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HG Holdings, Inc. (STLY) Stock Fundamental Analysis & AI Rating 2026

STLY OTC Real Estate Investment Trusts DE CIK: 0000797465
Recently Updated • Analysis: Apr 16, 2026 • SEC Data: 2025-12-31
SELL
72% Conf
Pending
Analysis scheduled

📊 STLY Key Takeaways

Revenue: $14.7M
Net Margin: 10.4%
Free Cash Flow: $878.0K
Current Ratio: 2.13x
Debt/Equity: 0.00x
EPS: $0.39
AI Rating: SELL with 72% confidence
HG Holdings, Inc. (STLY) receives a SELL rating with 72% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $14.7M, net profit margin of 10.4%, and return on equity (ROE) of 3.7%, HG Holdings, Inc. demonstrates mixed fundamentals in the Real Estate sector. Below is our complete STLY stock analysis for 2026.

Is HG Holdings, Inc. (STLY) a Good Investment?

Claude

HG Holdings exhibits strong 28% revenue growth and exceptional 96.7% gross margins, but profitability is deteriorating with operating losses and net income declining 8.2% YoY despite revenue expansion. Critically low quick ratio (0.28x) and minimal cash generation relative to asset base indicate operational inefficiency and potential liquidity constraints that undermine the value proposition.

Why Buy HG Holdings, Inc. Stock? STLY Key Strengths

Claude
  • + Strong revenue growth of 28% YoY demonstrates market demand
  • + Exceptional gross margin of 96.7% shows pricing power and cost control at product level
  • + Debt-free balance sheet with zero debt/equity ratio provides financial flexibility and low bankruptcy risk

STLY Stock Risks: HG Holdings, Inc. Investment Risks

Claude
  • ! Operating loss of -$1.1M despite $14.7M revenue indicates structural operational inefficiency or elevated overhead
  • ! Net income declining 8.2% YoY while revenue grows 28% reveals deteriorating profitability quality and operational leverage failure
  • ! Critically low quick ratio of 0.28x signals potential liquidity stress; insufficient liquid assets to cover near-term obligations

Key Metrics to Watch

Claude
  • * Operating margin trajectory - must turn positive and improve to validate business model
  • * Net income growth rate - must realign with revenue growth to confirm operational improvement
  • * Quick ratio and cash conversion cycle - monitor for working capital distress and cash generation adequacy

HG Holdings, Inc. (STLY) Financial Metrics & Key Ratios

Revenue
$14.7M
Net Income
$1.5M
EPS (Diluted)
$0.39
Free Cash Flow
$878.0K
Total Assets
$50.7M
Cash Position
$10.3M

💡 AI Analyst Insight

Strong liquidity with a 2.13x current ratio provides a solid financial cushion.

STLY Profit Margin, ROE & Profitability Analysis

Gross Margin 96.7%
Operating Margin -7.3%
Net Margin 10.4%
ROE 3.7%
ROA 3.0%
FCF Margin 6.0%

STLY vs Real Estate Sector: How HG Holdings, Inc. Compares

How HG Holdings, Inc. compares to Real Estate sector averages

Net Margin
STLY 10.4%
vs
Sector Avg 20.0%
STLY Sector
ROE
STLY 3.7%
vs
Sector Avg 8.0%
STLY Sector
Current Ratio
STLY 2.1x
vs
Sector Avg 1.5x
STLY Sector
Debt/Equity
STLY 0.0x
vs
Sector Avg 1.5x
STLY Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is HG Holdings, Inc. Stock Overvalued? STLY Valuation Analysis 2026

Based on fundamental analysis, HG Holdings, Inc. has mixed fundamental signals relative to the Real Estate sector in 2026.

Return on Equity
3.7%
Sector avg: 8%
Net Profit Margin
10.4%
Sector avg: 20%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 1.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

HG Holdings, Inc. Balance Sheet: STLY Debt, Cash & Liquidity

Current Ratio
2.13x
Quick Ratio
0.28x
Debt/Equity
0.00x
Debt/Assets
18.0%
Interest Coverage
-9.83x
Long-term Debt
N/A

STLY Revenue & Earnings Growth: 5-Year Financial Trend

STLY 5-year financial data: Year 2021: Revenue $2.4M, Net Income $63.0K, EPS $0.00. Year 2022: Revenue $14.5M, Net Income $2.8M, EPS $0.96. Year 2023: Revenue $14.5M, Net Income $3.7M, EPS $1.31. Year 2024: Revenue $11.5M, Net Income -$822.0K, EPS $-0.29. Year 2025: Revenue $14.7M, Net Income -$239.0K, EPS $-0.08.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: HG Holdings, Inc.'s revenue has grown significantly by 505% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.08 indicates the company is currently unprofitable.

STLY Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
6.0%
Free cash flow / Revenue

STLY Quarterly Earnings & Performance

Quarterly financial performance data for HG Holdings, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $3.1M -$67.0K $-0.02
Q2 2025 $3.1M -$239.0K $-0.08
Q1 2025 $2.7M $20.0K $0.01
Q3 2024 $2.9M -$67.0K $-0.02
Q2 2024 $3.1M $80.0K $0.03
Q1 2024 $1.9M $20.0K $0.01
Q3 2023 $2.9M $251.0K $0.09
Q2 2023 $1.9M $80.0K $0.03

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

HG Holdings, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$878.0K
Cash generated from operations
Stock Buybacks
$4.4M
Shares repurchased (TTM)
Dividends Paid
$483.0K
Returned to shareholders

STLY SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for HG Holdings, Inc. (CIK: 0000797465)

📋 Recent SEC Filings

Date Form Document Action
Mar 31, 2026 4 xslF345X06/primary_doc.xml View →
Mar 27, 2026 10-K stly20251231_10k.htm View →
Dec 12, 2025 4 xslF345X05/primary_doc.xml View →
Nov 13, 2025 10-Q stly20250930_10q.htm View →
Nov 3, 2025 8-K stly20251029_8k.htm View →

Frequently Asked Questions about STLY

What is the AI rating for STLY?

HG Holdings, Inc. (STLY) has an AI rating of SELL with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are STLY's key strengths?

Claude: Strong revenue growth of 28% YoY demonstrates market demand. Exceptional gross margin of 96.7% shows pricing power and cost control at product level.

What are the risks of investing in STLY?

Claude: Operating loss of -$1.1M despite $14.7M revenue indicates structural operational inefficiency or elevated overhead. Net income declining 8.2% YoY while revenue grows 28% reveals deteriorating profitability quality and operational leverage failure.

What is STLY's revenue and growth?

HG Holdings, Inc. reported revenue of $14.7M.

Does STLY pay dividends?

HG Holdings, Inc. pays dividends, with $0.5M distributed to shareholders in the trailing twelve months.

Where can I find STLY SEC filings?

Official SEC filings for HG Holdings, Inc. (CIK: 0000797465) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is STLY's EPS?

HG Holdings, Inc. has a diluted EPS of $0.39.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is STLY a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, HG Holdings, Inc. has a SELL rating with 72% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is STLY stock overvalued or undervalued?

Valuation metrics for STLY: ROE of 3.7% (sector avg: 8%), net margin of 10.4% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.

Should I buy STLY stock in 2026?

Our dual AI analysis gives HG Holdings, Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is STLY's free cash flow?

HG Holdings, Inc.'s operating cash flow is $878.0K, with capital expenditures of $0.0. FCF margin is 6.0%.

How does STLY compare to other Real Estate stocks?

Vs Real Estate sector averages: Net margin 10.4% (avg: 20%), ROE 3.7% (avg: 8%), current ratio 2.13 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 16, 2026 | Data as of: 2025-12-31 | Powered by Claude AI