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Stitch Fix, Inc. (SFIX) Stock Fundamental Analysis & AI Rating 2026

SFIX Nasdaq Retail-Catalog & Mail-Order Houses DE CIK: 0001576942
Recently Updated • Analysis: Apr 15, 2026 • SEC Data: 2026-01-31
HOLD
68% Conf
Pending
Analysis scheduled

📊 SFIX Key Takeaways

Revenue: $683.4M
Net Margin: -1.3%
Free Cash Flow: $18.9M
Current Ratio: 1.69x
Debt/Equity: 0.00x
EPS: $-0.07
AI Rating: HOLD with 68% confidence
Stitch Fix, Inc. (SFIX) receives a HOLD rating with 68% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $683.4M, net profit margin of -1.3%, and return on equity (ROE) of -4.3%, Stitch Fix, Inc. demonstrates mixed fundamentals in the Consumer sector. Below is our complete SFIX stock analysis for 2026.

Is Stitch Fix, Inc. (SFIX) a Good Investment?

Claude

Stitch Fix is executing a turnaround with declining revenue (-5.3% YoY) and negative operating margins, but demonstrating meaningful operational improvement with net income up 77.7% YoY and positive free cash flow of $18.9M. A fortress balance sheet with zero long-term debt and $118.8M cash provides sufficient runway, though continued execution on profitability restoration and revenue stabilization is required before a positive recommendation.

Why Buy Stitch Fix, Inc. Stock? SFIX Key Strengths

Claude
  • + Zero long-term debt with $118.8M cash and strong liquidity ratios (Current 1.69x, Quick 1.18x)
  • + Positive free cash flow of $18.9M despite losses indicates underlying cash generation capability
  • + Strong gross margin of 43.6% demonstrates pricing power and operational leverage in core business
  • + Significant profitability improvement with net income up 77.7% YoY and EPS up 79.4% YoY

SFIX Stock Risks: Stitch Fix, Inc. Investment Risks

Claude
  • ! Revenue declining 5.3% YoY indicates weakening demand and shrinking addressable market
  • ! Negative operating income (-$13.3M) and operating margin (-1.9%) show core business remains unprofitable
  • ! Negative ROE (-4.3%) and ROA (-1.8%) indicate current destruction of shareholder value
  • ! Turnaround execution risk with uncertain path back to sustainable profitability and growth
  • ! Competitive pressures in online personal styling and e-commerce retail remain intense

Key Metrics to Watch

Claude
  • * Quarterly revenue trend and achievement of growth inflection point
  • * Operating margin progression toward zero and positive territory
  • * Free cash flow conversion to net profitability and positive net income
  • * Customer lifetime value versus acquisition costs and retention rates
  • * Gross margin stability as company optimizes cost structure

Stitch Fix, Inc. (SFIX) Financial Metrics & Key Ratios

Revenue
$683.4M
Net Income
$-9.0M
EPS (Diluted)
$-0.07
Free Cash Flow
$18.9M
Total Assets
$507.8M
Cash Position
$118.8M

💡 AI Analyst Insight

The relatively thin 2.8% FCF margin may limit capital allocation flexibility.

SFIX Profit Margin, ROE & Profitability Analysis

Gross Margin 43.6%
Operating Margin -1.9%
Net Margin -1.3%
ROE -4.3%
ROA -1.8%
FCF Margin 2.8%

SFIX vs Consumer Sector: How Stitch Fix, Inc. Compares

How Stitch Fix, Inc. compares to Consumer sector averages

Net Margin
SFIX -1.3%
vs
Sector Avg 8.0%
SFIX Sector
ROE
SFIX -4.3%
vs
Sector Avg 18.0%
SFIX Sector
Current Ratio
SFIX 1.7x
vs
Sector Avg 1.5x
SFIX Sector
Debt/Equity
SFIX 0.0x
vs
Sector Avg 0.8x
SFIX Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Stitch Fix, Inc. Stock Overvalued? SFIX Valuation Analysis 2026

Based on fundamental analysis, Stitch Fix, Inc. has mixed fundamental signals relative to the Consumer sector in 2026.

Return on Equity
-4.3%
Sector avg: 18%
Net Profit Margin
-1.3%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Stitch Fix, Inc. Balance Sheet: SFIX Debt, Cash & Liquidity

Current Ratio
1.69x
Quick Ratio
1.18x
Debt/Equity
0.00x
Debt/Assets
58.8%
Interest Coverage
N/A
Long-term Debt
N/A

SFIX Revenue & Earnings Growth: 5-Year Financial Trend

SFIX 5-year financial data: Year 2021: Revenue $2.1B, Net Income $36.9M, EPS $0.36. Year 2022: Revenue $2.1B, Net Income -$67.1M, EPS $-0.66. Year 2023: Revenue $2.1B, Net Income -$8.9M, EPS $-0.08. Year 2024: Revenue $2.0B, Net Income -$207.1M, EPS $-1.90. Year 2025: Revenue $1.6B, Net Income -$172.0M, EPS $-1.50.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Stitch Fix, Inc.'s revenue has declined by 24% over the 5-year period, indicating business contraction. The most recent EPS of $-1.50 indicates the company is currently unprofitable.

SFIX Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
2.8%
Free cash flow / Revenue

SFIX Quarterly Earnings & Performance

Quarterly financial performance data for Stitch Fix, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q2 2026 $312.1M -$2.7M $-0.02
Q1 2026 $318.8M -$6.3M $-0.05
Q3 2025 $322.7M -$7.4M $-0.06
Q2 2025 $312.1M -$6.5M $-0.05
Q1 2025 $318.8M -$6.3M $-0.05
Q3 2024 $322.7M -$21.3M $-0.18
Q2 2024 $330.4M -$35.5M $-0.30
Q1 2024 $364.8M -$35.5M $-0.30

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Stitch Fix, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$28.2M
Cash generated from operations
Capital Expenditures
$9.3M
Investment in assets
Dividends
None
No dividend program

SFIX SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Stitch Fix, Inc. (CIK: 0001576942)

📋 Recent SEC Filings

Date Form Document Action
Apr 13, 2026 4 xslF345X06/wk-form4_1776110999.xml View →
Apr 8, 2026 4 xslF345X06/wk-form4_1775691762.xml View →
Apr 1, 2026 8-K sfix-20260401.htm View →
Mar 20, 2026 4 xslF345X06/wk-form4_1774037215.xml View →
Mar 20, 2026 4 xslF345X06/wk-form4_1774037185.xml View →

Frequently Asked Questions about SFIX

What is the AI rating for SFIX?

Stitch Fix, Inc. (SFIX) has an AI rating of HOLD with 68% confidence, based on fundamental analysis of SEC EDGAR filings.

What are SFIX's key strengths?

Claude: Zero long-term debt with $118.8M cash and strong liquidity ratios (Current 1.69x, Quick 1.18x). Positive free cash flow of $18.9M despite losses indicates underlying cash generation capability.

What are the risks of investing in SFIX?

Claude: Revenue declining 5.3% YoY indicates weakening demand and shrinking addressable market. Negative operating income (-$13.3M) and operating margin (-1.9%) show core business remains unprofitable.

What is SFIX's revenue and growth?

Stitch Fix, Inc. reported revenue of $683.4M.

Does SFIX pay dividends?

Stitch Fix, Inc. does not currently pay dividends.

Where can I find SFIX SEC filings?

Official SEC filings for Stitch Fix, Inc. (CIK: 0001576942) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is SFIX's EPS?

Stitch Fix, Inc. has a diluted EPS of $-0.07.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is SFIX a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Stitch Fix, Inc. has a HOLD rating with 68% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is SFIX stock overvalued or undervalued?

Valuation metrics for SFIX: ROE of -4.3% (sector avg: 18%), net margin of -1.3% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.

Should I buy SFIX stock in 2026?

Our dual AI analysis gives Stitch Fix, Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is SFIX's free cash flow?

Stitch Fix, Inc.'s operating cash flow is $28.2M, with capital expenditures of $9.3M. FCF margin is 2.8%.

How does SFIX compare to other Consumer stocks?

Vs Consumer sector averages: Net margin -1.3% (avg: 8%), ROE -4.3% (avg: 18%), current ratio 1.69 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 15, 2026 | Data as of: 2026-01-31 | Powered by Claude AI