positive net income, indicating fundamental profitability challenges and material shareholder dilution. Excellent liquidity and balance sheet strength prevent a bearish stance, but margins provide minimal buffer for downturns.

Why Buy Pattern Group Inc. Stock? PTRN Key Strengths

Claude
  • + Exceptional revenue growth of 39.3% YoY demonstrates strong market demand
  • + Excellent liquidity position with $289M cash, 2.34x current ratio, and zero long-term debt
  • + Positive operating and free cash flow generation ($99.4M OCF, $78.9M FCF) shows actual cash generation

PTRN Stock Risks: Pattern Group Inc. Investment Risks

Claude
  • ! Dangerously thin margins (1.0% operating, 0.6% net) provide minimal buffer for economic downturns or competitive pressure
  • ! Negative diluted EPS (-$1.36) despite positive net income suggests significant shareholder dilution outpacing earnings growth
  • ! Very low returns on equity (2.8%) and assets (1.7%) indicate inefficient capital deployment despite growth

Key Metrics to Watch

Claude
  • * Gross margin trend and operating margin improvement trajectory
  • * Diluted shares outstanding and EPS accretion/dilution dynamics
  • * Operating leverage as revenue scales and cost structure optimization efforts

Pattern Group Inc. (PTRN) Financial Metrics & Key Ratios

Revenue
$2.5B
Net Income
$16.2M
EPS (Diluted)
$-1.36
Free Cash Flow
$78.9M
Total Assets
$947.6M
Cash Position
$289.0M

💡 AI Analyst Insight

The relatively thin 3.2% FCF margin may limit capital allocation flexibility. Strong liquidity with a 2.34x current ratio provides a solid financial cushion.

PTRN Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 1.0%
Net Margin 0.6%
ROE 2.8%
ROA 1.7%
FCF Margin 3.2%

PTRN vs Consumer Sector: How Pattern Group Inc. Compares

How Pattern Group Inc. compares to Consumer sector averages

Net Margin
PTRN 0.6%
vs
Sector Avg 8.0%
PTRN Sector
ROE
PTRN 2.8%
vs
Sector Avg 18.0%
PTRN Sector
Current Ratio
PTRN 2.3x
vs
Sector Avg 1.5x
PTRN Sector
Debt/Equity
PTRN 0.0x
vs
Sector Avg 0.8x
PTRN Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Pattern Group Inc. Stock Overvalued? PTRN Valuation Analysis 2026

Based on fundamental analysis, Pattern Group Inc. has mixed fundamental signals relative to the Consumer sector in 2026.

Return on Equity
2.8%
Sector avg: 18%
Net Profit Margin
0.6%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Pattern Group Inc. Balance Sheet: PTRN Debt, Cash & Liquidity

Current Ratio
2.34x
Quick Ratio
1.47x
Debt/Equity
0.00x
Debt/Assets
38.7%
Interest Coverage
N/A
Long-term Debt
N/A

PTRN Revenue & Earnings Growth: 5-Year Financial Trend

PTRN 5-year financial data: Year 2025: Revenue $2.5B, Net Income $41.3M, EPS $0.22.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Pattern Group Inc.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $0.22 reflects profitable operations.

PTRN Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
3.2%
Free cash flow / Revenue

PTRN Quarterly Earnings & Performance

Quarterly financial performance data for Pattern Group Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $439.4M -$12.5M $0.09

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Pattern Group Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$99.4M
Cash generated from operations
Capital Expenditures
$20.5M
Investment in assets
Dividends
None
No dividend program

PTRN SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Pattern Group Inc. (CIK: 0001811935)

📋 Recent SEC Filings

Date Form Document Action
Apr 1, 2026 DEF 14A ptrn-20260331.htm View →
Mar 25, 2026 4 xslF345X06/wk-form4_1774477704.xml View →
Mar 18, 2026 8-K ptrn-20260316.htm View →
Mar 6, 2026 10-K ptrn-20251231.htm View →
Mar 5, 2026 8-K ptrn-20260302.htm View →

Frequently Asked Questions about PTRN

What is the AI rating for PTRN?

Pattern Group Inc. (PTRN) has an AI rating of HOLD with 62% confidence, based on fundamental analysis of SEC EDGAR filings.

What are PTRN's key strengths?

Claude: Exceptional revenue growth of 39.3% YoY demonstrates strong market demand. Excellent liquidity position with $289M cash, 2.34x current ratio, and zero long-term debt.

What are the risks of investing in PTRN?

Claude: Dangerously thin margins (1.0% operating, 0.6% net) provide minimal buffer for economic downturns or competitive pressure. Negative diluted EPS (-$1.36) despite positive net income suggests significant shareholder dilution outpacing earnings growth.

What is PTRN's revenue and growth?

Pattern Group Inc. reported revenue of $2.5B.

Does PTRN pay dividends?

Pattern Group Inc. does not currently pay dividends.

Where can I find PTRN SEC filings?

Official SEC filings for Pattern Group Inc. (CIK: 0001811935) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is PTRN's EPS?

Pattern Group Inc. has a diluted EPS of $-1.36.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is PTRN a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Pattern Group Inc. has a HOLD rating with 62% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is PTRN stock overvalued or undervalued?

Valuation metrics for PTRN: ROE of 2.8% (sector avg: 18%), net margin of 0.6% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.

Should I buy PTRN stock in 2026?

Our dual AI analysis gives Pattern Group Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is PTRN's free cash flow?

Pattern Group Inc.'s operating cash flow is $99.4M, with capital expenditures of $20.5M. FCF margin is 3.2%.

How does PTRN compare to other Consumer stocks?

Vs Consumer sector averages: Net margin 0.6% (avg: 8%), ROE 2.8% (avg: 18%), current ratio 2.34 (avg: 1.5).

Top Rated Stocks
NSSC 92% MLI 92% MELI 92% MDXG 92% MANH 92% INVA 92% GGG 92% GCT 92% FTNT 92% FSLR 92%
Sector: All Consumer Stocks →
Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 14, 2026 | Data as of: 2025-12-31 | Powered by Claude AI